GateToPay review

A wallet-to-wallet transfer costs JOD 0.50. International transfers are charged according to the details of the transfer rather than one fixed published rate, so the cost depends on the route and amount. On top of that, the exchange rate markup of 3.5% applies to conversions.

Transfers sent over CliQ are instant and available around the clock. Payouts sent over other rails settle on the timetable of those rails, so arrival is not guaranteed to be immediate. Bank, wallet and card payouts are all supported, so the rail usually depends on the recipient's choice.

GateToPay is regulated in Jordan by the Central Bank of Jordan. The service runs under the legal entity Jordanian Elaf for Integrated Solutions Company, which is based in Jordan. It was founded in 2014.

Payouts can go to a bank account, a wallet or a card, so recipients can choose the rail that suits them. Transfers on CliQ clear instantly and around the clock, which is useful for urgent payouts. On other rails the timing follows the network involved.

You can get help through email, phone and help centre. That gives you a direct line by email or phone as well as self-service answers in the help centre. Support is listed for the service as a whole, so a business account uses the same channels.

GateToPay is built for payouts rather than everyday retail banking, and it runs under Jordan's Central Bank of Jordan. Businesses make up the bulk of what the site classifies as this service's audience. The combination of bank, wallet and card payouts and instant CliQ settlement suits payroll batches.

GateToPay is headquartered in Jordan and is operated by the Jordanian Elaf for Integrated Solutions Company. The company has been running since 2014. Its payouts are aimed at recipients reached through domestic and regional rails.