GIMACPAY review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
GIMACPAY runs a regional payment system for transfers, card payments and withdrawals for account holders across Central Africa, connecting 123 active members. The service serves people moving funds between bank balances and mobile wallets inside the six-country area who value interoperable access through local institutions.
Key facts
- Best for
- Transfers across Central Africa through one network
- Delivery time
- Instant↗
- Payout methods
- Bank, Cash-pickup, Wallet, Card↗
- Legal entity
- Groupement Interbancaire Monetique de l'Afrique Centrale (GIMAC)↗
- Headquarters
- Cameroon↗
- Founded
- 2012↗
- Support channels
- Email, Phone↗
- Official website
- gimac-afr.com
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Elsewhere
- LinkedInfacebook.com
Pros and cons
Pros
- Connects banks, microfinance institutions and operators across six countries in one network
- Links bank balances with mobile wallets for transfers, payments and withdrawals
- Supports exchanges between Central Africa and the rest of the world with transparency
- Provides certified programmes covering electronic payments and financial inclusion
Cons
- Focus stays on six countries in Central Africa, limiting use outside the region
- Access depends on membership at a local institution, so availability varies by place
Ready to try GIMACPAY?
Who it suits
- Holders of bank balances or mobile wallets in the region
- Senders moving funds between member states
Who should look elsewhere
- People requiring services beyond the regional network
Safety and regulation
Protection forms the core of the GIMACPAY framework, which enables guarded exchanges between institutions and citizens. Systems face assessment for compliance with regional electronic payment standards before connection to the ecosystem. Membership and technical certification follow clear procedures aligned with regional and international standards. Infrastructure holds renewed PCI DSS V4.0.1 certification, supporting security and international compliance. Transfers, payments and withdrawals operate inside this supervised interoperable structure. Activity remains within linked institutions across the six-country area, keeping oversight consistent throughout the network.
How GIMACPAY compares
Where GIMACPAY is available
- Available
- Cameroon, Central African Republic, Chad, Congo, Equatorial Guinea, Gabon
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does GIMACPAY cover?+
GIMACPAY covers transfers between bank accounts and mobile accounts, card payments, withdrawals with or without cards, plus cash-in and cash-out operations. Functions run through one interoperable system linking member institutions across the region. The design removes bank and operator constraints inside the supported zone.
Which countries does GIMACPAY serve?+
The system serves six countries in Central Africa within the CEMAC zone. It links 123 active members and 37 million interconnected users across that territory. Transfers and withdrawals operate anywhere inside the zone through connected institutions.
Who is GIMACPAY for?+
GIMACPAY serves holders of bank or mobile balances with local member institutions in the region. It also serves institutions seeking interoperable services for customers across member states. Connection to the ecosystem allows those customers to pay, transfer and receive funds across borders inside the area.
Who operates GIMACPAY?+
GIMACPAY is run by GIMAC, the Groupement Interbancaire Monétique de l’Afrique Centrale. The organisation pursues inclusive and integrated finance across Central Africa. Central services operate from Yaoundé in Cameroon, coordinating the single platform at the heart of payments in the zone.
Where is GIMACPAY based?+
GIMACPAY is based in Cameroon. (Source, checked September 26, 2026)
When was GIMACPAY founded?+
GIMACPAY was founded in 2012. (Source, checked September 26, 2026)
How can I contact GIMACPAY support?+
GIMACPAY offers support through Email, Phone. (Source, checked September 26, 2026)
Sources
- gimac-afr.com/en checked September 26, 2026
Backs: Delivery time, Legal entity, Payout methods, Support channels
“Cross-Border Mobile Money transfers are now revolutionary! I can send money from Chad to Congo in seconds.”
- gimac-afr.com/en/about-us checked September 26, 2026
Backs: Founded
“2012 Creation of GIMAC as the Interbank Payment Group of Central Africa.”
- gimac-afr.com/en/offers checked September 26, 2026
Backs: Headquarters
“BEAC Central Services BP 1917 Yaounde, Republic of Cameroon”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Transfer fee, Exchange rate markup, Licence type.
Other rankings
GIMACPAY
Transfers across Central Africa through one network