Updated October 13, 2026 · VaultCue Editorial Team
Halyk Bank vs ila Bank
Halyk Bank
Higher score in this comparison
ila Bank
Where Halyk Bank and ila Bank differ
| Compare | Halyk BankReviewSee alternativesSee alternatives | ila BankReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | KZT 0 | Not confirmed |
| Local account details | Not confirmed | IBAN |
| Transfer fee | 0.1% (minimum USD 3) | Not confirmed |
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Our verdict on each
Halyk Bank
Halyk Bank provides a fixed account that opens and manages balances through the Halyk app with online top up and partial and cash withdrawal functions. It suits people who want app centred control with automatic prolongation that passes matured balances onward.
ila Bank
ila Bank suits Bahraini savers who want an easy-access digital account with no lock-in period, keeping the money available on demand. Savings Plus pays 2.5% to 2.7% at a variable rate, with interest credited monthly and a minimum deposit of BHD 3,000 before you can open it.
Score breakdown
| Area | Halyk Bank | ila Bank |
|---|---|---|
| Offer | 9.2 | Not confirmed |
| Trust | 9.8 | Not confirmed |
How they place
| Ranking | Halyk Bank | ila Bank |
|---|---|---|
| Savings accounts | 1083 of 1420 | 1125 of 1420 |
| Online banks | 295 of 402 | 307 of 402 |
Every fact side by side
| Fact | Halyk Bank | ila Bank |
|---|---|---|
| Pricing model | No monthly fee | Not confirmed |
| Features | Digital only | Digital only |
| Legal entity | Halyk Bank JSC | Not confirmed |
| Headquarters | Kazakhstan | Bahrain |
| Founded | 1923 | Not confirmed |
| Support channels | Email, Phone, Help centre | Email, Phone, Help centre, ChatCovers more |
Savings
| Fact | Halyk Bank | ila Bank |
|---|---|---|
| Headline rate | Not confirmed | 2.5% to 2.7% |
| Rate type | Fixed | Variable |
| Term | 6 to 12 months | Not confirmed |
| Minimum deposit | KZT 1,000 | BHD 3,000 |
| Access terms | Opened and managed in the Halyk app; online top-up 24/7; partial withdrawal allowed; online withdrawal with no commission; cash withdrawal 24/7; monthly interest with or without capitalisation; automatic prolongation 3 times, then moved to the depositor's account | No lock-in period, money stays fully accessible on demand, interest paid monthly into the account |
| Account kind | Fixed | Easy access |
Money transfer
| Fact | Halyk Bank | ila Bank |
|---|---|---|
| Delivery time | 15 minutes to 1 day | Not confirmed |
| Payout methods | Bank, Wallet, Card | Not confirmed |
| Fee to send 1,000 | $3 | Not confirmed |
Pros and cons
Halyk Bank
Pros
- Opens and manages a fixed account inside the Halyk app.
- Supports online top up with partial withdrawal plus online and cash withdrawal options.
- Provides automatic prolongation that transfers balances to the depositor account afterwards.
ila Bank
Pros
- Variable interest of 2.5% to 2.7% with no lock-in period, so money stays available on demand
- Interest is paid monthly into the account rather than at maturity
- Support covers email, phone and help centre, including phone and live chat
Cons
- The minimum deposit is BHD 3,000, above the €0.11 typical of savings accounts on the site
- The rate is variable, so the 2.5% to 2.7% paid today is not fixed for the life of the account
- Branches are not among its features, which cover digital-only banking (digital only)
Who each suits
Halyk Bank
Who it suits
- Savers who prefer app centred account management
- People who want structured savings with withdrawal flexibility
ila Bank
Who it suits
- Savers in Bahrain who want on-demand access to their money without a notice period
- People who prefer running a bank account through an app rather than a branch
- Anyone building a deposit above the BHD 3,000 minimum and leaving it to earn interest
Who should look elsewhere
- Plazo ES, if you want a card product instead of a savings account
- AXI Card Tarjeta y Credito, whose headline rate of 21.59% sits on a card product rather than savings
- PayPal Colombia, whose 3.3% belongs to a wallet savings feature outside Bahrain
Current offers
Halyk Bank
Current offer
Bonus
Halyk Bonus Digital payment bonuses: Bonuses (cashback) on payments in the Halyk app and at Halyk POS terminals
Pay by Halyk QR, Apple Pay, Samsung Pay or Google Pay at Halyk POS terminals, or pay in the Halyk app (excluding transactions where only bonus payment is available); bonus accrual has special terms; plastic card ordered from the app is delivered free of charge
Source, checked September 26, 2026
Country by country
| Country | Halyk Bank | ila Bank |
|---|---|---|
| Bahrain | No | Yes |
| Kazakhstan | Yes | No |
Questions about each
Halyk Bank
What does Halyk Bank offer for everyday saving?+
Halyk Bank provides a fixed account that opens and handles activity through the app. Online top up adds funds while partial withdrawal keeps access flexible. Online and cash withdrawal routes handle outgoing funds within the account structure.
How does app access work for this account?+
Opening and ongoing management take place in the app for everyday control. Top up happens online while partial withdrawal remains available during the placement. Withdrawal can proceed online or as cash depending on need.
ila Bank
What rate does ila Bank pay on its savings account?+
Savings Plus pays 2.5% to 2.7% at a variable rate. Because the rate is variable rather than fixed, the figure can change, so it should be read as a current rate rather than a locked-in one.
Is there a minimum deposit to open the account?+
Yes, the minimum deposit is BHD 3,000. That is above the €0.11 median minimum across the savings accounts on the site, so a larger opening balance is expected here than at most of the accounts compared.
Other options to compare
Related by the facts
Halyk Bank
ila Bank