MonCash review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
MonCash suits people moving money inside Haiti who want a wallet built for everyday sends rather than for saving a balance. Transfers between MonCash wallets cost HTG 25 on the standard tier, and smaller sends and QR code payments come with no charge.
Key facts
- Best for
- Everyday money moves inside Haiti: quick wallet to wallet sends that cost little.
- Transfer fee
- 25 HTG (MonCash-to-MonCash, 1,000-1,999 HTG tier; FREE under 250 HTG and free by QR code)↗
- Delivery time
- Immediate↗
- Payout methods
- Bank, Cash-pickup, Wallet↗
- Currencies
- 1↗
- Fee to send 1,000
- HTG 25↗
- Legal entity
- Unigestion Holding S.A.↗
- Headquarters
- Haiti↗
- Founded
- 2010↗
- Support channels
- Email, Phone, Help-centre↗
- Official website
- moncashdfs.com
Everyday accounts
- Monthly fee
- HTG 0↗
- Pricing model
- No monthly fee
- Features
- Digital-only
Facts checked September 26, 2026, 3 sources
Pros and cons
Pros
- A no monthly fee model, so keeping the wallet open costs HTG 0 a month.
- Payout methods include bank, cash pickup and wallet, so a recipient can be paid without holding a bank account.
- Help is available on email, phone and help centre, including a help centre and direct phone contact.
Cons
- A single currency account: 1 currency is supported, so you cannot convert or hold a balance in anything else.
- It is a digital only service, so every send, receipt and balance check needs a phone and a working connection.
Who it suits
- People living in Haiti who send money to family and neighbours inside the country, since delivery is Immediate.
- Recipients who would rather collect cash in person than open a bank account, one of the routes in bank, cash pickup and wallet.
- People who want a wallet open without a recurring bill: the monthly fee is HTG 0.
Who should look elsewhere
- People who send money abroad or hold more than one currency, since MonCash covers 1 currency while PayPal Colombia and Paysera both list fees for other currencies and international sends.
- People who want an account with a wider currency range than a digital only wallet, such as Skrill users who pay a percentage on card sends and can send and receive in the same currency.
Who runs it
MonCash is run by Unigestion Holding S.A., a company based in Haiti that has been in the market since 2010. It is a digital wallet for sending money inside the country, and every account sits under the same group. If something does not go through, support runs on email, phone and help centre: you can call, write an email or search the help centre for an answer.
How MonCash compares
9.1 vs 8.0
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.9
9.1 vs 9.1
9.1 vs 8.6
9.1 vs 9.0
9.1 vs 8.9- 9.1 vs 8.9
9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.4
9.1 vs 8.0
Where MonCash is available
- Available
- Haiti
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does it cost to keep a MonCash account?+
The account carries HTG 0 a month, and MonCash is filed under the no monthly fee model. Charges come from sending money rather than from holding a balance, which suits people who send now and then instead of parking money in an account.
What does a MonCash transfer cost?+
A MonCash to MonCash transfer costs HTG 25 on the standard tier. Smaller sends come free, and payments made by QR code are free as well, so routine payments between people you know can stay cheap. Larger sends sit in higher tiers, so the fee rises with the amount.
How quickly does the money arrive?+
Delivery is Immediate, so a transfer between MonCash wallets lands as soon as it is sent, with no waiting period added on the way. That matters for everyday payments like rent, school fees or a shop run, where the person receiving the money expects it straight away rather than later.
How do I take the money out?+
Payout methods include bank, cash pickup and wallet. A recipient who has a bank account can be paid straight into it, someone without one can collect cash at a pickup point, and a friend in the app can be paid into their wallet. That choice of routes keeps the service useful across the country.
Which currencies can I hold and send?+
The account covers 1 currency, and the monthly fee is quoted in HTG, which points to a wallet built for local money rather than for holding several currencies. Anyone who needs to keep dollars or euros alongside local money will not get that here.
Can I reach a person if something goes wrong?+
Help is available on email, phone and help centre. A call or an email reaches someone who can look at a transaction, while the help centre is the place to check the rules on fees and tiers before you send. Worth having the transfer to hand before you get in touch.
Do I need a bank account to use MonCash?+
You do not need one to receive money. The service is listed as digital only, so sending, receiving and checking a balance all happen on a phone, and bank, cash pickup and wallet includes cash pickup for a recipient who has no bank account of their own.
Sources
- moncashdfs.com/about-us checked September 26, 2026
Backs: Founded
“MonCash is a mobile wallet that has been closing the distance between people in Haiti and empowering them to control their finances since 2010”
- moncashdfs.com/faqs checked September 26, 2026
Backs: Pricing model, Monthly fee, Payout methods, Transfer fee, Fee to send 1,000
“the following transactions are completely free: Opening or upgrading your MonCash account”
- moncashdfs.com/tcs checked September 26, 2026
Backs: Currencies, Delivery time, Features, Headquarters, Legal entity, Support channels
“All transactions will be denominated in the local currency, the Gourde. Customers will be able to carry out transactions only in the above-mentioned currency.”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Exchange rate markup, Licence type.
Related by the facts
MonCash
Everyday money moves inside Haiti: quick wallet to wallet sends that cost little.