Updated October 13, 2026 · VaultCue Editorial Team
Mox Bank vs Nu Mexico
Mox Bank
Higher score in this comparison
Nu Mexico
What sets them apart
| Compare | Mox BankReviewSee alternativesSee alternatives | Nu MexicoReviewSee alternativesSee alternatives |
|---|---|---|
| Headline rate | 0.001% | 6.5% to 13%Higher |
| Rate type | Variable | Fixed |
| Access terms | Interest credited daily to the Mox Account; savings balance usable for daily purchases | Cajitas Nu pay daily yield and stay available 24/7; optional frozen savings of 7, 28, 90 or 180 days |
| Monthly fee | HK$0 | MX$0 |
| Minimum deposit | Not confirmed | MX$0.010 |
Same on both: Account kind (Easy access).
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Key differences
- Founded is lower at Nu Mexico: 2019 vs 2020.
- Headline rate is higher at Nu Mexico: 6.5% to 13% vs 0.001%.
- Support channels: only Mox Bank offers Email.
- Support channels: only Nu Mexico offers Chat.
- Pricing model: only Mox Bank offers Low FX.
Our verdict on each
Mox Bank
Mox Bank suits readers who want a digital-only account that credits interest daily and moves money across several currencies, not the highest savings rate. The monthly fee on the easy access account is HKD 0, transfers carry fees of HKD 0, and the savings rate is 0.001%.
Nu Mexico
Nu Mexico offers an everyday account built around Cajitas Nu for organising money alongside routine spending. The service provides easy-access savings with a structured option for money set apart and appeals to people who prefer managing finances through a digital channel in Mexico.
Score breakdown
| Area | Mox Bank | Nu Mexico |
|---|---|---|
| Cost | 9.1 | 9.3Higher |
| Offer | 8.9A variable savings rate of 0.001% and delivery in 20 seconds to 1 week keep the offer modest. | 9.8Higher |
| Trust | 8.1 | 8.2Higher |
Licences and countries
| Country | Mox Bank | Nu Mexico |
|---|---|---|
| Hong Kong | Securities and Futures Commission CE number: BNO808 | Not confirmed |
| Mexico | Not confirmed |
Additional countries for Mox Bank: 1. Additional countries for Nu Mexico: 1.
Also worth a look
Bank Eskhata has headline rate at 12% to 15%, against 0.001% for Mox Bank and 6.5% to 13% for Nu Mexico.
Bank Eskhata reviewWhat we checked
Mox Bank
- mox.com: 10 facts, checked September 26, 2026
Nu Mexico
- nu.com.mx: 10 facts, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
How they place
| Ranking | Mox Bank | Nu Mexico |
|---|---|---|
| Savings accounts | 559 of 1420 | 1276 of 1420 |
| Online banks | 190 of 402 | 365 of 402 |
Every fact side by side
| Fact | Mox Bank | Nu Mexico |
|---|---|---|
| Pricing model | No monthly fee, Low FXCovers more | No monthly fee |
| Legal entity | Mox Bank Limited | Nubank S.A., Institucion de Banca Multiple |
| Headquarters | Hong Kong | Mexico |
| Founded | 2020 | 2019Lower |
| Support channels | Email, Phone, Help centre, Community | Chat, Phone, Help centre, Community |
Everyday accounts
| Fact | Mox Bank | Nu Mexico |
|---|---|---|
| Currencies | 17 | Not confirmed |
| Features | Digital only | Digital only |
| Transfer fee | 0 remit fees on all global money transfers (Express Remit) from 2 July 2024 | Free: SPEI transfers, no commission |
Money transfer
| Fact | Mox Bank | Nu Mexico |
|---|---|---|
| Delivery time | 20 seconds to 1 week | Not confirmed |
| Payout methods | Bank, Wallet | Not confirmed |
| Fee to send 1,000 | HK$0 | Not confirmed |
Where each stands against the rest
| Fact | Mox Bank | Nu Mexico | Median |
|---|---|---|---|
| Headline rate | 0.001%lowest quarter | 6.5% to 13%highest quarter | 3.25% |
| Minimum deposit | Not confirmed | MX$0.010above the median | MX$0 |
Median across 658 listed accounts.
Pros and cons
Mox Bank
Pros
- A monthly fee of HKD 0 on the account, with a no monthly fee and low fx pricing model.
- Transfer fees of HKD 0 on Express Remit transfers, paying out to bank and wallet.
- Interest is credited daily and the savings balance is usable for daily purchases.
Cons
- The savings rate of 0.001% sits far under the 3% common across the accounts compared here.
- The service is digital only, so everything runs through the app rather than a branch.
- Transfers can take 20 seconds to 1 week to arrive.
Nu Mexico
Pros
- Everyday account that organises money through savings pots
- Accessible savings paired with optional frozen savings structure
Who each suits
Mox Bank
Who it suits
- People who want the same balance to cover daily spending and savings, with interest credited daily.
- Readers who send money abroad regularly and value transfer fees of HKD 0.
- Anyone banking entirely in an app across 17 currencies.
Who should look elsewhere
- Anyone chasing a high savings rate, since AXI Card Tarjeta y Credito shows 21.59%.
- Readers who want more from a savings product: PayPal Colombia lists 3.3%.
- Plazo ES suits people who prefer a headline rate of 24.19% over daily crediting.
Nu Mexico
Who it suits
- People who prefer digital management for routine money
- People who like separate pots for everyday goals
Current offers
Mox Bank
Current offer
Bonus
Mission Bonus Rate: Up to 3.5% p.a. on deposit
Stacking missions; see Mission Bonus Rate Promotion (2026) Terms and Conditions
Source, checked September 26, 2026
Bonus
Mox Payroll: 1.5% p.a. savings top up
Set payroll with Mox; see Payroll Transfer Promotion Terms and Conditions
Source, checked September 26, 2026
Nu Mexico
Current offer
Discount code
Cinepolis 2x1 with the Nu credit card: 2x1 (buy one ticket, get one free) at Cinepolis
Exclusive promo for Nu credit card holders, listed as a limited-time Mastercard benefit on the promotions page
Source, checked September 26, 2026
Country by country
| Country | Mox Bank | Nu Mexico |
|---|---|---|
| Hong Kong | Yes | No |
| Mexico | No | Yes |
Questions about each
Mox Bank
What does Mox Bank charge to keep an account open?+
The account carries a monthly fee of HKD 0, and the pricing model is no monthly fee and low fx. That matches the €0 median monthly fee across the accounts compared here, which leaves the account among the cheapest digital banks to hold.
How much interest do I earn on Mox savings?+
The headline rate is 0.001% and the rate type is variable, so the return can move rather than staying fixed for a term. Interest is credited daily to the Mox Account, and the savings balance can be spent on everyday purchases. Readers shopping for yield should compare the 3% median here.
Nu Mexico
What does Nu Mexico offer for everyday banking?+
Nu Mexico provides an account for routine use that includes easy-access savings for organising money. It combines accessible pots with a structured option for money set apart. The experience focuses on digital management for spending and saving together.
Who is Nu Mexico designed for?+
Nu Mexico appeals to people who want banking and savings in one digital place. It attracts those who value organised pots for plans and routine costs. Check whether flexible access with added structure matches your habits.
Other options to compare
Related by the facts
Mox Bank
Nu Mexico