Naqdina review
Updated October 13, 2026 · VaultCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Naqdina offers multi channel account access with offline options, yet its services centre on Afghanistan where it was licensed in 2014. It is a payment services firm for people who need to manage balances, register agents and view reports through web, app, USSD and SMS.
Key facts
- Best for
- People managing transfers through several access channels
- Legal entity
- Naqdina Payment Services↗
- Headquarters
- Afghanistan↗
- Founded
- 2014↗
- Support channels
- Email, Phone, Chat, Help-centre↗
- Official website
- naqdina.com
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- LinkedInXfacebook.com
Pros and cons
Pros
- Provides the same account range through mobile app as through web portal
- Supports Web Portal, Mobile App, USSD and SMS for flexible access
- Includes an offline mode that keeps important options available without internet
- Established payment services firm licensed in Afghanistan since 2014
Cons
- Centres on agent registration and balance transfers rather than broad banking
- Relies on switching channels when one access method fails locally
Ready to try Naqdina?
Who it suits
- Agents and customers who use multiple access channels
- People who need offline access to account functions
Who should look elsewhere
- People looking for full everyday banking beyond transfer tools
How your money is protected
Naqdina states that protection of assets receives its most important attention across activities. It aims to provide a secure transaction environment for people using its services. It operates as Naqdina Payment Services, which obtained a business license from Afghanistan Investment Support Agency in 2014. That licensing history shows formal establishment rather than informal operation. Protection applies whether access happens through web portal, mobile app, USSD or SMS, and offline mode retains core functions within that protected approach.
How Naqdina compares
Where Naqdina is available
- Available
- Afghanistan
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Naqdina offer?+
Naqdina gives the same range of account access through the mobile application as through the web portal. Customers can register agents, transfer balance and get reports on smart phones.
How can customers reach their Naqdina account?+
Customers can work from the Web Portal, Mobile App, USSD and SMS. The multiple choices let customers switch access when one method is not working in an area.
What happens when the internet connection finishes?+
Customers can switch to offline mode when the internet package is finished. The offline mode keeps very important options available in a user friendly graphical interface.
Which company operates Naqdina?+
Naqdina is operated by Naqdina Payment Services. (Source, checked September 26, 2026)
Where is Naqdina based?+
Naqdina is based in Afghanistan. (Source, checked September 26, 2026)
When was Naqdina founded?+
Naqdina was founded in 2014. (Source, checked September 26, 2026)
How can I contact Naqdina support?+
Naqdina offers support through Email, Phone, Chat, Help-centre. (Source, checked September 26, 2026)
Sources
- naqdina.com checked September 26, 2026
Backs: Support channels
“Reach us via phone, email and online chat.”
- naqdina.com/about.jsp checked September 26, 2026
Backs: Founded
“Naqdina Payment Services is an innovative and forward-thinking firm established in 2014 by obtaining business license from Afghanistan Investment Support Agency (AISA).”
- naqdina.com/contact.jsp checked September 26, 2026
Backs: Headquarters
“Office # 130, 2nd Floor, Sherzad Trading Plaza, District 5, Kabul Afghanistan”
- naqdina.com/FAQ.jsp checked September 26, 2026
Backs: Legal entity
“Naqdina is the branding name of Naqdina Payment Services Company.”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Transfer fee, Exchange rate markup, Delivery time, Licence type.
Other rankings
Naqdina
People managing transfers through several access channels