Onafriq review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
For businesses targeting customers across Africa, Onafriq offers a real-time payments network that connects to one billion wallets across the continent. It works as a Network of Networks for partners, money transfer organisations and institutions rather than as a personal transfer account.
Pros and cons
Pros
- Connects partners to one billion wallets across the African continent
- Runs on a real-time payments network that is built for Africa
- Gives customers the choice of paying by cards, cash or mobile wallets
- Supports multiple payout use cases through one single platform integration
Cons
- Focuses on businesses and partner organisations instead of serving individuals directly
- Concentrates coverage on African markets, which limits relevance beyond the continent
- Requires platform integration before partners can run payouts and card programmes
Who it suits
- Businesses expanding into African markets
- Money transfer organisations seeking wider wallet reach
- Institutions supporting last-mile mobile money users
Who should look elsewhere
- Individuals seeking a personal transfer account
How Onafriq compares
Where Onafriq is available
- Available
- Benin, Botswana, Burkina Faso, Burundi, Cabo Verde, Cameroon, Central African Republic, Chad, Comoros, Congo, Côte d'Ivoire, Democratic Republic of the Congo, Equatorial Guinea, Eswatini, Ethiopia, Gabon, Gambia, Ghana, Guinea, Guinea-Bissau, Kenya, Liberia, Madagascar, Malawi, Mali, Mauritius, Morocco, Mozambique, Niger, Nigeria, Rwanda, Senegal, Sierra Leone, South Africa, South Sudan, Tanzania, Togo, Uganda, Zambia, Zimbabwe
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Who does Onafriq serve?+
Onafriq serves businesses, non-bank financial institutions and money transfer organisations. It also works with government development organisations and non-profit organisations. Those partners use its network to extend reach and offer more payment options.
Where does Onafriq operate?+
Onafriq operates across African markets through partner networks with live coverage and multiple bank partners across SSA. It provides access to millions of customers and one billion wallets on the continent. Partners choose where they want to transact from within that footprint.
How do payments work through Onafriq?+
Partners connect once and offer payment by cards, cash or mobile wallets. Payouts run for multiple use cases with real-time transaction capabilities. The same connection also supports access to multiple currencies across the continent.
What company is behind Onafriq?+
Onafriq calls itself the Network of Networks for convergence and interoperability. It enables partners to scale digital payment strategies across Africa. Its work centres on access, market opening and connecting people to wider opportunities.
Where is Onafriq based?+
Onafriq is based in United Kingdom. (Source, checked September 26, 2026)
How can I contact Onafriq support?+
Onafriq offers support through Email. (Source, checked September 26, 2026)
Sources
- onafriq.com checked September 26, 2026
Backs: Headquarters, Payout methods
“51 Eastcheap, London, EC3M 1JP, United Kingdom”
- onafriq.com/about checked September 26, 2026
Backs: Delivery time
“Real-time transactions | Single integration and support contact”
- iubenda.com/terms-and-conditions/65080377 checked September 26, 2026
Backs: Legal entity, Support channels
“ONAFRIQ GROUP, which consists of ONAFRIQ UK Holdings Limited and all its subsidiaries”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Transfer fee, Exchange rate markup, Licence type.