Updated October 14, 2026 · VaultCue Editorial Team
PagBank vs PX Pay 全支付
PagBank
Higher score in this comparison
PX Pay 全支付
PagBank vs PX Pay 全支付: the differences
| Compare | PagBankReviewVisitVisit | PX Pay 全支付ReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | R$0 to R$75 | Not confirmed |
| Currency conversion fee | 5% | Not confirmed |
| Free ATM withdrawals | R$0 | Not confirmed |
| Transfer fee | Free (unlimited TED and Pix to any bank) | Not confirmed |
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Our verdict on each
PagBank
PagBank suits Brazilian businesses and freelancers who want a free everyday account with instant Pix payouts and a savings option on the side.
PX Pay 全支付
A 2022 cooperation note describes embedding an SDK in the PX Mart app to provide PX Pay members with PXPay Plus payment services.
Score breakdown
| Area | PagBank | PX Pay 全支付 |
|---|---|---|
| Cost | 8.6Cost score rests on BRL 0 to BRL 75 monthly charges, BRL 0 for cash withdrawals and 5% for card conversion. | Not confirmed |
| Offer | 9.2Offer score rests on variable savings, Daily liquidity, redeem whenever you want and payouts to bank and wallet. | Not confirmed |
| Trust | 8.8 | Not confirmed |
How they place
| Ranking | PagBank | PX Pay 全支付 |
|---|---|---|
| Money transfer services | 14 of 1564 | 1273 of 1564 |
Every fact side by side
| Fact | PagBank | PX Pay 全支付 |
|---|---|---|
| Audience | Business, Freelancer | Not confirmed |
| Pricing model | No monthly fee | Not confirmed |
| Features | Free ATM, Digital only, No credit check | Not confirmed |
| Legal entity | PAGSEGURO INTERNET INSTITUIÇÃO DE PAGAMENTO S/A | Not confirmed |
| Headquarters | Brazil | Not confirmed |
| Founded | 2006 | Not confirmed |
| Support channels | Email, Phone, Help centre, Chat | Not confirmed |
Savings
| Fact | PagBank | PX Pay 全支付 |
|---|---|---|
| Rate type | Variable | Not confirmed |
| Minimum deposit | R$1 | Not confirmed |
| Access terms | Daily liquidity, redeem whenever you want | Not confirmed |
| Account kind | Easy access | Not confirmed |
Money transfer
| Fact | PagBank | PX Pay 全支付 |
|---|---|---|
| Delivery time | Within minutes: cross-border payouts cleared in minutes to Pix or a PagBank account; Pix transfers instant 24/7 | Not confirmed |
| Payout methods | Bank, Wallet | Not confirmed |
| Fee to send 1,000 | R$0 | Not confirmed |
Where each stands against the rest
| Fact | PagBank | PX Pay 全支付 | Median |
|---|---|---|---|
| Monthly fee | R$0 to R$75at the median | Not confirmed | R$0 |
| Currency conversion fee | 5%highest quarter | Not confirmed | 0.5% |
Median across 377 listed accounts.
Pros and cons
PagBank
Pros
- Transfers to any bank are Free (unlimited TED and Pix to any bank), which covers both Pix and TED.
- Cash access carries an allowance of BRL 0, so withdrawals do not add to the bill.
- Payouts reach bank and wallet, and cross-border money clears in minutes to Pix or a PagBank account.
Cons
- Currency conversion on the card costs 5%, which ranks 304 of 312 and sits above the site median of 0.5%.
- The service is digital-only, as free atm, digital only and no credit check shows, so it suits people comfortable running money from an app.
- Savings pay a variable rate, so returns can move.
PX Pay 全支付
Pros
- A 2022 cooperation note describes embedding an SDK in the PX Mart app to provide PX Pay members with PXPay Plus payment services.
- The notice does not establish that the two named products are identical.
Who each suits
PagBank
Who it suits
- Brazilian sole traders and small companies that bill and pay in Pix
- Freelancers who want an everyday account with an easy access CDB alongside
- Anyone happy to manage the account from a phone
Who should look elsewhere
- Skrill, if a wallet outside Brazil fits better: its monthly fee is €0
- Plazo ES, if a Spanish product suits you instead: its monthly fee is €0
- PayPal Colombia, if a wallet for cross-border online payments is the job: its monthly fee is $0
PX Pay 全支付
Who it suits
- Readers checking a historical PX Pay and PXPay Plus integration note
Current offers
PagBank
Current offer
Discount code
Taxa 0% para novos clientes (0% merchant rate on card readers): 0%
New customers of the Conta PJ PagBank; card reader without rental fee
Source, checked September 26, 2026
Discount code
Moderninha ProFit com 90% off (Super Max): R$ 83,88 à vista (12x de R$ 6,99)
Super Max plan; promotional price valid under campaign terms
Source, checked September 26, 2026
Country by country
| Country | PagBank | PX Pay 全支付 |
|---|---|---|
| Brazil | Yes | No |
Questions about each
PagBank
What does PagBank charge to hold an account?+
The monthly fee runs BRL 0 to BRL 75, and the account is built around no monthly charge. PagBank ranks 1 of 500 on monthly fee across the site, the site median is €0, and the top of the site range reaches €449.
Are Pix and TED transfers really free?+
Transfers to any bank are Free (unlimited TED and Pix to any bank), and the Pix transfer charge is BRL 0. Pix is instant around the clock, and cross-border payouts clear in minutes to Pix or a PagBank account, with payouts landing on bank and wallet.
What does it cost to take out cash?+
The ATM allowance is BRL 0, and free ATM withdrawals sit among the features listed on free atm, digital only and no credit check. Cash access is included in the account rather than sold as a separate add on, so taking money out does not raise the monthly bill.
How do I get help if something goes wrong?+
Support runs on email, phone and help centre, covering phone, chat, email and a help centre. The account is digital-only, one of the features listed on free atm, digital only and no credit check, so most questions are handled in the app rather than in person.
Other options to compare
Other matchups
Related by the facts
PagBank
PX Pay 全支付