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Paysera Albania review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Paysera Albania suits companies needing euro payments, local account details and quick SEPA settlement, with a monthly fee of €0 and transfer costs of €0.30 after the free allowance. The trade-off is a digital only account aimed at business users, and euros outside the EEA carry the dearest charges.

Key facts

Best for
Companies paying suppliers and staff in euros who want local account details and no monthly charge.
Transfer fee
SEPA/SEPA Instant transfers to SEPA countries, Albania, Kosovo or Ukraine: 30 transfers free per month, then 0.30 EUR per transfer for private clients; other Albanian banks 0.01% of the value, from 2 to 25 EUR; international euro transfers outside the EEA from 7 EUR↗
Delivery time
SEPA Instant credited within 1 minute; standard SEPA up to 1 working day; euro transfers outside the EEA up to 3 business days; normally up to 1 working day (sometimes 3) for international transfers↗
Payout methods
Bank, Cash-pickup, Wallet, Card↗
Currencies
from 20↗
Fee to send 1,000
€0.30↗
Legal entity
Paysera Albania SH.P.K.↗
Headquarters
Albania↗
Support channels
Phone, Email, Help-centre↗
Official website
paysera.al

Everyday accounts

Monthly fee
€0↗
Local account details
IBAN↗
Audience
Business
Pricing model
No monthly fee, Low FX fees
Features
Digital-only

Facts checked September 26, 2026, 7 sources

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedInyoutube.comfacebook.com

Pros and cons

Pros

  • A monthly fee of €0 on a no monthly fee and low fx account, so holding euros costs nothing to run.
  • Local iban details make it straightforward to receive money in Albania.
  • SEPA Instant transfers are credited within a minute and standard SEPA within a working day.
  • Reach of from 20 currencies keeps a multi-market business on one balance.

Cons

  • The account is digital only, so opening, checking and sending all happen in the app.
  • The transfer fee schedule puts euro transfers outside the EEA at the dear end, and other Albanian banks are charged a share of the value with a floor and a ceiling.
  • The listed audience is business, so a purely personal account is a secondary use of the product.
Paysera Albania

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Scored 9.0 / 10 by VaultCue.

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Who it suits

  • Companies and freelancers paid in euros who need local account details in Albania
  • Anyone sending euros to Albania, Kosovo or Ukraine who needs fast SEPA settlement
  • Businesses invoicing across markets that want several currencies on one balance

Who should look elsewhere

  • PayPal Colombia, where transfers from a marketplace balance or linked bank account are free but card-funded sends add a percentage plus a fixed fee
  • Skrill, which is free by bank transfer yet adds a percentage on debit card and more again on credit card
  • Paysera, if you need US dollar, pound or franc transfers or SWIFT, each of which carries its own fee there

The company behind it

Paysera Albania is operated by Paysera Albania SH.P.K., based in Albania. Support runs on phone, email and help centre, so a phone call or an email reaches the company and the help centre holds the written guides. No branch counter is listed among those channels.

How Paysera Albania compares

Where Paysera Albania is available

Available
Albania

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does a Paysera Albania account cost to keep?+

The monthly fee is €0 and the account runs on a no monthly fee and low fx model, so there is no subscription to pay. Charges come from what you send: SEPA and SEPA Instant transfers to SEPA countries, Albania, Kosovo or Ukraine include a monthly allowance of free transfers, then €0.30 per transfer for private clients.

What do transfers outside the SEPA area cost?+

Euro transfers outside the EEA start at a higher figure on the transfer fee schedule, and transfers to other Albanian banks are charged a share of the value with a floor and a ceiling. For context, the median conversion fee across money transfer providers listed on the site is 0.53%.

How do these fees compare with other providers?+

Paysera Albania charges €0.30 per SEPA transfer for private clients after the free allowance. PayPal Colombia is free from a balance or linked bank account and adds a percentage plus a fixed fee on card-funded sends, while Skrill is free by bank transfer and adds a percentage on debit and more again on credit card.

How quickly do euro payouts arrive?+

SEPA Instant transfers are credited within a minute, standard SEPA within a working day, and euro transfers outside the EEA can run to a few business days. Once the money lands you can hold it against from 20 currencies or move it to a bank, wallet, card or cash pickup payout.

How many currencies can I hold?+

The account gives access to from 20 currencies and runs on a no monthly fee and low fx model. Holding several currencies on one balance suits a business that bills in more than one market, while euro payments are priced on a separate line of the transfer fee schedule.

How do I get money in and out?+

Incoming payments use local iban details, so a client can pay you as they would a domestic account. Outgoing money can go to a bank account, a cash pickup point, a wallet or a card (bank, cash pickup and wallet), which covers recipients who hold none of those directly.

Is there a branch I can walk into?+

No. The account is digital only, so opening it, checking balances and sending money all happen in the app. Support comes through phone, email and help centre, which means a phone call, an email or the help centre rather than face to face service.

Who is the account built for?+

The listed audience is business, and a €0 monthly fee alongside local iban details fits a company paying staff and suppliers in euros. Freelancers invoicing from Albania fit the same pattern whenever the money moves in euros.

Sources

Compiled from 8 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Exchange rate markup, Licence type.

Paysera Albania

Paysera Albania

Companies paying suppliers and staff in euros who want local account details and no monthly charge.

9.0/10See alternatives