Plin review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Plin is a money transfer service for people in Peru who want to send without a monthly charge, with a monthly fee of PEN 0 and a transfer fee of free. Delivery is Immediate and money lands in a bank account, so it suits senders who pay out to banks in that market.
Key facts
Everyday accounts
- Monthly fee
- PEN 0↗
- Pricing model
- No monthly fee
Facts checked September 26, 2026, 2 sources
Pros and cons
Pros
- The monthly fee is PEN 0, so there is no recurring account charge to manage.
- The transfer fee is free, with a transfer fee amount of PEN 0 on the sending side.
- Delivery is Immediate straight to a bank account, which keeps waiting short.
- Card-funded transfers add a percentage at PayPal Colombia and Skrill, where the Plin transfer fee is free.
Cons
- Payouts run to a bank account, bank, so recipients who want a cash or wallet payout are not covered.
- Plin is based in Peru, which keeps the service aimed at senders and recipients inside that market.
Who it suits
- People in Peru who want to send money without a recurring charge, since the monthly fee is PEN 0.
- Senders happy to have money delivered to a bank account, as bank is the payout route.
- Users who need the funds quickly, with delivery at Immediate on a transfer fee of free.
Who should look elsewhere
- Anyone funding transfers by card and expecting no percentage, since PayPal Colombia and Skrill add card fees to each transfer.
- Senders who regularly move money in other currencies, since Paysera charges a fee on transfers in other currencies beyond a free monthly allowance.
- People sending outside Peru who need a wider market, as Plin is based in Peru.
How Plin compares
Where Plin is available
- Available
- Peru
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does it cost to send money with Plin?+
Plin lists a transfer fee of free and a transfer fee amount of PEN 0, so the sending side carries no separate charge. The monthly fee is PEN 0, which keeps holding the account free alongside transfers. On other services, costs often rise when a transfer is funded by card.
Is there a monthly fee for a Plin account?+
The monthly fee is PEN 0, and the account is described as a no monthly fee model. That matches the site median monthly fee of €0, while accounts at the upper end of the comparison reach €0.
How fast does a Plin transfer arrive?+
Delivery is Immediate once the payment is sent, and the payout runs into a bank account. That suits recipients who need funds straight away, and suits sending less well where a dated payout window is planned around.
How do I get the money out of Plin?+
The payout method is a bank account, bank, so money is delivered straight to a bank rather than to a wallet or a card. Senders need the recipient's bank details on hand, and the service is a natural fit for anyone already paid into a bank account.
Which country does Plin operate from?+
Plin is based in Peru, and its delivery is Immediate. The details cover a Peru-based service carrying a transfer fee of free, so anyone sending from or receiving in another market should read the provider's own terms before assuming the same terms apply.
What type of account does Plin offer?+
The account is a no monthly fee model, with a monthly fee of PEN 0, a transfer fee of free and delivery at Immediate. It is built around sending and receiving rather than around a set period, which suits users who move money rather than hold it for a term.
How does Plin compare with PayPal Colombia and Skrill on fees?+
The Plin transfer fee is free. PayPal Colombia charges a percentage plus a fixed fee when a transfer is funded by card and adds a percentage on international transfers, while Skrill charges by card and on same send and receive currency transfers. Funding by bank rather than card is where Plin is simplest.
Sources
- play.google.com/store/apps/details checked September 26, 2026
Backs: Pricing model, Monthly fee
“digital savings account with zero maintenance costs, a digital debit card”
- plin.pe checked September 26, 2026
Backs: Delivery time, Headquarters, Payout methods, Transfer fee, Fee to send 1,000
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Exchange rate markup, Licence type.
Other rankings
Plin
Free transfers with Immediate delivery into a bank account and no monthly charge.