Prestamype review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
Prestamype stands apart from standard money transfer services because it links entrepreneurs seeking funds with investors seeking returns through secured lending. It covers mortgage-backed borrowing for property owners and invoice advances for firms managing cash flow, while borrowing supports business activity, home building, debt payment and growth of savings.
Key facts
- Best for
- Firms seeking liquidity and owners using property as backing
- Delivery time
- 15 business days (average)↗
- Headquarters
- Peru↗
- Support channels
- Phone, Chat, Help-centre↗
- Official website
- prestamype.com
Facts checked September 26, 2026, 2 sources
Apps and profiles
- Elsewhere
Pros and cons
Pros
- Connects entrepreneurs with investors through mortgage-backed loans and factoring
- Supports borrowing to build housing, settle debts or fund operations
- Advances cash against unpaid invoices to help meet payroll obligations
- Supervised in prevention of laundering and terrorist financing by UIF
Cons
- Focuses only on secured borrowing and invoice sales, not general transfers
- Requires property as backing for mortgage loans and invoices for factoring
Who it suits
- Entrepreneurs seeking funds against residential property
- Companies waiting on customer invoices for cash flow
- Investors seeking returns from secured business funding
Who should look elsewhere
- People seeking simple person to person transfers
How Prestamype compares
Where Prestamype is available
- Available
- Peru
- Licence in Peru
- Unidad de Investigacion Financiera (UIF), SBS Peru (AML/CFT supervision, P2P) (RUC 20601802296), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Prestamype do?+
Prestamype connects entrepreneurs with investors who seek returns on savings through factoring and mortgage-backed loans. It links borrowing needs with capital placed into invoice sales and property backed credit. Funding supports business needs, housing building and debt payment.
How does factoring work with Prestamype?+
Companies sell unpaid invoices through Prestamype to unlock liquidity for operations in less than a day. The advance helps firms cover staffing obligations linked to CTS. Factoring gives an agile and flexible route to cash against receivables.
Who invests through Prestamype?+
Investors use Prestamype to pursue higher returns on savings by funding business credit. Funds flow into factoring operations and loans backed by mortgages. The model links individual capital with entrepreneur borrowing needs for housing and business activity.
How is Prestamype supervised?+
Prestamype operates under supervision in prevention of laundering and terrorist financing. Oversight comes from UIF and covers controls against proliferation of weapons. Terms, conditions and privacy policies support factoring and mortgage-backed activity for entrepreneurs and investors.
Where is Prestamype based?+
Prestamype is based in Peru. (Source, checked September 26, 2026)
How can I contact Prestamype support?+
Prestamype offers support through Phone, Chat, Help-centre. (Source, checked September 26, 2026)
Sources
- prestamype.com/nosotros checked September 26, 2026
Backs: Headquarters
“Miraflores - Centro Empresarial Pardo, C. Martir Jose Olaya 129, Miraflores 15074”
- prestamype.com/prestamos checked September 26, 2026
Backs: Delivery time, Support channels
- sbs.gov.pe/app/uif/voc checked September 26, 2026
Backs: Licences
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Transfer fee, Exchange rate markup, Licence type.