Ramp Network review

The price depends on how you pay. A manual bank transfer is the cheapest route, card payments in US dollars, euros and pounds sit higher, and cards in other currencies cost the most. A fixed fee of €2.49 can also be added on top of the percentage.

Most transactions settle within minutes, so card payments move quickly. A manual bank transfer takes a couple of business days instead, and some German banks add extra days on top of that, so plan ahead when a payment is time sensitive.

Yes, through its legal entity Ramp Swaps Ltd. It is registered with the Financial Conduct Authority in the UK under 928783, with the Central Bank of Ireland in Ireland, and with the Financial Crimes Enforcement Network in the US.

Support runs on help centre, chat and email, and no phone line is listed. The help centre and chat handle everyday questions, email suits longer cases, and the community covers what other users ask about.

The buy page lists from 40 currencies, well above the 2 currencies that mark the lower quarter of the services in this comparison. Payouts run to bank and card, so check that your own bank and card currency is covered before you start.

The service runs under Ramp Swaps Ltd, a company founded in 2017 and registered in the UK, Ireland and the US. Registration in each of those markets means the same group is named on your account wherever you are based.

Selling costs less on the faster bank rails, including ACH, RTP, SEPA and SEPA Instant, and more when the payout goes straight to a card. A fixed fee of €2.49 can apply, so taking your money out by bank is the cheaper side of the trade.

Ramp Network is built for buying and selling crypto, so it suits people funding a purchase by card or bank transfer and wanting delivery within minutes. For sending money to family or paying a supplier abroad, a transfer service such as Skrill or Paysera fits the job better, since both offer free moves by bank or in euro.