Updated September 28, 2026 · VaultCue Editorial Team
Skrill vs VaultLeap
Skrill
VaultLeap
Higher score in this comparison
What sets them apart
| Compare | SkrillReviewVisitVisit | VaultLeapReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | €0 | $0 |
| Currency conversion fee | 3.99% | 0.5%Lower |
| Currencies | 47Higher | 3 |
| Transfer fee | Skrill to Skrill 2.99% (min EUR 0.50); Skrill Money Transfer by bank transfer zero fees; international transfer up to 4.99% incl. exchange rate mark-up | 0.75% Standard, 0.45% Pro, 0.00% Zero up to $40k/mo then 0.55% |
| Licence type | E money | Not confirmed |
| Deposit protection | EU DGS up to EUR 100,000 | Not confirmed |
| Local account details | Not confirmed | IBAN, Us ACH |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- VaultLeap scores higher overall: 9.1 vs 9.0.
- Currency conversion fee is lower at VaultLeap: 0.5% vs 3.99%.
- Currencies is higher at Skrill: 47 vs 3.
- Support channels: only Skrill offers Phone.
- Audience: only Skrill offers Travelers.
- Audience: only VaultLeap offers Freelancer.
- Pricing model: only VaultLeap offers Low FX.
Our verdict on each
Skrill
Skrill suits expats, travellers and businesses who want many currencies and no monthly charge, with the monthly fee at €0 and 47 currencies. The trade-off is the pace and cost of moving money: international transfers land in 24 - 72 hours and conversion costs 3.99% on top.
VaultLeap
VaultLeap suits freelancers, business owners and expats who move money across borders and want cheap conversion. It scores 4.8 overall, with a cost score of 5.8 and no monthly fee at $0. Its weak point is choice, at 3 currencies.
Score breakdown
| Area | Skrill | VaultLeap |
|---|---|---|
| Cost | 8.7Cost is the weak side: 3.99% to convert, a fee set on the amount sent for transfers, and a mark-up of 4.99% on international ones. | 9.2HigherNo monthly fee at $0, tiered transfer fees that fall on the higher tier, and currency conversion at 0.5%. |
| Offer | 9.6HigherOffer is strong: 47 currencies, EU deposit protection of EU DGS up to EUR 100,000 and support on help centre, email and phone. | 9.0Covers 3 currencies with local details on iban and us ach, aimed at expats, business and freelancer. |
| Trust | 8.9 | Not confirmed |
Where they rank in our lists
| Ranking | Skrill | VaultLeap |
|---|---|---|
| Business bank accounts | 7 of 563 | 129 of 563 |
| Money transfer services | 4 of 1564 | 233 of 1564 |
| Multi-currency accounts | 4 of 348 | 124 of 348 |
Where each is licensed and available
| Country | Skrill | VaultLeap |
|---|---|---|
| Ireland | IE_CBI PSD_EMI IE_CBI!C184986 | Not confirmed |
| United Kingdom | Not confirmed | |
| United States | Not confirmed |
Sources behind this comparison
Skrill
- skrill.com: 9 facts, checked September 26, 2026
- euclid.eba.europa.eu: 3 facts, checked September 26, 2026
VaultLeap
- vaultleap.com: 10 facts, checked September 26, 2026
Every fact side by side
| Fact | Skrill | VaultLeap |
|---|---|---|
| Audience | Expats, Travelers, Business | Expats, Business, Freelancer |
| Pricing model | No monthly fee | No monthly fee, Low FXCovers more |
| Legal entity | Paysafe Payment Solutions Limited | Klydo, Inc. |
| Headquarters | Ireland | United States |
| Founded | 2001 | Not confirmed |
| Support channels | Help centre, Email, PhoneCovers more | Email, Help centre |
Money transfer
| Fact | Skrill | VaultLeap |
|---|---|---|
| Exchange rate markup | 4.99% | 0.5%Lower |
| Delivery time | 24 - 72 hours | Same-day ACH, SEPA in hours, on-chain in minutes |
| Payout methods | Bank, Card, Wallet | Bank, Wallet, Card |
| Fee to send 1,000 | €0 | Not confirmed |
Where each stands against the rest
| Fact | Skrill | VaultLeap | Median |
|---|---|---|---|
| Currency conversion fee | 3.99%highest quarter | 0.5%at the median | 0.5% |
| Currencies | 47highest quarter | 3below the median | 5 |
Median across 536 listed accounts.
Pros and cons
Skrill
Pros
- The monthly fee is €0, the same as Starling Personal Account Debit Card at £0, so the wallet costs nothing to keep open.
- The stated audience covers expats, travelers and business, so expats, travellers and businesses are the groups the service is built around.
- 47 currencies sit in one wallet, well above the site median of 5.
Cons
- Currency conversion costs 3.99%, against 0% at AXI Card Tarjeta y Credito and 0.5% at XTB.
- An exchange rate mark-up of 4.99% can be added to international transfers on top of the fee.
- The currency conversion fee ranking puts it at 297 out of 312, so exchange is the weak spot.
VaultLeap
Pros
- The monthly fee is $0, so holding the account costs nothing while Same-day ACH, SEPA in hours, on-chain in minutes.
- Currency conversion is priced at 0.5%, which sits alongside the 0.5% charged across the site.
- Transfer fees fall on the higher tier, and a further plan waives them inside a monthly allowance before its own rate applies above it.
Cons
- The currency list is short at 3 against a site median of 5, so it suits single market pairs more than broad currency lists.
- Support runs on email and help centre only, and a live chat line or phone line is not part of that list for time sensitive payment problems.
- The exchange rate markup is 0.5%, which sits above the 2.75% figure typical on the site, so the headline conversion cost is not the whole cost.
Who each suits
Skrill
Who it suits
- Expats and travellers who need to hold and send money in several currencies, with 47 available.
- Businesses paying suppliers abroad that want no monthly charge, since the monthly fee is €0.
- People who want help on a stuck transfer, since support covers help centre, email and phone.
Who should look elsewhere
- Readers who convert money often, since AXI Card Tarjeta y Credito charges 0% to convert against 3.99% here.
- People hunting for the lowest exchange cost, who would find XTB's 0.5% conversion fee easier to weigh.
VaultLeap
Who it suits
- Freelancers billing clients in another currency who need fast payment collection
- Business owners paying overseas suppliers and contractors
- Expats who send money home and receive salary into local details
Who should look elsewhere
- Anyone who needs a long currency list, since it offers 3 currencies
- Skrill, if you want a wider currency set than 3
- Plazo ES, if you would rather hold euro balances than move money for a fee
Current offers
Skrill
Current offer
Bonus
Final Score: Up to EUR 10,000 every week
6 matches, 6 predictions; free to play; get all 6 right to win EUR 10,000; log in or register; T&Cs apply
Source, checked September 26, 2026
VaultLeap
Current offer
Bonus
Card activation bonus: 5,000 Tier Points
One-time on first VaultLeap Visa Card activation; no cash value, points only set tier status; funded by Klydo, Inc.
Source, checked September 26, 2026
Country by country
| Country | Skrill | VaultLeap |
|---|---|---|
| Brazil | Yes | No |
| Ireland | Yes | No |
| United Kingdom | Yes | No |
| United States | Yes | No |
Questions about each
Skrill
How much does it cost to keep a Skrill account?+
The monthly fee is €0 and the account is sold as no monthly fee, so holding the wallet costs nothing each month. A bank transfer through Skrill Money Transfer is free, while a transfer to another Skrill wallet takes a fee set on the amount sent and an international transfer can cost more.
What does it cost to change currency?+
Converting between currencies costs 3.99%, and an exchange rate mark-up of 4.99% can apply on international transfers on top. AXI Card Tarjeta y Credito lists 0% for conversion and XTB lists 0.5%, so a wallet holding a single currency costs far less to change.
VaultLeap
Does VaultLeap charge a monthly fee?+
The monthly fee is $0, so the account itself costs nothing to keep. The costs sit on the transaction side instead: tiered transfer fees, and conversion at 0.5%. The site median monthly fee is €0, so this is the common setup rather than an exception.
What does a transfer cost on VaultLeap?+
Transfer fees are tiered by account type. The entry tier charges the highest rate, a middle tier charges less, and another plan waives transfer fees inside a monthly volume allowance before charging its own rate above it. So regular senders pay less per transfer on a higher tier, and lighter senders can avoid the transfer fee entirely by staying inside the allowance.
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Skrill
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