TENGO review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
For Hondurans handling national transfers by phone, TENGO provides a mobile wallet for payments, phone number transfers and remittances. It supports family collections in seconds, hundreds of payments, a reloadable card for worldwide use and more than 5,000 points for sending and receiving.
Key facts
Everyday accounts
- Monthly fee
- HNL 0↗
- Free ATM withdrawals
- HNL 2↗
- Audience
- Expats
- Pricing model
- No monthly fee
- Features
- No credit check
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- Xapps.apple.com
Pros and cons
Pros
- Sends money across Honduras using only recipient phone number
- Receives family remittances directly to mobile in seconds
- Offers reloadable card for in-store and online purchases worldwide
- Maintains over 5,000 locations for sending and receiving funds
Cons
- Covers transfers inside Honduras rather than wider international routes
- Centres payments and balance control on mobile app use
Who it suits
- Hondurans sending funds to family nationwide
- People receiving remittances directly on a mobile telephone
- People managing hundreds of payments from one wallet
Who should look elsewhere
- People seeking transfers outside Honduras
- People wanting service without a mobile telephone
How TENGO compares
Where TENGO is available
- Available
- Honduras
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does TENGO offer?+
TENGO works as a mobile wallet for payments, remittances and purchases. You can send money, settle hundreds of payments and manage purchases at any hour from wherever you are. The app also links balance control and card management to your mobile telephone.
Where can money be sent with TENGO?+
TENGO sends money to people across Honduras using only a telephone number. You can reach contacts in Tegucigalpa, San Pedro Sula and other areas of the country. More than 5,000 points support sending and receiving, and nearby points can be viewed from the app.
How do remittances work with TENGO?+
TENGO receives family remittances directly on your mobile telephone in seconds. Your family sends and you collect the funds on your telephone without visiting an agency. The received balance stays in your wallet for payments, transfers and card purchases.
Who can use TENGO?+
TENGO is open to Hondurans over 18 who hold an identity document. You create a profile in the app and confirm identity details to manage number changes and balance. The same wallet then handles transfers, hundreds of payments and ticket access from your telephone.
Which company operates TENGO?+
TENGO is operated by ASTRA Honduras, S.A. de C.V.. (Source, checked September 26, 2026)
Where is TENGO based?+
TENGO is based in Honduras. (Source, checked September 26, 2026)
How can I contact TENGO support?+
TENGO offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- tengo.hn checked September 26, 2026
Backs: Headquarters, Support channels
“Edificio Plaza Ficohsa, segundo nivel, Col. Payaquí, Tegucigalpa. Honduras.”
- tengo.hn/preguntas-frecuentes-tr checked September 26, 2026
Backs: Free ATM withdrawals, Features
- tengo.hn/programa-de-lealtad checked September 26, 2026
Backs: Legal entity
- tengo.hn/tarjeta-para-extranjeros-residentes-en-h checked September 26, 2026
Backs: Audience
- tengo.hn/tarjeta-recargable checked September 26, 2026
Backs: Pricing model, Monthly fee, Payout methods
- tengo.hn/western-union-honduras-cobrar-remesas checked September 26, 2026
Backs: Delivery time
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Transfer fee, Exchange rate markup, Licence type.