UPT review
Updated October 14, 2026 · VaultCue Editorial Team
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Our verdict
UPT says it introduced the UPTION app in late 2020 and describes sending money domestically or internationally to an account, card or named recipient.
Key facts
- Best for
- UPT users identifying the UPTION app and its stated money-transfer routes
- Transfer fee
- 0.75%-1% of the amount sent, minimum 2-3 USD/EUR↗
- Delivery time
- Same day for domestic account, IBAN and card transfers made before 16:30; cash payout to name within the same day's office hours; international account/IBAN within the next business day↗
- Payout methods
- Bank, Cash-pickup, Card↗
- Currencies
- 4↗
- Legal entity
- UPT Odeme Hizmetleri A.S.↗
- Headquarters
- Turkey↗
- Founded
- 2010↗
- Support channels
- Phone, Email, Help-centre↗
- Official website
- upt.com.tr
Everyday accounts
- Local account details
- IBAN↗
Facts checked September 26, 2026, 5 sources
Pros
Pros
- UPT says it introduced the UPTION app in late 2020 and describes sending money domestically or internationally to an account, card or named recipient.
- This does not establish universal availability or bank-deposit terms.
Who it suits
- UPT users identifying the UPTION app and its stated money-transfer routes
Company
UPT says it introduced the UPTION app in late 2020 and describes sending money domestically or internationally to an account, card or named recipient. This does not establish universal availability or bank-deposit terms.
How UPT compares
9.1 vs 8.0
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.9
9.1 vs 9.1
9.1 vs 8.6
9.1 vs 9.0
9.1 vs 8.9- 9.1 vs 8.9
9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.4
9.1 vs 8.0
Where UPT is available
- Available
- Azerbaijan, Jordan, Kazakhstan, Turkey, Uzbekistan, Yemen
- Licence in Turkey
- Banking Regulation and Supervision Agency (BDDK / BRSA), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates UPT?+
UPT is operated by UPT Odeme Hizmetleri A.S.. (Source, checked September 26, 2026)
Where is UPT based?+
UPT is based in Turkey. (Source, checked September 26, 2026)
When was UPT founded?+
UPT was founded in 2010. (Source, checked September 26, 2026)
How can I contact UPT support?+
UPT offers support through Phone, Email, Help-centre. (Source, checked September 26, 2026)
Sources
- upt.com.tr/en/about-upt.html checked September 26, 2026
Backs: Currencies, Founded, Legal entity, Payout methods, Licences
“send and receive domestic and international money transfers in TRY, USD, EUR or GBP”
- upt.com.tr/en/contact.html checked September 26, 2026
Backs: Headquarters, Support channels
“UPT Odeme Hizmetleri A.S. Esentepe Mah. Kore Sehitleri Cad. No:8/1 Sisli / ISTANBUL”
- upt.com.tr/en/frequently-asked-questions.html checked September 26, 2026
Backs: Delivery time
“Any transfer to any domestic account, IBAN or card will be completed within the same day, if the transaction is performed until 16:30 in any business day ... and any transfer to name will be...”
- upt.com.tr/en/pricing.html checked September 26, 2026
Backs: Transfer fee
“UZBEKISTAN 0-10.000 USD/EUR - %0.75 of the principal amount with the minimum of 3 USD/EUR; KAZAKHSTAN Cash Pick-up 0-10.000 USD/EUR - %1,00 of the principal amount with the minimum of 2 USD/EUR”
- upt.com.tr/en/frequently-asked-questions.html checked September 26, 2026
Backs: Local account details
“Any transfer to any domestic account, IBAN or card will be completed within the same day”
Compiled from 5 source pages, checked October 14, 2026. We did not open an account.
Not confirmed yet: Exchange rate markup, Licence type.