WAAFI review
Updated October 13, 2026 · VaultCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
WAAFI blends everyday money movement with communication, video and travel planning inside one unified app, which brings variety at the cost of simplicity. It works for customers who prefer a single lifestyle wallet for transfers, bills, shopping and trips rather than a plain everyday account.
Key facts
- Best for
- Everyday money with calls, video and travel together
- Currency conversion fee
- 0.4%↗
- Legal entity
- WAAFI SAS↗
- Headquarters
- Djibouti↗
- Support channels
- Email, Chat↗
- Official website
- waafi.com
Facts checked September 26, 2026, 2 sources
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Combines mobile money with calls, video and productivity tools
- Supports transfers through a broad network of agents
- Covers bill payments for shopping, utilities and bookings
- Adds travel reservations and online stores with integrated payment
Cons
- Extra media and travel tools leave less focus on core account functions
- Unified app approach requires managing many different features together
- Card use follows separate card terms that add extra conditions
Ready to try WAAFI?
Who it suits
- Customers wanting money and media in one app
- People who value agent based transfers and bill payments
Who should look elsewhere
- People wanting a standalone current account only
The company behind it
The business behind WAAFI is WAAFI Financials and communications INC, which runs a unified app joining mobile money with communication, entertainment and productivity. The app brings together wallet transfers, bill payments, shopping, video viewing, ringtones, calls and travel reservations with channel partners. Leadership includes professionals with long experience across logistics, sea transport, business development and mobile financial services, including knowledge of security standards. The aim centres on self expression through preferences across money, media and daily planning.
How WAAFI compares
Frequently asked questions
What does WAAFI actually provide?+
WAAFI provides mobile money alongside communication, entertainment and productivity inside a unified app. It covers sending and receiving money, paying bills for shopping, utilities and bookings, plus shopping tools. It also brings video, ringtones, calls and travel reservations together in one place.
How does the mobile wallet work in plain terms?+
The wallet sends and receives money through a broad network of agents. Bill payments and integrated payments for online stores and bookings work inside the same app, so everyday money tasks stay near communication and planning tools.
Which communication and entertainment features are included?+
WAAFI includes live video viewing plus browsing and downloading of videos and ringtones. It supports connections with loved ones and brings calls together with entertainment and travel planning inside the unified app. Travel reservations for hotels and flights join the same mix through channel partners.
Which company stands behind WAAFI?+
The company behind the service is WAAFI Financials and communications INC. It runs the unified app that joins mobile money, communication, entertainment and productivity. Experienced professionals guide development and daily operation across payments, media and planning.
Does WAAFI offer a card?+
WAAFI offers a prepaid card for spending alongside the wallet. Separate card terms explain operation, declined transactions and the steps that follow suspension or closure. Customers use the card within the wider unified app for everyday payments.
Sources
- waafi.com/card-terms checked September 26, 2026
Backs: Currency conversion fee, Support channels
“Non-USD Foreign Exchange Markup 0.4%”
- waafi.com/terms checked September 26, 2026
Backs: Headquarters, Legal entity
“WAAFI SAS, IMMEUBLE CONTINENTALE, PLACE 27 JUIN, P.O. Box 3073, Republic of Djibouti”
Compiled from 2 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Licence type, Deposit protection, Currencies.
Related by the facts
WAAFI
Everyday money with calls, video and travel together