Updated October 21, 2026 · VaultCue Editorial Team
BoursoBank vs Cathay United digital accounts
BoursoBank
Higher score in this comparison
Cathay United digital accounts
What sets them apart
| Compare | BoursoBankReviewSee alternativesSee alternatives | Cathay United digital accountsReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | €0 | Not confirmed |
| Deposit protection | EU DGS up to EUR 100,000 | Not confirmed |
| Currency conversion fee | 0% | Not confirmed |
| Transfer fee | Not confirmed | Interbank transfer/remittance NTD 30 per item up to NTD 2,000,000, plus NTD 10 per each additional NTD 1,000,000; interbank card transfer NTD 0 for the first NTD 500 item per account per day, then NTD 10 (NTD 501-1,000), NTD 15 (above NTD 1,001) |
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Key differences
- Founded is lower at Cathay United digital accounts: 1975 vs 1998.
- Support channels: only BoursoBank offers Help centre.
- Audience: only BoursoBank offers Travelers.
- Audience: only Cathay United digital accounts offers Expats.
Our verdict on each
BoursoBank
BoursoBank suits anyone who wants a French bank with no monthly fee and free currency exchange abroad. Deposits sit under EU deposit guarantee, and the savings side pays a variable rate on an easy-access account. It is a good fit for travellers and for savers who want access at any time.
Cathay United digital accounts
The FAQ defines the digital deposit account as a Taiwan-dollar or foreign-currency demand savings account opened through an automated channel.
Score breakdown
| Area | BoursoBank | Cathay United digital accounts |
|---|---|---|
| Cost | 9.4Monthly fee of €0 and a conversion fee of 0%, plus a 1.5% to 2.5% variable rate on savings. | Not confirmed |
| Offer | 9.8Higher | 9.2 |
| Trust | 9.1 | 9.5Higher |
How they place
| Ranking | BoursoBank | Cathay United digital accounts |
|---|---|---|
| Savings accounts | 85 of 1420 | 944 of 1420 |
Every fact side by side
| Fact | BoursoBank | Cathay United digital accounts |
|---|---|---|
| Audience | Travelers | Expats |
| Pricing model | No monthly fee, Low FX | Not confirmed |
| Features | Digital only | Not confirmed |
| Legal entity | Boursorama SA | Cathay United Bank Co., Ltd. |
| Headquarters | France | Taiwan |
| Founded | 1998 | 1975Lower |
| Support channels | Email, Phone, Chat, Help centreCovers more | Email, Chat, Phone |
Savings
| Fact | BoursoBank | Cathay United digital accounts |
|---|---|---|
| Headline rate | 1.5% to 2.5% | Not confirmed |
| Rate type | Variable | Not confirmed |
| Minimum deposit | €10 | Not confirmed |
| Access terms | Deposits and withdrawals free at any time, minimum balance EUR 10, up to 4 booklets, requires a BoursoBank current account | Not confirmed |
| Account kind | Easy access | Not confirmed |
Money transfer
| Fact | BoursoBank | Cathay United digital accounts |
|---|---|---|
| Payout methods | Not confirmed | Bank |
| Fee to send 1,000 | Not confirmed | NT$300 |
Where each stands against the rest
| Fact | BoursoBank | Cathay United digital accounts | Median |
|---|---|---|---|
| Monthly fee | €0at the median | Not confirmed | €0 |
| Currency conversion fee | 0%below the median | Not confirmed | 0.5% |
Median across 377 listed accounts.
Pros and cons
BoursoBank
Pros
- Monthly fee of €0, in line with the site median of €0
- Currency conversion fee of 0%, against a site median of 0.5%
- Savings pays a variable rate of 1.5% to 2.5% with a minimum deposit of €10
Cons
- The savings account requires a BoursoBank current account
- The savings rate is variable, so it can move with the bank's rate decisions
- The account is digital-only, which suits people who bank mainly on screen
Cathay United digital accounts
Pros
- The FAQ defines the digital deposit account as a Taiwan-dollar or foreign-currency demand savings account opened through an automated channel.
- Applicants receive the review result by email and text message after submitting details.
Who each suits
BoursoBank
Who it suits
- Travellers who spend and withdraw money abroad often
- Savers who want a variable rate and access to their money at any time
- Customers happy to run a current account to unlock the savings side
Who should look elsewhere
- Bit2Me, if you want a different kind of service, since its conversion fee is 0.95%
- bunq, if you prefer a set monthly plan, since its conversion fee is 3%
- Varo Visa Debit Card, if you would rather hold a card-led account with a monthly fee of $0
Cathay United digital accounts
Who it suits
- Taiwan applicants checking Cathay United digital deposit accounts
Country by country
| Country | BoursoBank | Cathay United digital accounts |
|---|---|---|
| France | Yes | No |
| Taiwan | No | Yes |
Questions about each
BoursoBank
What does BoursoBank charge each month?+
The monthly fee is €0, and the site median for monthly fees is €0. BoursoBank ranks at position 1 of 500 brands on this measure. The bank is run on a no monthly fee model.
What does it cost to spend money abroad?+
The currency conversion fee is 0%, against a site median of 0.5% and an upper quartile of 2.08%. BoursoBank places at position 1 of 312 brands. Travellers are one of the groups it aims at.
Is my money protected?+
Deposits are covered under EU DGS up to EUR 100,000. The legal entity is Boursorama SA, based in France. The bank was founded in 1998.
What interest does the savings account pay?+
The headline rate is 1.5% to 2.5% and the rate type is variable, so the figure can change. For context, the site median headline rate is 3%. The account is easy-access, with a minimum deposit of €10.
Other options to compare
Related by the facts
BoursoBank
Cathay United digital accounts