Updated October 13, 2026 · VaultCue Editorial Team
Brubank vs Halyk Bank
Brubank
Higher score in this comparison
Halyk Bank
Brubank vs Halyk Bank: the differences
| Compare | BrubankReviewSee alternativesSee alternatives | Halyk BankReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | ARS 0 | KZT 0 |
| Transfer fee | 0 ARS | 0.1% (minimum USD 3) |
| Currencies | 2 | Not confirmed |
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Key differences
- Support channels: only Brubank offers Chat.
- Support channels: only Halyk Bank offers Email, Phone.
Our verdict on each
Brubank
Brubank pairs a digital-only everyday account with a fixed deposit paying 13.5% to 18.39% over terms of 1 to 12. It suits savers in Argentina who want a set return and a monthly fee of ARS 0, and suits them less if support runs past chat and help centre.
Halyk Bank
Halyk Bank provides a fixed account that opens and manages balances through the Halyk app with online top up and partial and cash withdrawal functions. It suits people who want app centred control with automatic prolongation that passes matured balances onward.
Score breakdown
| Area | Brubank | Halyk Bank |
|---|---|---|
| Offer | Not confirmed | 9.2 |
| Trust | Not confirmed | 9.8 |
How they place
| Ranking | Brubank | Halyk Bank |
|---|---|---|
| Savings accounts | 903 of 1420 | 1083 of 1420 |
| Money transfer services | 779 of 1564 | 1007 of 1564 |
| Online banks | 252 of 402 | 295 of 402 |
| Fixed-rate bonds and CDs | 130 of 188 | 148 of 188 |
Every fact side by side
| Fact | Brubank | Halyk Bank |
|---|---|---|
| Pricing model | No monthly fee | No monthly fee |
| Features | Digital only | Digital only |
| Legal entity | Brubank S.A.U | Halyk Bank JSC |
| Headquarters | Argentina | Kazakhstan |
| Founded | Not confirmed | 1923 |
| Support channels | Chat, Help centre | Email, Phone, Help centre |
Savings
| Fact | Brubank | Halyk Bank |
|---|---|---|
| Headline rate | 13.5% to 18.39% | Not confirmed |
| Rate type | Fixed | Fixed |
| Term | 1 to 12 months | 6 to 12 months |
| Minimum deposit | ARS 500 | KZT 1,000 |
| Access terms | Term of at least 1 month and up to 1 year; no automatic renewal; once created the rate and amount cannot be changed; principal plus interest credited to the savings account on the end date | Opened and managed in the Halyk app; online top-up 24/7; partial withdrawal allowed; online withdrawal with no commission; cash withdrawal 24/7; monthly interest with or without capitalisation; automatic prolongation 3 times, then moved to the depositor's account |
| Account kind | Fixed | Fixed |
Money transfer
| Fact | Brubank | Halyk Bank |
|---|---|---|
| Delivery time | Same day; up to 72 business hours for the United States | 15 minutes to 1 day |
| Payout methods | Bank | Bank, Wallet, CardCovers more |
| Fee to send 1,000 | ARS 0 | $3 |
Where each stands against the rest
| Fact | Brubank | Halyk Bank | Median |
|---|---|---|---|
| Currencies | 2lowest quarter | Not confirmed | 5 |
Median across 536 listed accounts.
Pros and cons
Brubank
Pros
- Monthly fee of ARS 0 on the everyday account.
- Fixed deposit paying 13.5% to 18.39% over terms of 1 to 12.
- Transfer fee of 0 ARS on remittances.
Cons
- Support runs on chat and help centre only, with no phone line.
- The service is digital only, so every task runs through the app.
- Only 2 currencies are held.
Halyk Bank
Pros
- Opens and manages a fixed account inside the Halyk app.
- Supports online top up with partial withdrawal plus online and cash withdrawal options.
- Provides automatic prolongation that transfers balances to the depositor account afterwards.
Who each suits
Brubank
Who it suits
- Savers in Argentina who want a set return for a fixed term.
- People who want a current account with a monthly fee of ARS 0.
- App-first users, since the service is digital only.
Who should look elsewhere
- Anyone needing a phone line, since support runs on chat and help centre; Varo Visa Debit Card suits that better.
- Multi currency users, who will find 2 currencies narrow; Crezu ES is a better bet.
- People who want to amend a deposit after starting it, since the rate and amount lock in at creation.
Halyk Bank
Who it suits
- Savers who prefer app centred account management
- People who want structured savings with withdrawal flexibility
Current offers
Halyk Bank
Current offer
Bonus
Halyk Bonus Digital payment bonuses: Bonuses (cashback) on payments in the Halyk app and at Halyk POS terminals
Pay by Halyk QR, Apple Pay, Samsung Pay or Google Pay at Halyk POS terminals, or pay in the Halyk app (excluding transactions where only bonus payment is available); bonus accrual has special terms; plastic card ordered from the app is delivered free of charge
Source, checked September 26, 2026
Country by country
| Country | Brubank | Halyk Bank |
|---|---|---|
| Argentina | Yes | No |
| Kazakhstan | No | Yes |
Questions about each
Brubank
What does the Brubank everyday account cost each month?+
The monthly fee is ARS 0, and the account model is no monthly fee. Nothing is taken out of the balance each month, so the ongoing cost is nil. The account is digital only, so the app is where you check and pay.
What rate does the fixed deposit pay?+
The headline rate is 13.5% to 18.39% and the rate type is fixed, which is the part that sets Brubank apart from accounts paying a variable rate. The account kind is fixed. You know what the deposit earns for its whole term, and the figure is set when you create it.
Halyk Bank
What does Halyk Bank offer for everyday saving?+
Halyk Bank provides a fixed account that opens and handles activity through the app. Online top up adds funds while partial withdrawal keeps access flexible. Online and cash withdrawal routes handle outgoing funds within the account structure.
How does app access work for this account?+
Opening and ongoing management take place in the app for everyday control. Top up happens online while partial withdrawal remains available during the placement. Withdrawal can proceed online or as cash depending on need.
Other options to compare
Related by the facts
Brubank
Halyk Bank