Updated October 13, 2026 · VaultCue Editorial Team
C6 Bank vs Fi Money
C6 Bank
Fi Money
Higher score in this comparison
C6 Bank vs Fi Money: the differences
| Compare | ||
|---|---|---|
| Monthly fee | R$0 | ₹0 |
| Licence type | Not confirmed | Payment institution |
| Deposit protection | Not confirmed | EU DGS up to EUR 100,000 |
| Currency conversion fee | Not confirmed | 0% |
| Transfer fee | free Pix and TED | Not confirmed |
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Key differences
- Support channels: only C6 Bank offers Phone.
- Pricing model: only Fi Money offers Low FX.
Our verdict on each
C6 Bank
For everyday account seekers, C6 Bank provides an easy-access account with digital management for routine tasks and accessible balances. It suits customers who want straightforward daily handling and who prefer to organise movements and reviews through an app in one place.
Fi Money
Fi Money charges a monthly fee of INR 0 and a currency conversion fee of 0%, a pairing that sits at the sharp end of the everyday account market. It suits people who want easy access savings on digital only terms, and less so anyone who needs support beyond email, chat and help centre.
Score breakdown
| Area | C6 Bank | Fi Money |
|---|---|---|
| Cost | 9.3 | 9.4Higher |
| Offer | 9.8Higher | 9.2 |
| Trust | 8.2 | 8.2 |
How they place
| Ranking | C6 Bank | Fi Money |
|---|---|---|
| Savings accounts | 918 of 1420 | 404 of 1420 |
| Online banks | 258 of 402 | 123 of 402 |
Every fact side by side
| Fact | C6 Bank | Fi Money |
|---|---|---|
| Pricing model | No monthly fee | No monthly fee, Low FXCovers more |
| Features | Digital only | Digital only |
| Legal entity | Banco C6 S.A. | Money International |
| Headquarters | Brazil | Belgium |
| Founded | 2018 | Not confirmed |
| Support channels | Email, Chat, Phone, Help centreCovers more | Email, Chat, Help centre |
Savings
| Fact | C6 Bank | Fi Money |
|---|---|---|
| Headline rate | 101.5% | Not confirmed |
| Rate type | Variable | Not confirmed |
| Minimum deposit | R$20 | Not confirmed |
| Access terms | Daily liquidity CDB, redeemed in the app and credited the same day | Existing accounts: log in to the Federal Bank FedMobile app; new savings accounts cannot be opened through the Fi app |
| Account kind | Easy access | Easy access |
Where each stands against the rest
| Fact | C6 Bank | Fi Money | Median |
|---|---|---|---|
| Currency conversion fee | Not confirmed | 0%below the median | 0.5% |
Median across 377 listed accounts.
Pros and cons
C6 Bank
Pros
- Easy-access account structure designed for routine everyday use and movement
- Digital account management covering balances and everyday routine tasks
- Everyday account focus with accessible structure for daily organisation
Fi Money
Pros
- A monthly fee of INR 0 and a conversion fee of 0% put Fi Money at a rank of 1 among 500 brands, and 1 among 312 brands for conversion.
- Deposits sit under EU DGS up to EUR 100,000, and the savings account is easy access so the balance stays reachable.
- The pricing model is no monthly fee and low fx, with day to day help over email, chat and help centre.
Cons
- New savings accounts are opened outside the Fi app, so existing customers reach the balance through the Federal Bank FedMobile app.
- Support runs on email, chat and help centre only, so there is no phone line for urgent problems.
- The account is digital only, so branch and counter service are ruled out.
Who each suits
C6 Bank
Who it suits
- People seeking straightforward everyday money handling
- People comfortable handling account tasks through an app
Fi Money
Who it suits
- People who want an easy access savings account with a monthly fee of INR 0 and a conversion fee of 0%.
- Existing Federal Bank FedMobile app users who want their savings balance in the same place as their everyday banking.
Who should look elsewhere
- Anyone after a card and credit product rather than savings, where AXI Card lists a monthly fee of €0.
- People who want a dealing platform or a payments wallet, where XTB charges a monthly fee of €0 and Skrill charges €0.
Country by country
| Country | C6 Bank | Fi Money |
|---|---|---|
| Belgium | No | Yes |
| India | No | Yes |
Questions about each
C6 Bank
What does C6 Bank offer for everyday use?+
C6 Bank offers everyday accounts with an easy-access structure for routine use. Customers keep daily money accessible and handle standard tasks through digital management. The focus stays on simple organisation for everyday account needs.
Who might consider this account?+
This option fits people who want straightforward handling for daily balances and movements. It fits those who prefer digital control and clear routine organisation. Consider whether app based management reflects the way daily tasks are handled.
Fi Money
What does it cost to keep a Fi Money account?+
The monthly fee is INR 0 and the currency conversion fee is 0%, so neither common charge adds anything to the cost. Fi Money ranks 1 among 500 brands for the monthly fee and 1 among 312 for conversion.
Is my money protected and who regulates Fi Money?+
The legal entity is Money International, registered in Belgium, and it holds a payment institution licence listed as PSD_PI BE_NBB!0475445104. It appears on the BE_NBB register and the European Banking Authority payment services register. Deposits are covered by EU DGS up to EUR 100,000, which protects savings up to the scheme limit.
Other options to compare
Related by the facts
C6 Bank
Fi Money