Updated October 16, 2026 · VaultCue Editorial Team
Cathay United digital accounts vs Daviplata
Cathay United digital accounts
Daviplata
Higher score in this comparison
Where Cathay United digital accounts and Daviplata differ
| Compare | Cathay United digital accountsReviewSee alternativesSee alternatives | DaviplataReviewSee alternativesSee alternatives |
|---|---|---|
| Transfer fee | Interbank transfer/remittance NTD 30 per item up to NTD 2,000,000, plus NTD 10 per each additional NTD 1,000,000; interbank card transfer NTD 0 for the first NTD 500 item per account per day, then NTD 10 (NTD 501-1,000), NTD 15 (above NTD 1,001) | COP 0 for consumer transfers; up to COP 3,170 + IVA per transfer for business transfers via Portal Empresarial and Pyme |
| Monthly fee | Not confirmed | COP 0 |
| Currency conversion fee | Not confirmed | 0% |
| Currencies | Not confirmed | 2 |
| Free ATM withdrawals | Not confirmed | COP 0 |
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Key differences
- Support channels: only Cathay United digital accounts offers Email, Chat, Phone.
- Support channels: only Daviplata offers Help centre.
- Audience: only Daviplata offers Business.
Our verdict on each
Cathay United digital accounts
The FAQ defines the digital deposit account as a Taiwan-dollar or foreign-currency demand savings account opened through an automated channel.
Daviplata
Daviplata suits expats and small businesses in Colombia who want one app for everyday banking and remittances, with a monthly fee of COP 0 and a currency conversion fee of 0%. Transfers land immediate, within minutes, and money comes out to a bank account, cash pickup or wallet.
Score breakdown
| Area | Cathay United digital accounts | Daviplata |
|---|---|---|
| Cost | Not confirmed | 9.6Low cost: COP 0 monthly, 0% currency conversion fee, COP 0 on a consumer transfer. |
| Offer | 9.2Higher | 8.3 |
| Trust | 9.5 | Not confirmed |
How they place
| Ranking | Cathay United digital accounts | Daviplata |
|---|---|---|
| Money transfer services | 831 of 1564 | 193 of 1564 |
Every fact side by side
| Fact | Cathay United digital accounts | Daviplata |
|---|---|---|
| Audience | Expats | Expats, BusinessCovers more |
| Pricing model | Not confirmed | No monthly fee |
| Features | Not confirmed | Digital only, Free ATM |
| Legal entity | Cathay United Bank Co., Ltd. | Banco Davivienda S.A. |
| Headquarters | Taiwan | Colombia |
| Founded | 1975 | Not confirmed |
| Support channels | Email, Chat, Phone | Help centre |
Money transfer
| Fact | Cathay United digital accounts | Daviplata |
|---|---|---|
| Delivery time | Not confirmed | immediate, within minutes |
| Payout methods | Bank | Bank, Cash pickup, WalletCovers more |
| Fee to send 1,000 | NT$300 | COP 0 |
Where each stands against the rest
| Fact | Cathay United digital accounts | Daviplata | Median |
|---|---|---|---|
| Monthly fee | Not confirmed | COP 0at the median | COP 0 |
| Currency conversion fee | Not confirmed | 0%below the median | 0.5% |
| Currencies | Not confirmed | 2lowest quarter | 5 |
Median across 536 listed accounts.
Pros and cons
Cathay United digital accounts
Pros
- The FAQ defines the digital deposit account as a Taiwan-dollar or foreign-currency demand savings account opened through an automated channel.
- Applicants receive the review result by email and text message after submitting details.
Daviplata
Pros
- The monthly fee is COP 0, and consumer transfers cost nothing.
- A currency conversion fee of 0%, the lowest of the 312 brands compared.
- Remittances arrive immediate, within minutes, and payouts reach a bank account, cash pickup or wallet.
Cons
- Support runs on help centre only.
- Only 2 currencies are covered, so anyone trading in more may look at Skrill or Plazo ES.
- Business transfers through Portal Empresarial and Pyme carry a fee per transfer plus IVA, unlike consumer transfers at COP 0.
Who each suits
Cathay United digital accounts
Who it suits
- Taiwan applicants checking Cathay United digital deposit accounts
Daviplata
Who it suits
- Expats in Colombia who want a local account and a remittance wallet in the same app.
- Small businesses that pay and receive through consumer and business transfer routes.
- Readers who want free ATM access and no monthly charge, since the account fee is COP 0.
Who should look elsewhere
- Plazo ES, if you are paid in euros: its monthly fee is €0, and the 2 currencies Daviplata holds may not match your income.
- PayPal Colombia, if a wallet is enough: its monthly fee is $0, while Daviplata adds a bank account and free ATM withdrawals.
- Skrill, if you hold more currencies than the 2 Daviplata covers; its monthly fee is €0, so currency range is the only reason to move.
Country by country
| Country | Cathay United digital accounts | Daviplata |
|---|---|---|
| Colombia | No | Yes |
| Taiwan | Yes | No |
Questions about each
Daviplata
What does it cost to keep a Daviplata account?+
The monthly fee is COP 0, so keeping the account open costs nothing. Consumer transfers are free on the same schedule. Charges appear on the business side: transfers made through Portal Empresarial and Pyme carry a fee per transfer plus IVA, which is the line to read if you pay suppliers through the app.
Does Daviplata charge for currency conversion?+
The currency conversion fee is 0%, the lowest of the 312 brands compared on that measure. It matters most for expats who receive or hold money in another currency. The account covers 2 currencies, so pairs outside that list need another route.
How quickly does a remittance arrive?+
Delivery is immediate, within minutes, so money sent from the app lands without a long wait. Payouts can go to a bank account, be collected as cash or land in a wallet, which lets a recipient pick what works locally. The same speed applies to business payments, though the fee is different there.
How do I get money out of a Daviplata account?+
Payout methods run to bank, cash pickup and wallet, so a transfer can reach a bank account, be collected as cash or land in a wallet. That matters for remittances, where the person receiving the money may have no local account. Withdrawals run through a digital-only app, with free ATM use under the COP 0 allowance.
Other options to compare
Related by the facts
Cathay United digital accounts
Daviplata