Fleetcor / Corpay review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Corpay is built for businesses paying suppliers abroad rather than people sending money home, with fees of 1.5% (foreign exchange), USD 25 (international wire) and a DKK 459 monthly fee. It suits US businesses that want local bank details in many markets and can wait a few business days for settlement.
Key facts
- Best for
- US businesses paying overseas suppliers from a single account.
- Transfer fee
- 1.5% (foreign exchange), USD 25 (international wire)↗
- Delivery time
- 2-3 business days (Standard ACH); same or next business day (Faster ACH)↗
- Payout methods
- Bank, Card↗
- Currencies
- from 140↗
- Fee to send 1,000
- $25↗
- Legal entity
- Corpay, Inc.↗
- Headquarters
- United States↗
- Support channels
- Email, Chat, Phone, Help-centre↗
- Official website
- corpay.com
Everyday accounts
- Monthly fee
- DKK 459↗
- Deposit protection
- FDIC up to USD 250,000↗
- Local account details
- Us-ACH↗
- Audience
- Business
- Pricing model
- Low FX fees
Facts checked September 26, 2026, 6 sources
Apps and profiles
Pros and cons
Pros
- Covers from 140 currencies, far above the site median of 5.
- Delivery takes a few business days on standard ACH and faster on the quicker option.
- Payouts reach both bank accounts and cards.
- Support runs on email, chat and phone.
Cons
- A DKK 459 monthly fee applies on top of transfer charges.
- Local bank details cover us ach only, so some markets need an international wire.
- The exchange rate markup sits inside 1.5% (foreign exchange), USD 25 (international wire), and the site's median conversion fee is 0.5%.
Who it suits
- US businesses paying overseas suppliers regularly
- Finance teams consolidating cross-currency payments
- Companies that can plan around standard ACH timing
Who should look elsewhere
- People sending money home, where Skrill or Paysera charge less on small amounts
- Businesses needing same-day settlement, since the standard route runs on ACH timing
Who runs it
Corpay, Inc. is the legal entity and it is headquartered in the US. Its products are built for business customers rather than personal senders, which shapes the pricing and the support model. Support runs on email, chat and phone, so a help centre, email, chat and a phone line are all listed. Suppliers can be paid out to bank accounts or cards.
How Fleetcor / Corpay compares
8.7 vs 8.0
8.7 vs 8.5
8.7 vs 8.5
8.7 vs 8.9
8.7 vs 9.1
8.7 vs 8.6
8.7 vs 9.0
8.7 vs 8.9- 8.7 vs 8.9
8.7 vs 8.8
8.7 vs 8.8
8.7 vs 8.4
8.7 vs 8.0
Where Fleetcor / Corpay is available
- Available
- Denmark, United Kingdom, United States
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to send money with Corpay?+
Transfer fees are 1.5% (foreign exchange), USD 25 (international wire), which covers both the foreign exchange charge and international wires. There is also a monthly fee of DKK 459 on the account, so the total cost depends on how many payments you push through each cycle.
Is my money protected at Corpay?+
Deposits are covered by FDIC up to USD 250,000. That protection applies to deposits rather than to the cost of a transfer, and it sits with the banking partner rather than with Corpay as a payment provider.
How long does a payment take to arrive?+
Standard ACH payments clear in a few business days, while the faster ACH option lands on the same or the next business day. Both options are measured in business days rather than hours, so invoices are planned around them.
How much do I pay to hold an account?+
The monthly fee is DKK 459. That is well above the site median of €0, so the account pays for itself when a business runs regular cross-border supplier payments rather than an occasional one.
How many currencies can I hold and pay in?+
Corpay covers from 140 currencies, which is far wider than the site median of 5 and the top quartile of 15. That breadth is the main reason a business would pick it over a simpler wallet.
Can I get local bank details for the markets I pay into?+
Local details are available for us ach only, and IBAN details are common on the wider market with a share of 73.8%. A payment into a market without local details needs an international wire, which adds $25.
How do I get paid out and get help?+
Payouts go to bank accounts or cards, so a recipient can take the money however suits them. Support runs on email, chat and phone, and phone is the most common channel on the wider market at 79.5%.
Sources
- corpay.com checked September 26, 2026
Backs: Currencies, Legal entity
“Every year, we move $235B+ in over 140 currencies to more than 200 countries.”
- corpay.com/compliance checked September 26, 2026
Backs: Deposit protection
- cp.corpayone.com/accounts-payable checked September 26, 2026
Backs: Payout methods
“send vendor payments via Check, ACH, International Wire, Foreign Exchange, Credit Card or Virtual Card”
- cp.corpayone.com/faqs checked September 26, 2026
Backs: Audience
“The smartest card for your business”
- cp.corpayone.com/tos/terms/direct checked September 26, 2026
Backs: Delivery time, Headquarters, Support channels, Transfer fee, Fee to send 1,000
“If you select a Standard ACH payment, the payment will be made two (2) or three (3) Business Days after the payment is processed. If you select Faster ACH payment, the payment will be made the same...”
- corpayone.com/affiliates-redirect checked September 26, 2026
Backs: Local account details
“Pay vendors by Check, ACH, Wire, FX, Credit Card and Virtual Card”
- corpayone.dk/internationale-betalinger checked September 26, 2026
Backs: Pricing model
- corpayone.dk/priser checked September 26, 2026
Backs: Monthly fee
“Plus 459 kr. /måned”
Compiled from 8 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Exchange rate markup, Licence type.
Related by the facts
Fleetcor / Corpay
US businesses paying overseas suppliers from a single account.