Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Currency Solutions review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Currency Solutions suits expats and travelers moving money in from 30 currencies, with no monthly fee at £0 and delivery in 3 to 48 hours (next day via SEPA). It holds Financial Conduct Authority permissions for payment services and for regulated investment products including currency options, and deposits sit under FSCS up to GBP 85,000.

Key facts

Best for
Expats and travelers sending a one-off transfer without a monthly fee
Transfer fee
10 GBP for personal online transfers under 3,000 GBP; 0 GBP for transfers over 3,000 GBP↗
Delivery time
3 to 48 hours (next day via SEPA)↗
Payout methods
Bank↗
Currencies
from 30↗
Fee to send 1,000
£10↗
Legal entity
Currency Solutions Ltd↗
Headquarters
United Kingdom↗
Founded
2003↗
Support channels
Phone, Help-centre↗
Official website
currencysolutions.com

Everyday accounts

Monthly fee
£0↗
Deposit protection
FSCS up to GBP 85,000↗
Local account details
IBAN↗
Audience
Expats, Travelers
Pricing model
No monthly fee, Low FX fees
Features
No credit check

Facts checked September 26, 2026, 8 sources

Apps and profiles

Elsewhere
Trustpilot

Pros and cons

Pros

  • No monthly fee at £0, and the personal online transfer fee is £10 with nothing charged above the stated transfer threshold
  • Covers from 30 currencies and pays out to a bank account
  • Delivery in 3 to 48 hours (next day via SEPA), with next day through SEPA
  • No credit check on the account, and support runs on phone and help centre

Cons

  • The transfer fee of £10 applies to personal online transfers below the stated threshold, so smaller amounts carry the charge
  • Payouts go to a bank account, as set out in bank
  • The low-fx positioning in no monthly fee and low fx is a marketing claim rather than a published exchange rate table
Currency Solutions

Ready to try Currency Solutions?

Scored 8.8 / 10 by VaultCue.

See alternatives

Who it suits

  • Expats and travelers who send money in from 30 currencies
  • Anyone who wants a transfer with no monthly fee at £0
  • People who need a bank account payout, the method listed in bank

Who should look elsewhere

  • Small one-off transfers, where the £10 fee applies below the stated threshold
  • Skrill, if you want a wallet payout since Currency Solutions pays out to a bank account
  • Paysera, if you want euro transfers to SEPA users

How Currency Solutions compares

Where Currency Solutions is available

Available
United Kingdom, United States
Licence in United Kingdom
Financial Conduct Authority (payment services) (512130), checked September 26, 2026
Licence in United Kingdom
Financial Conduct Authority (regulated investment products, currency options) (602082), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Currency Solutions charge for a transfer?+

Personal online transfers cost £10 below the stated threshold, and the fee is not charged on transfers above that threshold. The service also has no monthly fee at £0, so there is no account cost on top of the transfer. Read the fee page for your own transfer size.

How long does a payment take to arrive?+

Delivery runs 3 to 48 hours (next day via SEPA), so most payments land well inside a working day or two. Payments sent through SEPA can arrive the next day. Plan around that window if the recipient needs the money for a fixed date.

Is Currency Solutions regulated and are my funds protected?+

Currency Solutions is authorised by the Financial Conduct Authority for payment services, and also for regulated investment products including currency options. Deposits are covered by FSCS up to GBP 85,000. The protection applies to eligible balances rather than every transfer in flight.

Which currencies can I send and receive?+

The service supports from 30 currencies, with IBAN details used for the local account format. The provider is registered in the UK. If your currency is not on the list, check before you order a transfer.

How do I get the money out, and can I pay in by card?+

Payouts are made to a bank account, which is the method listed in bank. Local IBAN details are provided for the transfer. Card funding is not listed among the provider's own features here.

Who is Currency Solutions aimed at?+

The stated audience covers expats and travelers, so the service is built around occasional cross-border transfers rather than day to day banking. The account model is no monthly fee with a low-fx focus, as set out in no monthly fee and low fx. It has been trading since 2003.

What support can I get if something goes wrong?+

Support runs on phone and help centre, so you can phone or work through the help centre. A help centre suits straightforward rate and fee questions, and phone suits anything urgent around a payment in flight.

Sources

Compiled from 9 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Exchange rate markup, Licence type.

Currency Solutions

Currency Solutions

Expats and travelers sending a one-off transfer without a monthly fee

8.8/10See alternatives