Updated September 28, 2026 · VaultCue Editorial Team
Daviplata vs JKOPAY 街口支付
Daviplata
JKOPAY 街口支付
Higher score in this comparison
Where Daviplata and JKOPAY 街口支付 differ
| Compare | DaviplataReviewSee alternativesSee alternatives | JKOPAY 街口支付ReviewSee alternativesSee alternatives |
|---|---|---|
| Currencies | 2Higher | 1 |
| Transfer fee | COP 0 for consumer transfers; up to COP 3,170 + IVA per transfer for business transfers via Portal Empresarial and Pyme | TWD 15 per withdrawal |
| Monthly fee | COP 0 | Not confirmed |
| Free ATM withdrawals | COP 0 | Not confirmed |
Same on both: Currency conversion fee (0%).
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Key differences
- JKOPAY 街口支付 scores higher overall: 9.4 vs 9.1.
- Currencies is higher at Daviplata: 2 vs 1.
- Support channels: only JKOPAY 街口支付 offers Phone, Email, Community.
- Audience: only Daviplata offers Expats, Business.
- Audience: only JKOPAY 街口支付 offers Travelers.
- Features: only Daviplata offers Free ATM.
Our verdict on each
Daviplata
Daviplata suits expats and small businesses in Colombia who want one app for everyday banking and remittances, with a monthly fee of COP 0 and a currency conversion fee of 0%. Transfers land immediate, within minutes, and money comes out to a bank account, cash pickup or wallet.
JKOPAY 街口支付
JKOPAY is a digital wallet for travelers who want to move and store money in a single market, not a full bank account. Conversion runs at 0% and the wallet covers 1 currency, so it fits a short trip far better than a long stay abroad.
Score breakdown
| Area | Daviplata | JKOPAY 街口支付 |
|---|---|---|
| Cost | 9.6Low cost: COP 0 monthly, 0% currency conversion fee, COP 0 on a consumer transfer. | 9.6Conversion runs at 0% and a withdrawal costs TWD 15 per withdrawal, both sitting at the low end of the range. |
| Offer | 8.3 | 9.0HigherThe offer is thin: the wallet is digital only and payouts reach bank accounts only. |
How they place
| Ranking | Daviplata | JKOPAY 街口支付 |
|---|---|---|
| Money transfer services | 193 of 1564 | 66 of 1564 |
| Online banks | 71 of 402 | 22 of 402 |
Every fact side by side
| Fact | Daviplata | JKOPAY 街口支付 |
|---|---|---|
| Audience | Expats, Business | Travelers |
| Pricing model | No monthly fee | Not confirmed |
| Features | Digital only, Free ATMCovers more | Digital only |
| Legal entity | Banco Davivienda S.A. | JKO Electronic Payment Co., Ltd. |
| Headquarters | Colombia | Taiwan |
| Support channels | Help centre | Phone, Email, Help centre, CommunityCovers more |
Money transfer
| Fact | Daviplata | JKOPAY 街口支付 |
|---|---|---|
| Delivery time | immediate, within minutes | Not confirmed |
| Payout methods | Bank, Cash pickup, WalletCovers more | Bank |
| Fee to send 1,000 | COP 0 | NT$15 |
Where each stands against the rest
| Fact | Daviplata | JKOPAY 街口支付 | Median |
|---|---|---|---|
| Monthly fee | COP 0at the median | Not confirmed | COP 0 |
| Currency conversion fee | 0%below the median | 0%below the median | 0.5% |
| Currencies | 2lowest quarter | 1lowest quarter | 5 |
Median across 536 listed accounts.
Pros and cons
Daviplata
Pros
- The monthly fee is COP 0, and consumer transfers cost nothing.
- A currency conversion fee of 0%, the lowest of the 312 brands compared.
- Remittances arrive immediate, within minutes, and payouts reach a bank account, cash pickup or wallet.
Cons
- Support runs on help centre only.
- Only 2 currencies are covered, so anyone trading in more may look at Skrill or Plazo ES.
- Business transfers through Portal Empresarial and Pyme carry a fee per transfer plus IVA, unlike consumer transfers at COP 0.
JKOPAY 街口支付
Pros
- Currency conversion costs 0%, ahead of 0.95% and 3%
- Withdrawals to a bank account cost TWD 15 per withdrawal
- Support runs through phone, email and help centre
Cons
- Only 1 currency is supported, against 30 at Paysera
- The account is digital only, with no branch to visit
- Payouts reach bank accounts only
Who each suits
Daviplata
Who it suits
- Expats in Colombia who want a local account and a remittance wallet in the same app.
- Small businesses that pay and receive through consumer and business transfer routes.
- Readers who want free ATM access and no monthly charge, since the account fee is COP 0.
Who should look elsewhere
- Plazo ES, if you are paid in euros: its monthly fee is €0, and the 2 currencies Daviplata holds may not match your income.
- PayPal Colombia, if a wallet is enough: its monthly fee is $0, while Daviplata adds a bank account and free ATM withdrawals.
- Skrill, if you hold more currencies than the 2 Daviplata covers; its monthly fee is €0, so currency range is the only reason to move.
JKOPAY 街口支付
Who it suits
- Travelers who mainly need to store and spend in a single market
- People who want to keep conversion costs down and reach a bank account for withdrawals
- Anyone happy managing the wallet in an app
Who should look elsewhere
- People who hold several currencies, since Paysera supports 30
- Anyone who wants to talk to someone at a branch, because the account is digital only
Current offers
JKOPAY 街口支付
Current offer
Bonus
JKO Coin cashback on JKOPAY Account payments: 1% JKO Coin
JKOPAY Account, Silver tier or above; payments made in the JKOPAY app; JKO Coin credited later; not eligible for JKOPAY Account payment rewards when paid by linked credit card
Source, checked September 26, 2026
Country by country
| Country | Daviplata | JKOPAY 街口支付 |
|---|---|---|
| Colombia | Yes | No |
| Taiwan | No | Yes |
Questions about each
Daviplata
What does it cost to keep a Daviplata account?+
The monthly fee is COP 0, so keeping the account open costs nothing. Consumer transfers are free on the same schedule. Charges appear on the business side: transfers made through Portal Empresarial and Pyme carry a fee per transfer plus IVA, which is the line to read if you pay suppliers through the app.
Does Daviplata charge for currency conversion?+
The currency conversion fee is 0%, the lowest of the 312 brands compared on that measure. It matters most for expats who receive or hold money in another currency. The account covers 2 currencies, so pairs outside that list need another route.
JKOPAY 街口支付
How much does JKOPAY charge to convert currency?+
Currency conversion costs 0% at JKOPAY. That is lower than the conversion fee of 0.95% at Bit2Me and well below the 3% charged by bunq. On cost alone it is the cheapest conversion of the brands listed here.
What does a withdrawal from JKOPAY cost?+
A withdrawal costs TWD 15 per withdrawal. Money reaches you through bank accounts, so the payout is made straight to a bank rather than to a card or a cash point. Plan for that fixed charge each time you take money out.
Other options to compare
Related by the facts
Daviplata
JKOPAY 街口支付