Updated October 16, 2026 · VaultCue Editorial Team
FNB Botswana virtual card vs Imagin
FNB Botswana virtual card
Imagin
Higher score in this comparison
What sets them apart
| Compare | FNB Botswana virtual cardReviewSee alternativesSee alternatives | ImaginReviewSee alternativesSee alternatives |
|---|---|---|
| Transfer fee | P9.40 (BWP) per eWallet Send Money | Free SEPA transfers (0 EUR) |
| Monthly fee | Not confirmed | €0 |
| Deposit protection | Not confirmed | EU DGS up to EUR 100,000 |
| Currency conversion fee | Not confirmed | 0% |
| Local account details | Not confirmed | IBAN |
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Key differences
- Support channels: only FNB Botswana virtual card offers Phone.
- Support channels: only Imagin offers Chat, Help centre.
Our verdict on each
FNB Botswana virtual card
The retained FNB Botswana homepage names First National Bank of Botswana Limited and gives a registration number.
Imagin
Imagin suits expats and travelers in Spain who want free everyday banking with money parked in an easy-access pot. The appeal is the fee-free running of the account, offset by a 0% headline rate that sits near the bottom of the savings field.
Score breakdown
| Area | FNB Botswana virtual card | Imagin |
|---|---|---|
| Cost | Not confirmed | 8.8Monthly fee of €0, free SEPA transfers and a currency conversion fee of 0%, so running costs sit at the floor of €0. |
| Offer | Not confirmed | 8.3The 0% headline on an easy access account ranks 458 of 473, so little interest is on offer. |
Every fact side by side
| Fact | FNB Botswana virtual card | Imagin |
|---|---|---|
| Audience | Not confirmed | Expats, Travelers |
| Pricing model | Not confirmed | No monthly fee |
| Features | Not confirmed | Free ATM, Joint account, Digital only |
| Legal entity | First National Bank of Botswana Limited | imaginersGen, S.A. |
| Headquarters | Botswana | Spain |
| Support channels | Phone | Chat, Help centre |
Money transfer
| Fact | FNB Botswana virtual card | Imagin |
|---|---|---|
| Delivery time | Instant | Not confirmed |
| Payout methods | Wallet | Not confirmed |
| Fee to send 1,000 | BWP 9.40 | Not confirmed |
Where each stands against the rest
| Fact | FNB Botswana virtual card | Imagin | Median |
|---|---|---|---|
| Monthly fee | Not confirmed | €0at the median | €0 |
| Currency conversion fee | Not confirmed | 0%below the median | 0.5% |
Median across 377 listed accounts.
Pros and cons
Imagin
Pros
- Monthly fee of €0 on the savings account, matching a site median of €0
- Free SEPA transfers (0 EUR) and a currency conversion fee of 0% on the travel card
- EU DGS up to EUR 100,000 under the EU scheme
Cons
- A 0% headline rate that ranks 458 of 473
- variable rate, so the return on savings can move
- Support runs on chat and help centre only
Who each suits
FNB Botswana virtual card
Who it suits
- Readers checking the retained FNB Botswana company identification and service categories.
Imagin
Who it suits
- Expats and travelers holding euros in Spain
- Anyone who wants a no-fee current account with a small savings pot
- People who want the free-atm, joint-account, digital-only feature set
Who should look elsewhere
- Savings hunters who want a competitive return, where AXI Card Tarjeta y Credito and Plazo ES pay more
- People who need phone support, since help runs on chat and help centre
- Anyone wanting a standalone savings account, as an open imaginBank account is required
Current offers
Imagin
Current offer
Bonus
Get up to EUR 750 for joining imagin (salary domiciliation): Up to EUR 250: EUR 250 if salary from EUR 1,500 or more; EUR 150 if salary between EUR 900 and EUR 1,499.99
Salary must be direct-debited within the first 4 months of becoming a customer and the account kept open for at least 48 months; not valid if the customer already used a salary/pension/sole-trader domiciliation offer since 1 January 2022 or if the salary comes from another CaixaBank account; valid throughout the Spanish territory
Source, checked September 26, 2026
Country by country
| Country | FNB Botswana virtual card | Imagin |
|---|---|---|
| Botswana | Yes | No |
| Spain | No | Yes |
Questions about each
Imagin
What interest does the Imagin savings account pay?+
The headline rate is 0% and the rate type is variable. That places it 458 across 473 brands ranked on headline rate, so the balance is there for convenience rather than growth.
Is my money protected at Imagin?+
Deposits are covered under EU DGS up to EUR 100,000, the EU guarantee scheme. The provider is listed with Banco de España under licence 2100, so the balance sits inside a supervised scheme in Spain.
How do I get my money out of the savings account?+
Savings are withdrawable at any time, in part or in full, so there is no notice period to plan around and no lock-in. The account kind is easy access, and the minimum deposit is €20, so the balance can stay small.
What do I need to open the Imagin savings account?+
An open imaginBank account is required before the savings product can be contracted, so the two are used together. The account is built around the free-atm, joint-account, digital-only feature set, which means access runs through the app rather than a branch.
Other options to compare
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Related by the facts
FNB Botswana virtual card
Imagin