Updated October 16, 2026 · VaultCue Editorial Team
FNB Botswana virtual card vs SCB PLANET prepaid Visa
FNB Botswana virtual card
SCB PLANET prepaid Visa
Higher score in this comparison
What sets them apart
| Compare | FNB Botswana virtual cardReviewSee alternativesSee alternatives | SCB PLANET prepaid VisaReviewSee alternativesSee alternatives |
|---|---|---|
| Transfer fee | P9.40 (BWP) per eWallet Send Money | THB 100 per overseas ATM cash withdrawal; no annual fee |
| Monthly fee | Not confirmed | THB 0 |
| Currencies | Not confirmed | 14 |
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Key differences
- Support channels: only FNB Botswana virtual card offers Phone.
- Support channels: only SCB PLANET prepaid Visa offers Help centre.
Our verdict on each
FNB Botswana virtual card
The retained FNB Botswana homepage names First National Bank of Botswana Limited and gives a registration number.
SCB PLANET prepaid Visa
The SCB PLANET prepaid Visa sits with the no monthly fee accounts, charging THB 0 a year and holding 14 currencies with a 0% exchange rate markup. It suits travellers and expatriates in Thailand who want a card that costs nothing to hold.
Score breakdown
| Area | FNB Botswana virtual card | SCB PLANET prepaid Visa |
|---|---|---|
| Cost | Not confirmed | 9.3 |
| Offer | Not confirmed | 8.8 |
| Trust | Not confirmed | 9.9 |
How they place
| Ranking | FNB Botswana virtual card | SCB PLANET prepaid Visa |
|---|---|---|
| Current and checking accounts | 532 of 885 | 43 of 885 |
| Money transfer services | 918 of 1564 | 83 of 1564 |
Every fact side by side
| Fact | FNB Botswana virtual card | SCB PLANET prepaid Visa |
|---|---|---|
| Pricing model | Not confirmed | No monthly fee |
| Legal entity | First National Bank of Botswana Limited | Siam Commercial Bank PCL |
| Headquarters | Botswana | Thailand |
| Founded | Not confirmed | 1906 |
| Support channels | Phone | Help centre |
Money transfer
| Fact | FNB Botswana virtual card | SCB PLANET prepaid Visa |
|---|---|---|
| Exchange rate markup | Not confirmed | 0% |
| Delivery time | Instant | Within 7 business days by post; instant issue at 13 designated SCB branches |
| Payout methods | Wallet | Bank, Cash pickup, Card |
| Fee to send 1,000 | BWP 9.40 | Not confirmed |
Savings
| Fact | FNB Botswana virtual card | SCB PLANET prepaid Visa |
|---|---|---|
| Access terms | Not confirmed | Prepaid card usable as a cash alternative; 14 currencies, 24/7 FX and top-up via SCB EASY App; overseas ATM withdrawal only, none in Thailand |
| Account kind | Not confirmed | Easy access |
Where each stands against the rest
| Fact | FNB Botswana virtual card | SCB PLANET prepaid Visa | Median |
|---|---|---|---|
| Currencies | Not confirmed | 14above the median | 5 |
Median across 536 listed accounts.
Pros and cons
SCB PLANET prepaid Visa
Pros
- No monthly charge, so the card costs nothing to keep: THB 0 and the no monthly fee model
- Currency conversion carries a 0% markup, at the low end of the comparison
- Holds 14 currencies, more than most cards in the group
Cons
- Overseas ATM withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee
- Support runs on help centre only
- ATM withdrawals are overseas only, with none available in Thailand
Who each suits
FNB Botswana virtual card
Who it suits
- Readers checking the retained FNB Botswana company identification and service categories.
SCB PLANET prepaid Visa
Who it suits
- Travellers spending in several currencies from a Thai bank account
- Expatriates and long stay visitors who top up through the SCB EASY App
- Anyone who wants a second card for cash and spending without a monthly fee
Who should look elsewhere
- People who need to withdraw cash in Thailand, as ATM withdrawals are overseas only
- Anyone who wants phone or chat support, since help centre is the listed channel
- Those who want a savings product, as this is a prepaid card rather than an interest account
Country by country
| Country | FNB Botswana virtual card | SCB PLANET prepaid Visa |
|---|---|---|
| Botswana | Yes | No |
| Thailand | No | Yes |
Questions about each
SCB PLANET prepaid Visa
How much does the SCB PLANET prepaid Visa cost to hold?+
There is a monthly fee of THB 0, so the card sits with accounts that charge nothing for holding it. Overseas ATM cash withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee. Spend on the card itself adds no separate fee in the published terms.
What currencies can the card hold and what does conversion cost?+
The card covers 14 currencies, with conversion carried at a 0% exchange rate markup. The markup is priced at the low end of the group, where the higher cards charge a wider spread on the same conversion.
Can I withdraw cash with this card while I am in Thailand?+
No. Cash withdrawals are overseas only, so the card works as a spending and cash alternative abroad rather than for local withdrawals in Thailand. Each overseas ATM cash withdrawal costs THB 100 per overseas ATM cash withdrawal; no annual fee.
How do I add money to the card?+
Top up through the SCB EASY App, which is also where the card is managed. The card is a prepaid Visa, so it works as a cash alternative rather than a bank account you hold a balance in.
Other options to compare
Other rankings
FNB Botswana virtual card
SCB PLANET prepaid Visa