GetPlu review

The account carries a monthly fee of £6.99. Across the site the typical monthly fee is €0, so GetPlu sits above the usual charge for an everyday account. That fee applies whatever balance is held.

Fiat deposits and withdrawals are free, so moving money in and out costs nothing beyond the monthly fee of £6.99. Payouts in PLU rewards work differently: that fee is dynamic and covers gas and service fees.

Conversion costs 2.5%. The site median is 0.5%, and for most multi-currency accounts the upper mark is 1.73%, so frequent currency conversion is where costs add up fastest for a multi-currency shopper.

The account covers 2 currencies, which suits a UK base with a euro side. Most accounts filed under multi-currency hold around 5, so a wider basket needs a different account. The small basket keeps the cost side easy to see.

Support runs on email, help centre and community, so questions are handled by email, through a help centre and via the community rather than over the phone. That suits anyone comfortable starting a query in writing and waiting for a reply.

The account is operated by Block Code Ltd (UK) / Block Code LT UAB (Lithuania), with the head office in the United Kingdom. GetPlu was founded in 2015 and runs UK and Lithuanian entities under the same brand. Readers comparing providers can match the operating entity against the terms they sign.

The published fees for GetPlu cover the account and the PLU rewards payouts rather than a savings product, and the account carries a monthly fee of £6.99. Anyone holding money mainly for a stated protection scheme should read the terms for the entity Block Code Ltd (UK) / Block Code LT UAB (Lithuania) before opening it.

The head office is in GB and the account is run by Block Code Ltd (UK) / Block Code LT UAB (Lithuania), so the terms behind the account span the UK and Lithuania. Whether it can be used from another country depends on the entity that holds the account and the account details it issues.