Neobank comparison
Compare Mercury and N26 side by side: fees, regulation, platforms.
Best for startups
Mercury is the go-to operating account for venture-backed startups, pairing free business banking with a deep…
Best for the eurozone
N26 pairs a real German banking licence with a clean app, making it the safest-feeling everyday account for p…
| Feature | Mercury | N26 |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 1% | 0% |
| Savings APY | - | 2.74% |
| Currencies | 3 | 1 |
| Card network | Mastercard | Mastercard |
| Deposit protection | FDIC up to 5,000,000 USD via partner-bank sweep | German deposit guarantee (EdB) up to 100,000 EUR |
| Regulators | - | - |
| Best for | Best for startups | Best for the eurozone |
| Markets & account | ||
Mercury
Mercury is the go-to operating account for venture-backed startups, pairing free business banking with a deep sweep network and treasury tools.
Confirm current fees and rates on the provider's site. T&Cs apply.
N26
N26 pairs a real German banking licence with a clean app, making it the safest-feeling everyday account for people who live and earn in euros.
Confirm current fees and rates on the provider's site. T&Cs apply.
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