Updated October 14, 2026 · VaultCue Editorial Team
Nu Colombia vs Touch n Go eWallet Visa Card
Nu Colombia
Higher score in this comparison
Touch n Go eWallet Visa Card
What sets them apart
| Compare | Touch n Go eWallet Visa CardReviewSee alternativesSee alternatives | |
|---|---|---|
| Monthly fee | COP 0 | Not confirmed |
| Currency conversion fee | 0.45% | Not confirmed |
| Free ATM withdrawals | COP 1 | Not confirmed |
| Transfer fee | 0 COP, unlimited free transfers to any Colombian bank or digital wallet | Not confirmed |
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Our verdict on each
Nu Colombia
Nu Colombia suits anyone in Colombia who wants a peso account for everyday money with no monthly charge and free transfers. The monthly fee is COP 0, the rate is variable at 0.1%, and daily yield suits a holding account rather than a saver.
Touch n Go eWallet Visa Card
Touch n Go eWallet in Malaysia offers a Visa prepaid card funded from the eWallet balance. A help article describes Visa Plus ATM withdrawals; fees and eligibility are not established here.
Score breakdown
| Area | Nu Colombia | Touch n Go eWallet Visa Card |
|---|---|---|
| Offer | 8.6Fee free to run at a COP 0 monthly fee, with a variable rate of 0.1% and free local transfers. | Not confirmed |
| Trust | 8.1 | Not confirmed |
How they place
| Ranking | Nu Colombia | Touch n Go eWallet Visa Card |
|---|---|---|
| Current and checking accounts | 165 of 885 | 763 of 885 |
Every fact side by side
| Fact | Nu Colombia | Touch n Go eWallet Visa Card |
|---|---|---|
| Pricing model | No monthly fee | Not confirmed |
| Features | Free ATM | Not confirmed |
| Legal entity | Nu Colombia Compania de Financiamiento S.A. | TNG Digital Sdn. Bhd. |
| Headquarters | Colombia | Malaysia |
| Founded | 2020 | Not confirmed |
| Support channels | Email, Phone, Help centre | Not confirmed |
Money transfer
| Fact | Nu Colombia | Touch n Go eWallet Visa Card |
|---|---|---|
| Exchange rate markup | Not confirmed | 0% |
Where each stands against the rest
| Fact | Nu Colombia | Touch n Go eWallet Visa Card | Median |
|---|---|---|---|
| Monthly fee | COP 0at the median | Not confirmed | COP 0 |
| Currency conversion fee | 0.45%below the median | Not confirmed | 0.5% |
Median across 377 listed accounts.
Pros and cons
Nu Colombia
Pros
- A COP 0 monthly fee, so running the account is free
- Unlimited free transfers to any Colombian bank or digital wallet, plus COP 1 free ATM withdrawals a month
- A variable yield of 0.1%, credited daily in the app
Cons
- A yield of 0.1% sits well below the 3.08% savings median
- The rate is variable, so the 0.1% yield can move rather than hold for a term
- Free cash withdrawals are capped at COP 1 a month, and the balance is otherwise moved by transfer
Touch n Go eWallet Visa Card
Pros
- The card is funded from the eWallet balance.
Cons
- ATM fees and eligibility are not established in the captured details.
Who each suits
Nu Colombia
Who it suits
- Colombian residents who want a peso account for daily spending
- People who move money often and want unlimited free transfers to local banks and wallets
- Holders who accept a variable low yield in exchange for no monthly charge
Who should look elsewhere
- PayPal Colombia, which lists a headline rate of 3.3% against 0.1% here
- AXI Card, which shows 21.59% for anyone chasing the rate rather than free transfers
- Plazo ES, which lists 24.19% for anyone focused on rate rather than free local transfers
Touch n Go eWallet Visa Card
Who it suits
- Malaysian eWallet users looking for a prepaid Visa and ATM access.
Who should look elsewhere
- Users who need confirmed withdrawal fees and eligibility before choosing.
Current offers
Country by country
| Country | Nu Colombia | Touch n Go eWallet Visa Card |
|---|---|---|
| Colombia | Yes | No |
Questions about each
Nu Colombia
What does it cost to run the account?+
There is no monthly charge, with a monthly fee of COP 0. Transfers to any Colombian bank or digital wallet are unlimited and free. Currency conversion is charged at 0.45%, below the 0.5% median on the site.
What rate does the balance earn?+
The account pays a variable rate of 0.1%, and the daily yield is shown in the app. Because the rate is variable it can move, and it sits well below the 3.08% median for savings accounts on the site.
Who regulates it?+
The account sits with Nu Colombia Compania de Financiamiento S.A., based in Colombia and supervised by the Superintendencia Financiera de Colombia, the regulator named in its licence. The group was founded in 2020 and its legal name identifies a financing company.
Is there a minimum deposit or a lock in?+
The minimum deposit is COP 0, so nothing is required to open or hold the balance. It is an easy access account with no time limit, so money can be moved out whenever the holder wants rather than at a term.
Other options to compare
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Related by the facts
Nu Colombia
Touch n Go eWallet Visa Card