Updated October 14, 2026 · VaultCue Editorial Team
PX Pay 全支付 vs Satispay
PX Pay 全支付
Satispay
Higher score in this comparison
What sets them apart
| Compare | PX Pay 全支付ReviewSee alternativesSee alternatives | SatispayReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | Not confirmed | €0 |
| Deposit protection | Not confirmed | EU DGS up to EUR 100,000 |
| Currency conversion fee | Not confirmed | 0.5% |
| Local account details | Not confirmed | IBAN |
| Free ATM withdrawals | Not confirmed | €200 |
| Transfer fee | Not confirmed | Free to send and receive money to contacts and for SEPA transfers (0 EUR); instant availability top-up 1.00 EUR |
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Our verdict on each
PX Pay 全支付
A 2022 cooperation note describes embedding an SDK in the PX Mart app to provide PX Pay members with PXPay Plus payment services.
Satispay
Satispay suits everyday spenders and travellers who want no monthly charge, cheap currency conversion and instant transfers between users. The monthly fee is €0, the conversion fee is 0.5%, and the trade off is the savings yield, which sits at 2.61% against a site median of 3%.
Score breakdown
| Area | PX Pay 全支付 | Satispay |
|---|---|---|
| Cost | Not confirmed | 9.2Monthly fee of €0, currency conversion fee of 0.5% and free transfers to contacts sit well against the site median of 0.5%. |
| Offer | Not confirmed | 9.3Savings pay 2.61% at a variable rate with a €0 minimum, plus €200 of free ATM use. |
| Trust | Not confirmed | 8.5 |
How they place
| Ranking | PX Pay 全支付 | Satispay |
|---|---|---|
| Money transfer services | 1273 of 1564 | 322 of 1564 |
Every fact side by side
| Fact | PX Pay 全支付 | Satispay |
|---|---|---|
| Audience | Not confirmed | Travelers, Business |
| Pricing model | Not confirmed | No monthly fee, Low FX |
| Features | Not confirmed | Free ATM, Digital only |
| Legal entity | Not confirmed | Satispay Europe SA |
| Headquarters | Not confirmed | Luxembourg |
| Founded | Not confirmed | 2014 |
| Support channels | Not confirmed | Email, Phone, Help centre |
Money transfer
| Fact | PX Pay 全支付 | Satispay |
|---|---|---|
| Exchange rate markup | Not confirmed | 0.5% to 1% |
| Delivery time | Not confirmed | Real time, instant between Satispay users |
| Payout methods | Not confirmed | Bank, Wallet, Card |
| Fee to send 1,000 | Not confirmed | €0 |
Savings
| Fact | PX Pay 全支付 | Satispay |
|---|---|---|
| Headline rate | Not confirmed | 2.61% |
| Rate type | Not confirmed | Variable |
| Minimum deposit | Not confirmed | €0 |
| Access terms | Not confirmed | Immediate availability, no lock-in, no withdrawal limits; savings moved instantly to Disponibilita |
| Account kind | Not confirmed | Easy access |
Where each stands against the rest
| Fact | PX Pay 全支付 | Satispay | Median |
|---|---|---|---|
| Monthly fee | Not confirmed | €0at the median | €0 |
| Currency conversion fee | Not confirmed | 0.5%at the median | 0.5% |
| Free ATM withdrawals | Not confirmed | €200above the median | €1 |
Median across 377 listed accounts.
Pros and cons
PX Pay 全支付
Pros
- A 2022 cooperation note describes embedding an SDK in the PX Mart app to provide PX Pay members with PXPay Plus payment services.
- The notice does not establish that the two named products are identical.
Satispay
Pros
- A monthly fee of €0, and Satispay ranks 1 of 500 on cost
- Transfers between Satispay users are Real time, instant between Satispay users, and the transfer fee to contacts is €0
- Savings pay 2.61% at a variable rate from a €0 minimum, with immediate availability
Cons
- The savings yield of 2.61% trails the 3% site median
- Cash pickup is not among its payout methods (bank, wallet and card), which cover a bank, a wallet or a card
- The currency conversion margin runs 0.5% to 1%, above the 0.9% site median
Who each suits
PX Pay 全支付
Who it suits
- Readers checking a historical PX Pay and PXPay Plus integration note
Satispay
Who it suits
- Everyday spenders who want an account with no monthly charge and free transfers
- Travellers paying in several currencies who weigh the conversion fee before the rate
- People holding a savings balance they can draw on immediately, with no lock in
Who should look elsewhere
- Skrill or bunq if you want a different provider altogether, since their conversion fees of 3.99% and 3% mean switching does not cut your cost
- PayPal Colombia if you want a wallet for international shopping rather than an everyday euro account
Current offers
Satispay
Current offer
Bonus
Welcome Bonus 5 EUR with code WEB: 5 EUR
Sign up by downloading the app and use code WEB
Source, checked September 26, 2026
Country by country
| Country | PX Pay 全支付 | Satispay |
|---|---|---|
| Austria | No | Yes |
| Belgium | No | Yes |
| Bulgaria | No | Yes |
| Croatia | No | Yes |
| Cyprus | No | Yes |
| Czechia | No | Yes |
| Denmark | No | Yes |
| Estonia | No | Yes |
8 of 30 countries where either is available.
Questions about each
Satispay
What does Satispay cost to keep?+
The monthly fee is €0, and no monthly charge is the model listed. Sending and receiving money to contacts and SEPA transfers costs €0. The one extra charge to know is the instant availability top up.
What does it cost to convert currency?+
Conversion costs 0.5%, and the applied margin runs 0.5% to 1%. That sits at the 0.5% site median, while the highest conversion fees on the site reach 7%. Travellers can weigh it against the bank rate.
Is my money protected?+
Yes. Balances are covered by EU DGS up to EUR 100,000. Satispay Europe SA is listed in Luxembourg on the Commission de Surveillance du Secteur Financier (CSSF) - Albo degli Istituti di Moneta Elettronica, and also on the CSSF register of investment firms.
How fast are transfers between contacts?+
Transfers between users are Real time, instant between Satispay users, which is the quickest route on the account. SEPA transfers to other banks run at the standard pace, and the transfer fee between contacts is €0. Payouts can go to a bank, a wallet or a card.
Other options to compare
Other matchups
Related by the facts
PX Pay 全支付
Satispay