Updated September 29, 2026 · VaultCue Editorial Team
SCB PLANET prepaid Visa vs Scotiabank Uruguay Cuenta Digital
SCB PLANET prepaid Visa
Higher score in this comparison
Scotiabank Uruguay Cuenta Digital
Where SCB PLANET prepaid Visa and Scotiabank Uruguay Cuenta Digital differ
| Compare | SCB PLANET prepaid VisaReviewSee alternativesSee alternatives | Scotiabank Uruguay Cuenta DigitalReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | THB 0 | UYU 0 |
| Currencies | 14Higher | 2 |
| Transfer fee | THB 100 per overseas ATM cash withdrawal; no annual fee | 2 cost-free transfers per month up to USD 10.000 or UYU 300.000, then UYU 10 per transfer (Scotiabank to Scotiabank unlimited and free) |
| Free ATM withdrawals | Not confirmed | UYU 5 |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- SCB PLANET prepaid Visa scores higher overall: 9.4 vs 8.7.
- Founded is lower at SCB PLANET prepaid Visa: 1906 vs 2011.
- Currencies is higher at SCB PLANET prepaid Visa: 14 vs 2.
- Support channels: only Scotiabank Uruguay Cuenta Digital offers Phone, Email.
Our verdict on each
SCB PLANET prepaid Visa
The SCB PLANET prepaid Visa sits with the no monthly fee accounts, charging THB 0 a year and holding 14 currencies with a 0% exchange rate markup. It suits travellers and expatriates in Thailand who want a card that costs nothing to hold.
Scotiabank Uruguay Cuenta Digital
Scotiabank Uruguay Cuenta Digital suits anyone in Uruguay who wants a savings account run entirely from the app and pays nothing to keep it open. The catch is reach: it holds 2 currencies and needs a minimum deposit of UYU 5,000 to open, so it is a local tool rather than a global one.
Score breakdown
| Area | SCB PLANET prepaid Visa | Scotiabank Uruguay Cuenta Digital |
|---|---|---|
| Cost | 9.3 | Not confirmed |
| Offer | 8.8 | 8.8No monthly charge of UYU 0, but only 2 currencies and a minimum opening deposit of UYU 5,000 |
| Trust | 9.9Higher | 8.6 |
How they place
| Ranking | SCB PLANET prepaid Visa | Scotiabank Uruguay Cuenta Digital |
|---|---|---|
| Savings accounts | 108 of 1420 | 536 of 1420 |
Every fact side by side
| Fact | SCB PLANET prepaid Visa | Scotiabank Uruguay Cuenta Digital |
|---|---|---|
| Pricing model | No monthly fee | No monthly fee |
| Features | Not confirmed | Free ATM, Digital only |
| Legal entity | Siam Commercial Bank PCL | Scotiabank Uruguay S.A. |
| Headquarters | Thailand | Uruguay |
| Founded | 1906Lower | 2011 |
| Support channels | Help centre | Phone, Help centre, EmailCovers more |
Money transfer
| Fact | SCB PLANET prepaid Visa | Scotiabank Uruguay Cuenta Digital |
|---|---|---|
| Exchange rate markup | 0% | Not confirmed |
| Delivery time | Within 7 business days by post; instant issue at 13 designated SCB branches | Not confirmed |
| Payout methods | Bank, Cash pickup, Card | Not confirmed |
Savings
| Fact | SCB PLANET prepaid Visa | Scotiabank Uruguay Cuenta Digital |
|---|---|---|
| Rate type | Not confirmed | Variable |
| Minimum deposit | Not confirmed | UYU 5,000 |
| Access terms | Prepaid card usable as a cash alternative; 14 currencies, 24/7 FX and top-up via SCB EASY App; overseas ATM withdrawal only, none in Thailand | Bimonetary savings account in pesos and USD, managed 100% through digital channels, on-demand deposits and withdrawals; 5 free Banred ATM withdrawals and 2 free transfers (up to USD 10,000 or $300,000) per month |
| Account kind | Easy access | Easy access |
Where each stands against the rest
| Fact | SCB PLANET prepaid Visa | Scotiabank Uruguay Cuenta Digital | Median |
|---|---|---|---|
| Currencies | 14above the median | 2lowest quarter | 5 |
Median across 536 listed accounts.
Pros and cons
SCB PLANET prepaid Visa
Pros
- No monthly charge, so the card costs nothing to keep: THB 0 and the no monthly fee model
- Currency conversion carries a 0% markup, at the low end of the comparison
- Holds 14 currencies, more than most cards in the group
Cons
- Overseas ATM withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee
- Support runs on help centre only
- ATM withdrawals are overseas only, with none available in Thailand
Scotiabank Uruguay Cuenta Digital
Pros
- No monthly maintenance charge on the account
- Runs entirely through digital channels, with deposits and withdrawals on demand
- Free ATM withdrawals up to an allowance of UYU 5 a month
Cons
- Only 2 currencies are held, so travel money beyond pesos and USD means another provider
- Transfers outside the free monthly allowance are charged per transfer, and only Scotiabank to Scotiabank transfers stay free
- A minimum deposit of UYU 5,000 is needed to open the account
Who each suits
SCB PLANET prepaid Visa
Who it suits
- Travellers spending in several currencies from a Thai bank account
- Expatriates and long stay visitors who top up through the SCB EASY App
- Anyone who wants a second card for cash and spending without a monthly fee
Who should look elsewhere
- People who need to withdraw cash in Thailand, as ATM withdrawals are overseas only
- Anyone who wants phone or chat support, since help centre is the listed channel
- Those who want a savings product, as this is a prepaid card rather than an interest account
Scotiabank Uruguay Cuenta Digital
Who it suits
- Uruguay residents paid in pesos who also earn or hold dollars
- People who bank by phone and do not want branch visits
- Savings customers content with a variable rate that moves with the bank
Who should look elsewhere
- Travellers holding more than 2 currencies, where Skrill or PayPal Colombia cover more currencies
- Anyone unwilling to meet the minimum deposit of UYU 5,000
- Users who want a fixed-rate term, since the rate is variable
Country by country
| Country | SCB PLANET prepaid Visa | Scotiabank Uruguay Cuenta Digital |
|---|---|---|
| Thailand | Yes | No |
| Uruguay | No | Yes |
Questions about each
SCB PLANET prepaid Visa
How much does the SCB PLANET prepaid Visa cost to hold?+
There is a monthly fee of THB 0, so the card sits with accounts that charge nothing for holding it. Overseas ATM cash withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee. Spend on the card itself adds no separate fee in the published terms.
What currencies can the card hold and what does conversion cost?+
The card covers 14 currencies, with conversion carried at a 0% exchange rate markup. The markup is priced at the low end of the group, where the higher cards charge a wider spread on the same conversion.
Scotiabank Uruguay Cuenta Digital
Does the Cuenta Digital charge a monthly fee?+
No. The monthly fee is UYU 0, so the account costs nothing to keep open. Costs come from spending beyond the free allowances, mostly transfers and extra ATM withdrawals. Scotiabank to Scotiabank transfers stay free.
What can I hold in the account?+
The account is bimonetary, holding pesos and US dollars, which is 2 currencies in total. Anything beyond those two means a separate provider. Providers such as Skrill hold many more currencies for the same kind of task.
Other options to compare
Other matchups
Related by the facts
SCB PLANET prepaid Visa
Scotiabank Uruguay Cuenta Digital