Simplex review

The payment terms list the transfer fee as No fee, with the amount given as $0. That is the only charge named there, and it compares with the method based pricing Skrill and PayPal Colombia put on card funded and international sends.

Delivery is listed as Instant, and the money can go to a bank account or a card, both in card and bank. That suits invoices and payroll runs where a delay costs more than the charge, though the delivery time is given for the service as a whole.

Payouts cover card and bank, so a transfer can land in a bank account or on a card. Cash pickup is not among the listed methods, which matters if the person receiving cannot open a bank account at the destination and needs to collect money in person.

Simplex covers from 100 currencies, well above the 5 that is typical across the site. A wider reach helps when suppliers sit in several markets, since it cuts the number of separate conversions routed through one home currency account.

Support runs on chat and help centre, which is chat plus a help centre. There is no phone line in that list, so a stuck transfer starts as a written question. The entity behind the service, Nuvei Liquidity, UAB, is named in the payment terms if a complaint needs a formal route.

Simplex lists the transfer fee as No fee, while Skrill prices each send by method and Paysera makes euro sends to SEPA and Paysera users free before charging on other routes. The choice turns on how a send is funded and where the money lands.

It suits freelancers and small businesses paying suppliers or staff in from 100 currencies, with delivery listed as Instant. It also fits occasional family sends, and fits less well for anyone who needs cash pickup or a phone support line.