Xoom by PayPal review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
Xoom by PayPal moves money to bank accounts, debit cards, mobile wallets and local instant payment options plus cash pickup and delivery. It suits people sending to friends and family abroad who want flexible receive choices with clear transfer details and app based tracking.
Key facts
- Best for
- Personal transfers abroad with flexible receive options
- Transfer fee
- 0.23% average for Send Money to India (bank deposit, paid from bank account); range from no fee to $8.89; fees vary by destination, payout method and payment method↗
- Payout methods
- Bank, Cash-pickup, Wallet, Card↗
- Legal entity
- PayPal, Inc.↗
- Founded
- 2001↗
- Support channels
- Email, Help-centre↗
- Official website
- xoom.com
Facts checked September 26, 2026, 3 sources
Pros and cons
Pros
- Sends to bank accounts and debit cards in minutes
- Supports mobile wallets plus local instant payment options
- Offers cash pickup at many locations and cash delivery
- Provides a mobile app for sending and tracking transfers
Cons
- Focuses on transfers to friends and family abroad
- Operates as an online and app based transfer service
Ready to try Xoom by PayPal?
Who it suits
- People supporting family and friends abroad
- Senders wanting varied receive methods
- App users who manage transfers on mobile
Who should look elsewhere
- Businesses seeking commercial payment services
- People wanting in person counter service
How Xoom by PayPal compares
Where Xoom by PayPal is available
- Available
- Australia, Canada, Poland, United Kingdom, United States
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What types of transfer does Xoom cover?+
Xoom covers transfers to bank accounts and debit cards for recipients abroad. It also supports sends to mobile wallets and local instant payment networks. Cash options include pickup at many locations and delivery, giving senders several ways to reach friends and family.
How can recipients receive the money?+
Recipients can receive money into bank accounts and debit cards. They can also use mobile wallets and local instant payment networks where supported. Cash pickup at many locations and cash delivery add further choice for family and friends abroad.
Which company is behind Xoom?+
Xoom operates as a PayPal Service for sending money around the world. It has operated since 2001 and reports use by millions of customers worldwide. The service centres on online transfers with app access for sending and tracking.
Who is Xoom suited for?+
Xoom suits people sending money to friends and family abroad. It fits senders who want several receive methods from one service for different needs. App users who prefer managing and tracking transfers on mobile will find it practical.
When was Xoom by PayPal founded?+
Xoom by PayPal was founded in 2001. (Source, checked September 26, 2026)
How can I contact Xoom by PayPal support?+
Xoom by PayPal offers support through Email, Help-centre. (Source, checked September 26, 2026)
Sources
- xoom.com checked September 26, 2026
Backs: Founded, Payout methods
“Since 2001, millions of customers have relied on Xoom to send money around the world.”
- xoom.com/legal/past-policy-updates checked September 26, 2026
Backs: Transfer fee
“Transaction Fees to India when sending in USD ... INR Bank Account Bank Account ... Avg. Updated Fee (as of 4/20/2026) 0.23% ... Range of Updated Fees No Fee - $8.89”
- xoom.com/user-agreement checked September 26, 2026
Backs: Legal entity, Support channels
“This User Agreement ... is a contract between you and one of the PayPal entities named below ... United States PayPal, Inc.”
Compiled from 3 source pages, checked October 14, 2026. We did not open an account.
Not confirmed yet: Exchange rate markup, Delivery time, Licence type.
Related by the facts
Xoom by PayPal
Personal transfers abroad with flexible receive options