Aircash review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Aircash suits people who need money to move fast and land in several places, from a bank account to cash pickup or a wallet. Transfers are Instant, within seconds, the account runs on the no monthly fee model, and deposits sit under EU DGS up to EUR 100,000 through the Croatian National Bank.
Key facts
- Best for
- Fast transfers with a choice of payout destinations.
- Deposit protection
- EU DGS up to EUR 100,000↗
- Currencies
- from 10↗
- Transfer fee
- 1% for internal wallet transfers↗
- Legal entity
- Aircash d.o.o.↗
- Headquarters
- Croatia↗
- Founded
- 2015↗
- Support channels
- Email, Phone, Help-centre↗
- Pricing model
- No monthly fee
- Features
- Digital-only
- Official website
- aircash.eu
Money transfer
Facts checked September 26, 2026, 7 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- Transfers are Instant, within seconds, which suits sending money that is already needed.
- Payouts run to a bank account, cash pickup, a wallet or a card (bank, cash pickup and wallet), so the recipient can take it the easy way.
- You can hold from 10 currencies, above a site median of 5.
- Balances are covered by EU DGS up to EUR 100,000 and the account runs on the no monthly fee model.
Cons
- Everyday access is digital only, so the app is the only route in.
- Transfers between your own wallets still cost 1% for internal wallet transfers.
- Support runs on email, phone and help centre only.
Who it suits
- Anyone sending money to someone who wants cash, a wallet or a card rather than a bank transfer (bank, cash pickup and wallet).
- People whose income and spending sit in different currencies, with from 10 currencies available.
- Customers comfortable with digital only banking and in-app help.
Who should look elsewhere
- Anyone who wants US deposit insurance rather than EU cover: Varo offers FDIC up to USD 250,000.
- Anyone banking in the UK who wants FSCS cover: Biscuit by Zopa offers FSCS up to GBP 85,000.
- Anyone who prefers FDIC cover with a US banking setup: Grasshopper Bank offers FDIC up to USD 250,000.
How Aircash compares
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Where Aircash is available
- Available
- Austria, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Montenegro, Netherlands, North Macedonia, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia
- Licence in Croatia
- Croatian National Bank, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Aircash cost to hold and move money?+
The account carries no monthly charge, since it runs on the no monthly fee model, and the median monthly fee across the site is €0. The cost that matters sits on transfers, where the transfer fee is 1% for internal wallet transfers for internal wallet transfers.
Is my money protected, and who regulates Aircash?+
Deposits are protected under EU DGS up to EUR 100,000. Aircash d.o.o. (Aircash d.o.o.) is based in Croatia and regulated by the Croatian National Bank. For comparison, Varo protects deposits with FDIC up to USD 250,000 and Biscuit by Zopa with FSCS up to GBP 85,000.
How fast does a transfer arrive?+
Transfers are Instant, within seconds, which is the main reason people pick Aircash over a slower remittance route. Payouts can go to a bank account, cash pickup, a wallet or a card (bank, cash pickup and wallet), so the recipient can pick what works locally.
How do I get money out of Aircash?+
Payouts cover bank, cash pickup and wallet, so money can be collected as cash, sent to a bank account, pushed to a wallet or loaded onto a card. Cash pickup is the route that suits recipients without easy access to a bank, and support runs on email, phone and help centre when a payout needs chasing.
How many currencies can I hold?+
You can hold from 10 currencies, against a median of 5 across the site and 9 in the everyday accounts ranking. Holding several currencies suits anyone who earns in one and spends in another.
Can I use Aircash without visiting a branch?+
Yes, the account is digital only, so everything runs through the app. Help comes through email, phone and help centre, covering email, phone and a help centre rather than a counter. Aircash has been trading since 2015, so the app is the whole service.
Who is Aircash built for?+
It fits people who send money across borders and want flexible payout options: transfers are Instant, within seconds and you can hold from 10 currencies. Since the account is digital only, the audience is app users, and payout routes include cash pickup for recipients without bank access.
Sources
- aircash.eu checked September 26, 2026
Backs: Features, Headquarters, Pricing model, Transfer fee
“Mobile app enabling money transfers, deposits, withdrawals, bill payments”
- aircash.eu/about checked September 26, 2026
Backs: Currencies
“10+ Supported currencies”
- aircash.eu/aircash-features checked September 26, 2026
Backs: Payout methods
“The recipient can withdraw cash at any ATM without a bank account, pay using the Aircash Mastercard... You can also withdraw directly to your bank account using IBANs issued in the following countries”
- aircash.eu/send-money checked September 26, 2026
Backs: Delivery time
“The money I send arrives instantly in the recipient's Aircash account”
- aircash.eu/support checked September 26, 2026
Backs: Support channels
“Phone: +385 800 22 66, Email: support@aircash.eu, Help Centre available”
- tracxn.com/d/legal-entities/croatia/aircash-d.o.o./__id9V... checked September 26, 2026
Backs: Founded, Legal entity
“Incorporated on June 1, 2015”
- nbu.hr checked September 26, 2026
Backs: Deposit protection, Licences
Compiled from 7 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Licence type, Currency conversion fee.