Updated October 13, 2026 · VaultCue Editorial Team
Alinma vs SCB PLANET prepaid Visa
Alinma
SCB PLANET prepaid Visa
Higher score in this comparison
What sets them apart
| Compare | AlinmaReviewSee alternativesSee alternatives | SCB PLANET prepaid VisaReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | SAR 0 | THB 0 |
| Transfer fee | SAR 57.50 online, SAR 86.25 from branch (Transfer to a Bank Outside KSA, incl. VAT) | THB 100 per overseas ATM cash withdrawal; no annual fee |
| Currencies | Not confirmed | 14 |
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Key differences
- Founded is lower at SCB PLANET prepaid Visa: 1906 vs 2006.
- Support channels: only Alinma offers Phone, Email.
- Support channels: only SCB PLANET prepaid Visa offers Help centre.
Our verdict on each
Alinma
Alinma offers easy-access provision for everyday balances with use shaped by package terms. It suits customers who want current money to remain reachable through a defined structure and who accept reviewing those terms carefully before choosing an account for daily needs.
SCB PLANET prepaid Visa
The SCB PLANET prepaid Visa sits with the no monthly fee accounts, charging THB 0 a year and holding 14 currencies with a 0% exchange rate markup. It suits travellers and expatriates in Thailand who want a card that costs nothing to hold.
Score breakdown
| Area | Alinma | SCB PLANET prepaid Visa |
|---|---|---|
| Cost | Not confirmed | 9.3 |
| Offer | 8.5 | 8.8Higher |
| Trust | 8.8 | 9.9Higher |
How they place
| Ranking | Alinma | SCB PLANET prepaid Visa |
|---|---|---|
| Current and checking accounts | 228 of 885 | 43 of 885 |
| Savings accounts | 661 of 1420 | 108 of 1420 |
| Money transfer services | 529 of 1564 | 83 of 1564 |
Every fact side by side
| Fact | Alinma | SCB PLANET prepaid Visa |
|---|---|---|
| Pricing model | No monthly fee | No monthly fee |
| Legal entity | Alinma Bank | Siam Commercial Bank PCL |
| Headquarters | Saudi Arabia | Thailand |
| Founded | 2006 | 1906Lower |
| Support channels | Phone, Email | Help centre |
Savings
| Fact | Alinma | SCB PLANET prepaid Visa |
|---|---|---|
| Headline rate | 1.5% to 2.7% | Not confirmed |
| Rate type | Variable | Not confirmed |
| Minimum deposit | SAR 1 | Not confirmed |
| Access terms | Withdraw any time during the investment period, subject to package terms | Prepaid card usable as a cash alternative; 14 currencies, 24/7 FX and top-up via SCB EASY App; overseas ATM withdrawal only, none in Thailand |
| Account kind | Easy access | Easy access |
Money transfer
| Fact | Alinma | SCB PLANET prepaid Visa |
|---|---|---|
| Exchange rate markup | Not confirmed | 0% |
| Delivery time | Instant with alinma Express | Within 7 business days by post; instant issue at 13 designated SCB branches |
| Payout methods | Bank, Cash pickup | Bank, Cash pickup, CardCovers more |
| Fee to send 1,000 | SAR 57.50 to SAR 86.25 | Not confirmed |
Where each stands against the rest
| Fact | Alinma | SCB PLANET prepaid Visa | Median |
|---|---|---|---|
| Currencies | Not confirmed | 14above the median | 5 |
Median across 536 listed accounts.
Pros and cons
Alinma
Pros
- Keeps everyday balances within easy-access provision shaped by package terms
- Connects everyday money movement with Alinma Express handling
- Organises current balances around clear customer access for daily needs
SCB PLANET prepaid Visa
Pros
- No monthly charge, so the card costs nothing to keep: THB 0 and the no monthly fee model
- Currency conversion carries a 0% markup, at the low end of the comparison
- Holds 14 currencies, more than most cards in the group
Cons
- Overseas ATM withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee
- Support runs on help centre only
- ATM withdrawals are overseas only, with none available in Thailand
Who each suits
Alinma
Who it suits
- Customers seeking reachable everyday balances
- Customers preferring package defined account use
SCB PLANET prepaid Visa
Who it suits
- Travellers spending in several currencies from a Thai bank account
- Expatriates and long stay visitors who top up through the SCB EASY App
- Anyone who wants a second card for cash and spending without a monthly fee
Who should look elsewhere
- People who need to withdraw cash in Thailand, as ATM withdrawals are overseas only
- Anyone who wants phone or chat support, since help centre is the listed channel
- Those who want a savings product, as this is a prepaid card rather than an interest account
Country by country
| Country | Alinma | SCB PLANET prepaid Visa |
|---|---|---|
| Saudi Arabia | Yes | No |
| Thailand | No | Yes |
Questions about each
Alinma
What type of accounts does Alinma cover?+
Alinma covers everyday balances through easy-access provision. Package terms shape how customers use the account. Customers who value reachable money for daily needs may find this structure aligns with their expectations.
Who is Alinma suitable for?+
Alinma suits customers who want everyday money to stay reachable. The package defined structure helps those who prefer clear terms around access. Customers should weigh daily needs against how this type of account organises balances.
SCB PLANET prepaid Visa
How much does the SCB PLANET prepaid Visa cost to hold?+
There is a monthly fee of THB 0, so the card sits with accounts that charge nothing for holding it. Overseas ATM cash withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee. Spend on the card itself adds no separate fee in the published terms.
What currencies can the card hold and what does conversion cost?+
The card covers 14 currencies, with conversion carried at a 0% exchange rate markup. The markup is priced at the low end of the group, where the higher cards charge a wider spread on the same conversion.
Other options to compare
Other rankings
Alinma
SCB PLANET prepaid Visa