Updated October 16, 2026 · VaultCue Editorial Team
BNB Cuenta de Ahorro Digital vs SCB PLANET prepaid Visa
BNB Cuenta de Ahorro Digital
SCB PLANET prepaid Visa
Higher score in this comparison
What sets them apart
| Compare | BNB Cuenta de Ahorro DigitalReviewSee alternativesSee alternatives | SCB PLANET prepaid VisaReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | Not confirmed | THB 0 |
| Currencies | Not confirmed | 14 |
| Transfer fee | Not confirmed | THB 100 per overseas ATM cash withdrawal; no annual fee |
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Our verdict on each
BNB Cuenta de Ahorro Digital
Banco Nacional de Bolivia’s 2023 report describes a boliviano savings account for individuals with remote opening and electronic withdrawal channels.
SCB PLANET prepaid Visa
The SCB PLANET prepaid Visa sits with the no monthly fee accounts, charging THB 0 a year and holding 14 currencies with a 0% exchange rate markup. It suits travellers and expatriates in Thailand who want a card that costs nothing to hold.
Score breakdown
| Area | BNB Cuenta de Ahorro Digital | SCB PLANET prepaid Visa |
|---|---|---|
| Cost | Not confirmed | 9.3 |
| Offer | Not confirmed | 8.8 |
| Trust | Not confirmed | 9.9 |
How they place
| Ranking | BNB Cuenta de Ahorro Digital | SCB PLANET prepaid Visa |
|---|---|---|
| Current and checking accounts | 401 of 885 | 43 of 885 |
| Savings accounts | 866 of 1420 | 108 of 1420 |
Every fact side by side
| Fact | BNB Cuenta de Ahorro Digital | SCB PLANET prepaid Visa |
|---|---|---|
| Pricing model | Not confirmed | No monthly fee |
| Legal entity | Banco Nacional de Bolivia S.A. | Siam Commercial Bank PCL |
| Headquarters | Not confirmed | Thailand |
| Founded | 1872Lower | 1906 |
| Support channels | Not confirmed | Help centre |
Savings
| Fact | BNB Cuenta de Ahorro Digital | SCB PLANET prepaid Visa |
|---|---|---|
| Access terms | Not confirmed | Prepaid card usable as a cash alternative; 14 currencies, 24/7 FX and top-up via SCB EASY App; overseas ATM withdrawal only, none in Thailand |
| Account kind | Not confirmed | Easy access |
Money transfer
| Fact | BNB Cuenta de Ahorro Digital | SCB PLANET prepaid Visa |
|---|---|---|
| Exchange rate markup | Not confirmed | 0% |
| Delivery time | Not confirmed | Within 7 business days by post; instant issue at 13 designated SCB branches |
| Payout methods | Not confirmed | Bank, Cash pickup, Card |
Where each stands against the rest
| Fact | BNB Cuenta de Ahorro Digital | SCB PLANET prepaid Visa | Median |
|---|---|---|---|
| Currencies | Not confirmed | 14above the median | 5 |
Median across 536 listed accounts.
Pros and cons
BNB Cuenta de Ahorro Digital
Pros
- The report describes remote opening and electronic withdrawal channels.
Cons
- The 2023 report does not establish current rates or eligibility.
SCB PLANET prepaid Visa
Pros
- No monthly charge, so the card costs nothing to keep: THB 0 and the no monthly fee model
- Currency conversion carries a 0% markup, at the low end of the comparison
- Holds 14 currencies, more than most cards in the group
Cons
- Overseas ATM withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee
- Support runs on help centre only
- ATM withdrawals are overseas only, with none available in Thailand
Who each suits
BNB Cuenta de Ahorro Digital
Who it suits
- Readers checking the 2023 account description
SCB PLANET prepaid Visa
Who it suits
- Travellers spending in several currencies from a Thai bank account
- Expatriates and long stay visitors who top up through the SCB EASY App
- Anyone who wants a second card for cash and spending without a monthly fee
Who should look elsewhere
- People who need to withdraw cash in Thailand, as ATM withdrawals are overseas only
- Anyone who wants phone or chat support, since help centre is the listed channel
- Those who want a savings product, as this is a prepaid card rather than an interest account
Country by country
| Country | BNB Cuenta de Ahorro Digital | SCB PLANET prepaid Visa |
|---|---|---|
| Thailand | No | Yes |
Questions about each
SCB PLANET prepaid Visa
How much does the SCB PLANET prepaid Visa cost to hold?+
There is a monthly fee of THB 0, so the card sits with accounts that charge nothing for holding it. Overseas ATM cash withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee. Spend on the card itself adds no separate fee in the published terms.
What currencies can the card hold and what does conversion cost?+
The card covers 14 currencies, with conversion carried at a 0% exchange rate markup. The markup is priced at the low end of the group, where the higher cards charge a wider spread on the same conversion.
Can I withdraw cash with this card while I am in Thailand?+
No. Cash withdrawals are overseas only, so the card works as a spending and cash alternative abroad rather than for local withdrawals in Thailand. Each overseas ATM cash withdrawal costs THB 100 per overseas ATM cash withdrawal; no annual fee.
How do I add money to the card?+
Top up through the SCB EASY App, which is also where the card is managed. The card is a prepaid Visa, so it works as a cash alternative rather than a bank account you hold a balance in.
Other options to compare
Related by the facts
BNB Cuenta de Ahorro Digital
SCB PLANET prepaid Visa