Updated September 28, 2026 · VaultCue Editorial Team
Brubank vs Daviplata
Brubank
Daviplata
Higher score in this comparison
Brubank vs Daviplata: the differences
| Compare | BrubankReviewSee alternativesSee alternatives | DaviplataReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | ARS 0 | COP 0 |
| Transfer fee | 0 ARS | COP 0 for consumer transfers; up to COP 3,170 + IVA per transfer for business transfers via Portal Empresarial and Pyme |
| Currency conversion fee | Not confirmed | 0% |
| Free ATM withdrawals | Not confirmed | COP 0 |
Same on both: Currencies (2).
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Key differences
- Support channels: only Brubank offers Chat.
- Features: only Daviplata offers Free ATM.
Our verdict on each
Brubank
Brubank pairs a digital-only everyday account with a fixed deposit paying 13.5% to 18.39% over terms of 1 to 12. It suits savers in Argentina who want a set return and a monthly fee of ARS 0, and suits them less if support runs past chat and help centre.
Daviplata
Daviplata suits expats and small businesses in Colombia who want one app for everyday banking and remittances, with a monthly fee of COP 0 and a currency conversion fee of 0%. Transfers land immediate, within minutes, and money comes out to a bank account, cash pickup or wallet.
Score breakdown
| Area | Brubank | Daviplata |
|---|---|---|
| Cost | Not confirmed | 9.6Low cost: COP 0 monthly, 0% currency conversion fee, COP 0 on a consumer transfer. |
| Offer | Not confirmed | 8.3 |
How they place
| Ranking | Brubank | Daviplata |
|---|---|---|
| Money transfer services | 779 of 1564 | 193 of 1564 |
| Online banks | 252 of 402 | 71 of 402 |
Every fact side by side
| Fact | Brubank | Daviplata |
|---|---|---|
| Audience | Not confirmed | Expats, Business |
| Pricing model | No monthly fee | No monthly fee |
| Features | Digital only | Digital only, Free ATMCovers more |
| Legal entity | Brubank S.A.U | Banco Davivienda S.A. |
| Headquarters | Argentina | Colombia |
| Support channels | Chat, Help centreCovers more | Help centre |
Savings
| Fact | Brubank | Daviplata |
|---|---|---|
| Headline rate | 13.5% to 18.39% | Not confirmed |
| Rate type | Fixed | Not confirmed |
| Term | 1 to 12 months | Not confirmed |
| Minimum deposit | ARS 500 | Not confirmed |
| Access terms | Term of at least 1 month and up to 1 year; no automatic renewal; once created the rate and amount cannot be changed; principal plus interest credited to the savings account on the end date | Not confirmed |
| Account kind | Fixed | Not confirmed |
Money transfer
| Fact | Brubank | Daviplata |
|---|---|---|
| Delivery time | Same day; up to 72 business hours for the United States | immediate, within minutes |
| Payout methods | Bank | Bank, Cash pickup, WalletCovers more |
| Fee to send 1,000 | ARS 0 | COP 0 |
Where each stands against the rest
| Fact | Brubank | Daviplata | Median |
|---|---|---|---|
| Currency conversion fee | Not confirmed | 0%below the median | 0.5% |
| Currencies | 2lowest quarter | 2lowest quarter | 5 |
Median across 536 listed accounts.
Pros and cons
Brubank
Pros
- Monthly fee of ARS 0 on the everyday account.
- Fixed deposit paying 13.5% to 18.39% over terms of 1 to 12.
- Transfer fee of 0 ARS on remittances.
Cons
- Support runs on chat and help centre only, with no phone line.
- The service is digital only, so every task runs through the app.
- Only 2 currencies are held.
Daviplata
Pros
- The monthly fee is COP 0, and consumer transfers cost nothing.
- A currency conversion fee of 0%, the lowest of the 312 brands compared.
- Remittances arrive immediate, within minutes, and payouts reach a bank account, cash pickup or wallet.
Cons
- Support runs on help centre only.
- Only 2 currencies are covered, so anyone trading in more may look at Skrill or Plazo ES.
- Business transfers through Portal Empresarial and Pyme carry a fee per transfer plus IVA, unlike consumer transfers at COP 0.
Who each suits
Brubank
Who it suits
- Savers in Argentina who want a set return for a fixed term.
- People who want a current account with a monthly fee of ARS 0.
- App-first users, since the service is digital only.
Who should look elsewhere
- Anyone needing a phone line, since support runs on chat and help centre; Varo Visa Debit Card suits that better.
- Multi currency users, who will find 2 currencies narrow; Crezu ES is a better bet.
- People who want to amend a deposit after starting it, since the rate and amount lock in at creation.
Daviplata
Who it suits
- Expats in Colombia who want a local account and a remittance wallet in the same app.
- Small businesses that pay and receive through consumer and business transfer routes.
- Readers who want free ATM access and no monthly charge, since the account fee is COP 0.
Who should look elsewhere
- Plazo ES, if you are paid in euros: its monthly fee is €0, and the 2 currencies Daviplata holds may not match your income.
- PayPal Colombia, if a wallet is enough: its monthly fee is $0, while Daviplata adds a bank account and free ATM withdrawals.
- Skrill, if you hold more currencies than the 2 Daviplata covers; its monthly fee is €0, so currency range is the only reason to move.
Country by country
| Country | Brubank | Daviplata |
|---|---|---|
| Argentina | Yes | No |
| Colombia | No | Yes |
Questions about each
Brubank
What does the Brubank everyday account cost each month?+
The monthly fee is ARS 0, and the account model is no monthly fee. Nothing is taken out of the balance each month, so the ongoing cost is nil. The account is digital only, so the app is where you check and pay.
What rate does the fixed deposit pay?+
The headline rate is 13.5% to 18.39% and the rate type is fixed, which is the part that sets Brubank apart from accounts paying a variable rate. The account kind is fixed. You know what the deposit earns for its whole term, and the figure is set when you create it.
Daviplata
What does it cost to keep a Daviplata account?+
The monthly fee is COP 0, so keeping the account open costs nothing. Consumer transfers are free on the same schedule. Charges appear on the business side: transfers made through Portal Empresarial and Pyme carry a fee per transfer plus IVA, which is the line to read if you pay suppliers through the app.
Does Daviplata charge for currency conversion?+
The currency conversion fee is 0%, the lowest of the 312 brands compared on that measure. It matters most for expats who receive or hold money in another currency. The account covers 2 currencies, so pairs outside that list need another route.
Other options to compare
Related by the facts
Brubank
Daviplata