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Ebury review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Ebury suits UK businesses that pay suppliers and collect from customers across many markets, all in one account holding 140 currencies under a low-fx model. Instant transfers between Ebury holders cost nothing, and delivery is Same-day, so routine payments move without a per-transfer charge.

Key facts

Best for
UK business accounts that hold and convert many currencies.
Deposit protection
FSCS up to GBP 85,000↗
Currencies
140↗
Local account details
IBAN, UK-sort-code, Us-ACH↗
Transfer fee
Free instant transfers between Ebury holders; other transfer fees quoted per transaction↗
Legal entity
Ebury Partners UK Limited↗
Headquarters
United Kingdom↗
Founded
2009↗
Support channels
Email, Phone↗
Audience
Business
Pricing model
Low FX fees
Official website
ebury.com

Money transfer

Delivery time
Same-day↗
Payout methods
Bank↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
App Store
Elsewhere
LinkedIninstagram.comfacebook.comyoutube.com

Pros and cons

Pros

  • Instant transfers between Ebury holders cost nothing, and other transfer fees are quoted per transaction.
  • Eligible deposits sit under FSCS up to GBP 85,000.
  • Local pay-in details come with the account, including an IBAN, a UK sort code and US ACH (iban, uk sort code and us ach).

Cons

  • Support runs on email and phone only, with no live chat.
  • Withdrawals go out to bank accounts, so cards and wallets are not an option.
  • Ebury serves business customers, so there is no personal current account here.
Ebury

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Scored 9.0 / 10 by VaultCue.

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Who it suits

  • UK companies that pay suppliers abroad and keep balances in several currencies
  • Businesses that want a named UK entity and a deposit scheme behind the balance
  • Firms that need local collection details across the main payment markets

Who should look elsewhere

  • Not for people who need deposit protection above FSCS up to GBP 85,000, as PayPal Colombia lists FDIC up to USD 250,000.
  • Not for readers who want the euro deposit scheme rather than the UK one: Plazo ES lists EU DGS up to EUR 100,000 and Skrill lists EU DGS up to EUR 100,000.
  • Not for personal banking, since business is the only audience Ebury serves.

Safety of your money

Ebury runs on a UK footing: the legal entity is Ebury Partners UK Limited, headquartered in the United Kingdom and regulated there by the Financial Conduct Authority. Eligible deposits sit under FSCS up to GBP 85,000, so the balance is covered up to that limit under the UK scheme rather than lost with the provider.

How Ebury compares

Where Ebury is available

Available
Australia, Belgium, Brazil, Bulgaria, Canada, Chile, China, Cyprus, Czechia, Denmark, France, Germany, Greece, Hong Kong, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Mexico, Netherlands, New Zealand, Poland, Portugal, Romania, Singapore, South Africa, Spain, Sweden, Switzerland, United Arab Emirates, United Kingdom
Licence in United Kingdom
Financial Conduct Authority, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What do Ebury transfers cost?+

Instant transfers between Ebury holders cost nothing, and Ebury quotes other transfer fees per transaction, so what you pay depends on the payment you make. Money leaves the account by bank transfer, which keeps the payout options deliberately narrow and easy to follow.

Is my money protected at Ebury?+

The UK service runs through Ebury Partners UK Limited, which is regulated in the United Kingdom by the Financial Conduct Authority. Eligible deposits sit under FSCS up to GBP 85,000, a lower ceiling than the USD limit at PayPal Colombia, where protection reads FDIC up to USD 250,000.

How many currencies can an Ebury account hold?+

You can hold and convert across 140 currencies, and that puts Ebury at 8 out of 379 brands on the site's currency ranking. The account also carries local details (iban, uk sort code and us ach), so overseas customers can pay the way they normally would.

Can customers pay me with local details?+

The account includes local payment details, with an IBAN, a UK sort code and US ACH (iban, uk sort code and us ach), and delivery is Same-day. Businesses invoicing overseas can ask customers to transfer as if the payment were domestic, which keeps incoming money on a shorter route.

Is Ebury a personal account?+

Ebury builds for business customers, so it serves companies rather than personal current accounts. The entity behind the UK service is Ebury Partners UK Limited, and payouts run to bank accounts rather than cards or wallets.

How do I reach Ebury support?+

You have email and phone to work with, which covers written queries and phone calls. There is no live chat, so a question during a busy payment run means sending an email or picking up the phone rather than typing into the app.

How does Ebury compare with other business accounts?+

Currency coverage is where Ebury pulls away from the business-account field. The typical business account on the site holds 4 currencies against Ebury's 140, and the typical currency conversion fee in that group is 1%.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Licence type, Currency conversion fee.

Ebury

Ebury

UK business accounts that hold and convert many currencies.

9.0/10See alternatives