Evergreen GmbH review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Evergreen GmbH is a German easy-access savings account for savers who need day-to-day access to their money and can start with a small deposit. Its variable 2.25% sits below the savings median of 3.08%, so this is a flexible home for cash rather than a place to chase a return.
Key facts
- Best for
- A flexible, fee-free pot that has to stay reachable day to day.
- Headline rate
- 2.25%↗
- Rate type
- Variable↗
- Minimum deposit
- €1↗
- Deposit protection
- EU DGS up to EUR 100,000↗
- Access terms
- Daily available, no notice period↗
- Monthly fee
- €0↗
- Account kind
- Easy access↗
- Legal entity
- Evergreen GmbH↗
- Headquarters
- Germany↗
- Support channels
- Phone, Email, Help-centre↗
- Pricing model
- No monthly fee
- Official website
- evergreen.de
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- LinkedInbcorporation.net
Pros and cons
Pros
- Savings are available daily with no notice period.
- A €1 minimum deposit, so a first pot is easy to open.
- Balances sit inside EU DGS up to EUR 100,000.
- Customer support covers phone, email and help centre.
Cons
- The 2.25% rate is below the savings median of 3.08%.
- The rate is variable, so the interest earned can move with the base rate.
Who it suits
- Savers in Germany who need their money reachable on any day
- First-time savers, since the minimum deposit is €1
- People keeping a short-term pot rather than a long-term deposit
Who should look elsewhere
- AXI Card Tarjeta y Credito, which lists a headline rate of 21.59%.
- Plazo ES, at 24.19% on headline rate.
Rates and terms
The headline rate is 2.25% and the rate type is variable, so the return follows the base rate rather than a fixed promise. On a savings account, that flexibility is the trade: the term is not locked in, and the yield you see today is the yield you keep only while the variable rate holds. Weigh it against fixed-rate accounts if you want a known return over a set period.
How Evergreen GmbH compares
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9.0 vs 9.0
Where Evergreen GmbH is available
- Available
- Australia, Austria, Belgium, Czechia, Denmark, Estonia, Finland, France, Germany, Italy, Japan, Luxembourg, Netherlands, New Zealand, Norway, Poland, Portugal, Spain, Sweden, Switzerland, United Kingdom
- Licence in Germany
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), checked September 26, 2026
- Licence in Germany
- Deutsche Bundesbank, Hauptverwaltung in Hessen, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What interest rate does Evergreen GmbH pay on savings?+
The headline rate is 2.25% and the rate type is variable. That sits below the savings median of 3.08% on the same measure, and Evergreen GmbH ranks 303 of 473 brands for headline rate. The rate is not fixed, so the return follows the base rate.
Does Evergreen GmbH charge a monthly account fee?+
There is no monthly charge: the monthly fee is €0. That matches the savings category, where the median monthly fee across 1,441 brands is €0. Holding the account costs nothing regardless of the balance you keep, so the rate is the only thing that changes what you earn.
How much do I need to deposit to open the account?+
The minimum deposit is €1, which is close to the savings median of €0.17. A deposit that small means the account is easy to open for a first pot of savings, and there is no monthly charge to weigh against it.
Is my money safe with Evergreen GmbH?+
Deposits are covered by EU DGS up to EUR 100,000. The provider is Evergreen GmbH, a German entity supervised by BaFin and the Deutsche Bundesbank's main office in Hessen. That means the balance sits under a named protection scheme rather than outside it, and larger sums should be checked against the limit in EU DGS up to EUR 100,000.
How quickly can I get my money out?+
Access is Daily available, no notice period, so the balance is available on any day and there is no notice period to serve. That is the point of an easy-access account: money you can reach quickly, still earning a rate of 2.25% while it sits there.
What type of savings account is this?+
It is an easy-access account paying a variable rate of 2.25%. Easy-access accounts are the most common kind of savings account on the site at 76.7%, ahead of fixed-rate products, so this sits in the mainstream group rather than at the edge of the market.
How do I get help if something goes wrong?+
Customer support covers phone, email and help centre. Phone support is the norm in this category, listed for 82.6% of the brands compared, and the help centre is also widely used at 76.7%.
Who is this savings account for?+
It suits anyone who needs cash reachable day to day, since access is Daily available, no notice period and there is no monthly charge. It also suits a first saving, given the €1 minimum deposit. It is a weaker fit for chasing a higher return, because 2.25% is below the savings median of 3.08%.
Sources
- evergreen.de/impressum checked September 26, 2026
Backs: Deposit protection, Headquarters, Legal entity, Support channels, Licences
“Evergreen GmbH, Nikolaistraße 28-32, 04109 Leipzig”
- evergreen.de/kosten checked September 26, 2026
Backs: Minimum deposit, Pricing model, Monthly fee
“Zinssparen - Ab 1 Euro Anlagesumme”
- evergreen.de/zinsen checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Rate type
“Zinssatz passt sich automatisch an die Marktlage an”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Term.