Updated October 13, 2026 · VaultCue Editorial Team
Kaspi.kz vs SCB PLANET prepaid Visa
Kaspi.kz
SCB PLANET prepaid Visa
Higher score in this comparison
Where Kaspi.kz and SCB PLANET prepaid Visa differ
| Compare | Kaspi.kzReviewSee alternativesSee alternatives | SCB PLANET prepaid VisaReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | KZT 0 | THB 0 |
| Transfer fee | Free to other Kaspi clients | THB 100 per overseas ATM cash withdrawal; no annual fee |
| Currencies | Not confirmed | 14 |
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Key differences
- Founded is lower at SCB PLANET prepaid Visa: 1906 vs 2002.
- Support channels: only Kaspi.kz offers Phone, Chat.
Our verdict on each
Kaspi.kz
Kaspi.kz stands apart from counter based everyday accounts by centring everyday money around a mobile app with QR transfers. It is an easy-access account option for people who want phone based management and straightforward person to person payments for daily use.
SCB PLANET prepaid Visa
The SCB PLANET prepaid Visa sits with the no monthly fee accounts, charging THB 0 a year and holding 14 currencies with a 0% exchange rate markup. It suits travellers and expatriates in Thailand who want a card that costs nothing to hold.
Score breakdown
| Area | Kaspi.kz | SCB PLANET prepaid Visa |
|---|---|---|
| Cost | Not confirmed | 9.3 |
| Offer | 9.2Higher | 8.8 |
| Trust | 9.0 | 9.9Higher |
How they place
| Ranking | Kaspi.kz | SCB PLANET prepaid Visa |
|---|---|---|
| Savings accounts | 1032 of 1420 | 108 of 1420 |
| Money transfer services | 943 of 1564 | 83 of 1564 |
Every fact side by side
| Fact | Kaspi.kz | SCB PLANET prepaid Visa |
|---|---|---|
| Audience | Teen, Business | Not confirmed |
| Pricing model | No monthly fee | No monthly fee |
| Features | Free ATM, Digital only | Not confirmed |
| Legal entity | Kaspi Bank JSC | Siam Commercial Bank PCL |
| Headquarters | Kazakhstan | Thailand |
| Founded | 2002 | 1906Lower |
| Support channels | Phone, Chat, Help centreCovers more | Help centre |
Savings
| Fact | Kaspi.kz | SCB PLANET prepaid Visa |
|---|---|---|
| Headline rate | 15% | Not confirmed |
| Rate type | Variable | Not confirmed |
| Minimum deposit | KZT 1,000 | Not confirmed |
| Access terms | Top up any amount at any time; partial withdrawal any time without loss of interest | Prepaid card usable as a cash alternative; 14 currencies, 24/7 FX and top-up via SCB EASY App; overseas ATM withdrawal only, none in Thailand |
| Account kind | Easy access | Easy access |
Money transfer
| Fact | Kaspi.kz | SCB PLANET prepaid Visa |
|---|---|---|
| Exchange rate markup | Not confirmed | 0% |
| Delivery time | Instant for P2P transfers via the mobile app and QR | Within 7 business days by post; instant issue at 13 designated SCB branches |
| Payout methods | Bank, Card, Wallet | Bank, Cash pickup, Card |
| Fee to send 1,000 | KZT 0 | Not confirmed |
Where each stands against the rest
| Fact | Kaspi.kz | SCB PLANET prepaid Visa | Median |
|---|---|---|---|
| Currencies | Not confirmed | 14above the median | 5 |
Median across 536 listed accounts.
Pros and cons
Kaspi.kz
Pros
- Easy-access structure that keeps everyday money ready for daily spending needs
- Mobile app centred access with QR route for person to person transfers
- Instant handling of person to person transfers for everyday payment moments
SCB PLANET prepaid Visa
Pros
- No monthly charge, so the card costs nothing to keep: THB 0 and the no monthly fee model
- Currency conversion carries a 0% markup, at the low end of the comparison
- Holds 14 currencies, more than most cards in the group
Cons
- Overseas ATM withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee
- Support runs on help centre only
- ATM withdrawals are overseas only, with none available in Thailand
Who each suits
Kaspi.kz
Who it suits
- People who prefer app based account management
- People who make frequent person to person payments
SCB PLANET prepaid Visa
Who it suits
- Travellers spending in several currencies from a Thai bank account
- Expatriates and long stay visitors who top up through the SCB EASY App
- Anyone who wants a second card for cash and spending without a monthly fee
Who should look elsewhere
- People who need to withdraw cash in Thailand, as ATM withdrawals are overseas only
- Anyone who wants phone or chat support, since help centre is the listed channel
- Those who want a savings product, as this is a prepaid card rather than an interest account
Country by country
| Country | Kaspi.kz | SCB PLANET prepaid Visa |
|---|---|---|
| Kazakhstan | Yes | No |
| Thailand | No | Yes |
Questions about each
Kaspi.kz
What kind of account does Kaspi.kz provide?+
Kaspi.kz provides an easy-access everyday account that you manage through a mobile app. You can use it for daily money and person to person transfers with a QR option. Check how access and daily use fit your routine before you choose.
Who might consider this account?+
People who like managing money by phone may consider this option. It suits daily spending and sending money to other people through the app. Consider whether app based management matches how you handle money each day.
SCB PLANET prepaid Visa
How much does the SCB PLANET prepaid Visa cost to hold?+
There is a monthly fee of THB 0, so the card sits with accounts that charge nothing for holding it. Overseas ATM cash withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee. Spend on the card itself adds no separate fee in the published terms.
What currencies can the card hold and what does conversion cost?+
The card covers 14 currencies, with conversion carried at a 0% exchange rate markup. The markup is priced at the low end of the group, where the higher cards charge a wider spread on the same conversion.
Other options to compare
Related by the facts
Kaspi.kz
SCB PLANET prepaid Visa