Updated October 13, 2026 · VaultCue Editorial Team
Nu Mexico vs Salt Bank
Nu Mexico
Salt Bank
Higher score in this comparison
Where Nu Mexico and Salt Bank differ
| Compare | Nu MexicoReviewSee alternativesSee alternatives | Salt BankReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | MX$0 | RON 0 |
| Transfer fee | Free: SPEI transfers, no commission | 0 commission for incoming and outgoing payments in Romania |
| Deposit protection | Not confirmed | EU DGS up to EUR 100,000 |
| Currency conversion fee | Not confirmed | 0% |
| Currencies | Not confirmed | 19 |
| Local account details | Not confirmed | IBAN |
| Free ATM withdrawals | Not confirmed | RON 900 |
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Key differences
- Salt Bank is available in 9 more countries.
- Support channels: only Nu Mexico offers Community.
- Support channels: only Salt Bank offers Email.
- Pricing model: only Salt Bank offers Low FX.
- Features: only Salt Bank offers Free ATM.
Our verdict on each
Nu Mexico
Nu Mexico offers an everyday account built around Cajitas Nu for organising money alongside routine spending. The service provides easy-access savings with a structured option for money set apart and appeals to people who prefer managing finances through a digital channel in Mexico.
Salt Bank
Salt Bank is built for expats and travellers who bank across Romania and further afield: 19 currencies sit on the same account, local receiving details are iban, and Banca Nationala a Romaniei supervises the bank, with a savings option alongside that pays out at maturity. It scores 7.7 in the comparison.
Score breakdown
| Area | Nu Mexico | Salt Bank |
|---|---|---|
| Cost | 9.3 | 9.4HigherMonthly charge of RON 0, conversion of 0% and 0 commission for incoming and outgoing payments in Romania in Romania. |
| Offer | 9.8Higher | 9.5A fixed deposit at 5.3% to 5.9% over 3 to 12, under EU DGS up to EUR 100,000. |
| Trust | 8.2 | Not confirmed |
How they place
| Ranking | Nu Mexico | Salt Bank |
|---|---|---|
| Savings accounts | 1276 of 1420 | 73 of 1420 |
| Online banks | 365 of 402 | 17 of 402 |
| Fixed-rate bonds and CDs | 172 of 188 | 14 of 188 |
Every fact side by side
| Fact | Nu Mexico | Salt Bank |
|---|---|---|
| Audience | Not confirmed | Expats, Travelers |
| Pricing model | No monthly fee | No monthly fee, Low FXCovers more |
| Features | Digital only | Free ATM, Digital onlyCovers more |
| Legal entity | Nubank S.A., Institucion de Banca Multiple | Salt Bank S.A. |
| Headquarters | Mexico | Romania |
| Founded | 2019 | Not confirmed |
| Support channels | Chat, Phone, Help centre, Community | Email, Chat, Phone, Help centre |
Savings
| Fact | Nu Mexico | Salt Bank |
|---|---|---|
| Headline rate | 6.5% to 13%Higher | 5.3% to 5.9% |
| Rate type | Fixed | Fixed |
| Term | Not confirmed | 3 to 12 months |
| Minimum deposit | MX$0.010 | RON 500 |
| Access terms | Cajitas Nu pay daily yield and stay available 24/7; optional frozen savings of 7, 28, 90 or 180 days | 3, 6 or 12 month terms in RON, EUR or USD; interest paid at maturity to the current account; deposits guaranteed up to EUR 100,000 per depositor by FGDB |
| Account kind | Easy access | Fixed |
Where each stands against the rest
| Fact | Nu Mexico | Salt Bank | Median |
|---|---|---|---|
| Currency conversion fee | Not confirmed | 0%below the median | 0.5% |
| Currencies | Not confirmed | 19highest quarter | 5 |
Median across 536 listed accounts.
Pros and cons
Nu Mexico
Pros
- Everyday account that organises money through savings pots
- Accessible savings paired with optional frozen savings structure
Salt Bank
Pros
- Help is available by email, chat and phone.
- Cash withdrawals come with a free allowance of RON 900.
- Term deposits run in RON, EUR or USD and the interest lands in the current account at maturity.
Cons
- The service is digital only, per free atm and digital only, so there is no branch counter for cash or paperwork.
- Local receiving details are iban only, which limits how money can be received from other markets.
- The fixed deposit needs a minimum of RON 500 and ties the money up for the whole term.
Who each suits
Nu Mexico
Who it suits
- People who prefer digital management for routine money
- People who like separate pots for everyday goals
Salt Bank
Who it suits
- Expats and travellers named under expats and travelers, who want local and overseas money in the same account.
- Anyone paid in and out in Romania, since 0 commission for incoming and outgoing payments in Romania there.
- Savers who can wait for interest at maturity and collect it in the current account.
Who should look elsewhere
- Not a fee-based decision: Skrill charges €0 a month and eToro £0, so price alone does not separate them.
- Not for people who need UK sort code or US routing numbers for incoming pay, since local details are iban only, the gap to weigh against PayPal Colombia.
Current offers
Nu Mexico
Current offer
Discount code
Cinepolis 2x1 with the Nu credit card: 2x1 (buy one ticket, get one free) at Cinepolis
Exclusive promo for Nu credit card holders, listed as a limited-time Mastercard benefit on the promotions page
Source, checked September 26, 2026
Salt Bank
Current offer
First period offer
Prima luna este gratuit (first month free): First month of any Salt plan free
Applies to the Salt, Salt Everyday and Salt Premium plans on opening
Source, checked September 26, 2026
Bonus
13-lea salariu (13th salary campaign): An extra salary when you bring your salary to Salt
Source, checked September 26, 2026
Country by country
| Country | Nu Mexico | Salt Bank |
|---|---|---|
| Austria | No | Yes |
| Belgium | No | Yes |
| France | No | Yes |
| Germany | No | Yes |
| Ireland | No | Yes |
| Italy | No | Yes |
| Mexico | Yes | No |
| Netherlands | No | Yes |
8 of 11 countries where either is available.
Questions about each
Nu Mexico
What does Nu Mexico offer for everyday banking?+
Nu Mexico provides an account for routine use that includes easy-access savings for organising money. It combines accessible pots with a structured option for money set apart. The experience focuses on digital management for spending and saving together.
Who is Nu Mexico designed for?+
Nu Mexico appeals to people who want banking and savings in one digital place. It attracts those who value organised pots for plans and routine costs. Check whether flexible access with added structure matches your habits.
Salt Bank
What does a Salt Bank account cost?+
The monthly fee is RON 0 and the currency conversion fee is 0%, so there is no monthly or conversion charge to budget for. Payments in and out in Romania run at 0 commission for incoming and outgoing payments in Romania, and cash withdrawals include a free allowance of RON 900. The conversion fee sits at rank 1 among the brands compared.
Is my money protected at Salt Bank?+
Deposits are covered by EU DGS up to EUR 100,000, so a balance up to that limit is repaid by the scheme if the bank fails. The Romanian guarantee fund FGDB guarantees deposits per depositor as well, and the bank answers to Banca Nationala a Romaniei under licence P.J.R. 40-043.
Other options to compare
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Nu Mexico
Salt Bank