Updated October 13, 2026 · VaultCue Editorial Team
Nu Mexico vs Satispay
Nu Mexico
Satispay
Higher score in this comparison
Where Nu Mexico and Satispay differ
| Compare | Nu MexicoReviewSee alternativesSee alternatives | SatispayReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | MX$0 | €0 |
| Transfer fee | Free: SPEI transfers, no commission | Free to send and receive money to contacts and for SEPA transfers (0 EUR); instant availability top-up 1.00 EUR |
| Deposit protection | Not confirmed | EU DGS up to EUR 100,000 |
| Currency conversion fee | Not confirmed | 0.5% |
| Local account details | Not confirmed | IBAN |
| Free ATM withdrawals | Not confirmed | €200 |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Founded is lower at Satispay: 2014 vs 2019.
- Satispay is available in 29 more countries.
- Support channels: only Nu Mexico offers Chat, Community.
- Support channels: only Satispay offers Email.
- Pricing model: only Satispay offers Low FX.
- Features: only Satispay offers Free ATM.
Our verdict on each
Nu Mexico
Nu Mexico offers an everyday account built around Cajitas Nu for organising money alongside routine spending. The service provides easy-access savings with a structured option for money set apart and appeals to people who prefer managing finances through a digital channel in Mexico.
Satispay
Satispay suits everyday spenders and travellers who want no monthly charge, cheap currency conversion and instant transfers between users. The monthly fee is €0, the conversion fee is 0.5%, and the trade off is the savings yield, which sits at 2.61% against a site median of 3%.
Score breakdown
| Area | Nu Mexico | Satispay |
|---|---|---|
| Cost | 9.3Higher | 9.2Monthly fee of €0, currency conversion fee of 0.5% and free transfers to contacts sit well against the site median of 0.5%. |
| Offer | 9.8Higher | 9.3Savings pay 2.61% at a variable rate with a €0 minimum, plus €200 of free ATM use. |
| Trust | 8.2 | 8.5Higher |
How they place
| Ranking | Nu Mexico | Satispay |
|---|---|---|
| Savings accounts | 1276 of 1420 | 435 of 1420 |
| Online banks | 365 of 402 | 133 of 402 |
Every fact side by side
| Fact | Nu Mexico | Satispay |
|---|---|---|
| Audience | Not confirmed | Travelers, Business |
| Pricing model | No monthly fee | No monthly fee, Low FXCovers more |
| Features | Digital only | Free ATM, Digital onlyCovers more |
| Legal entity | Nubank S.A., Institucion de Banca Multiple | Satispay Europe SA |
| Headquarters | Mexico | Luxembourg |
| Founded | 2019 | 2014Lower |
| Support channels | Chat, Phone, Help centre, Community | Email, Phone, Help centre |
Savings
| Fact | Nu Mexico | Satispay |
|---|---|---|
| Headline rate | 6.5% to 13%Higher | 2.61% |
| Rate type | Fixed | Variable |
| Minimum deposit | MX$0.010 | €0 |
| Access terms | Cajitas Nu pay daily yield and stay available 24/7; optional frozen savings of 7, 28, 90 or 180 days | Immediate availability, no lock-in, no withdrawal limits; savings moved instantly to Disponibilita |
| Account kind | Easy access | Easy access |
Money transfer
| Fact | Nu Mexico | Satispay |
|---|---|---|
| Exchange rate markup | Not confirmed | 0.5% to 1% |
| Delivery time | Not confirmed | Real time, instant between Satispay users |
| Payout methods | Not confirmed | Bank, Wallet, Card |
| Fee to send 1,000 | Not confirmed | €0 |
Where each stands against the rest
| Fact | Nu Mexico | Satispay | Median |
|---|---|---|---|
| Currency conversion fee | Not confirmed | 0.5%at the median | 0.5% |
| Free ATM withdrawals | Not confirmed | €200above the median | €1 |
Median across 377 listed accounts.
Pros and cons
Nu Mexico
Pros
- Everyday account that organises money through savings pots
- Accessible savings paired with optional frozen savings structure
Satispay
Pros
- A monthly fee of €0, and Satispay ranks 1 of 500 on cost
- Transfers between Satispay users are Real time, instant between Satispay users, and the transfer fee to contacts is €0
- Savings pay 2.61% at a variable rate from a €0 minimum, with immediate availability
Cons
- The savings yield of 2.61% trails the 3% site median
- Cash pickup is not among its payout methods (bank, wallet and card), which cover a bank, a wallet or a card
- The currency conversion margin runs 0.5% to 1%, above the 0.9% site median
Who each suits
Nu Mexico
Who it suits
- People who prefer digital management for routine money
- People who like separate pots for everyday goals
Satispay
Who it suits
- Everyday spenders who want an account with no monthly charge and free transfers
- Travellers paying in several currencies who weigh the conversion fee before the rate
- People holding a savings balance they can draw on immediately, with no lock in
Who should look elsewhere
- Skrill or bunq if you want a different provider altogether, since their conversion fees of 3.99% and 3% mean switching does not cut your cost
- PayPal Colombia if you want a wallet for international shopping rather than an everyday euro account
Current offers
Nu Mexico
Current offer
Discount code
Cinepolis 2x1 with the Nu credit card: 2x1 (buy one ticket, get one free) at Cinepolis
Exclusive promo for Nu credit card holders, listed as a limited-time Mastercard benefit on the promotions page
Source, checked September 26, 2026
Satispay
Current offer
Bonus
Welcome Bonus 5 EUR with code WEB: 5 EUR
Sign up by downloading the app and use code WEB
Source, checked September 26, 2026
Country by country
| Country | Nu Mexico | Satispay |
|---|---|---|
| Austria | No | Yes |
| Belgium | No | Yes |
| Bulgaria | No | Yes |
| Croatia | No | Yes |
| Cyprus | No | Yes |
| Czechia | No | Yes |
| Denmark | No | Yes |
| Estonia | No | Yes |
8 of 31 countries where either is available.
Questions about each
Nu Mexico
What does Nu Mexico offer for everyday banking?+
Nu Mexico provides an account for routine use that includes easy-access savings for organising money. It combines accessible pots with a structured option for money set apart. The experience focuses on digital management for spending and saving together.
Who is Nu Mexico designed for?+
Nu Mexico appeals to people who want banking and savings in one digital place. It attracts those who value organised pots for plans and routine costs. Check whether flexible access with added structure matches your habits.
Satispay
What does Satispay cost to keep?+
The monthly fee is €0, and no monthly charge is the model listed. Sending and receiving money to contacts and SEPA transfers costs €0. The one extra charge to know is the instant availability top up.
What does it cost to convert currency?+
Conversion costs 0.5%, and the applied margin runs 0.5% to 1%. That sits at the 0.5% site median, while the highest conversion fees on the site reach 7%. Travellers can weigh it against the bank rate.
Other options to compare
Other matchups
Related by the facts
Nu Mexico
Satispay