Orange Money Europe review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Orange Money Europe suits people in France sending money to EU destinations and to Senegal who value predictable, tiered fees. Transfers to EU destinations carry no fee, delivery is Immediate, money available to the recipient on confirmation, and the service operates under an Etablissement de Monnaie Electronique licence in France.
Key facts
- Best for
- Tiered, easy to read transfer fees from France to EU destinations and to Senegal, with payout to a bank account, cash pickup point or wallet.
- Transfer fee
- 1.99 EUR (0.01-100 EUR); 2.99 EUR (100.01-950 EUR); 3.79 EUR to Senegal (100.01-950 EUR); 0 EUR to EU destinations (1-950 EUR)↗
- Delivery time
- Immediate, money available to the recipient on confirmation↗
- Payout methods
- Bank, Cash-pickup, Wallet↗
- Fee to send 1,000
- €2.99↗
- Legal entity
- W-HA↗
- Headquarters
- France↗
- Founded
- 2016↗
- Support channels
- Email, Phone, Help-centre↗
- Official website
- orangemoney.fr
Facts checked September 26, 2026, 5 sources
Pros and cons
Pros
- No fee on transfers to EU destinations, with tiers by amount and a headline fee of €2.99.
- Delivery is Immediate, money available to the recipient on confirmation.
- Payouts run through bank, cash pickup and wallet, so recipients can be paid to a bank account, a cash pickup point or a wallet.
- Support runs on email, phone and help centre.
Cons
- Fees rise with the amount sent, so a large transfer costs more than a small one under the transfer fee schedule.
- The transfer fee schedule lists a separate rate to Senegal, so the middle tier is priced differently on that corridor.
- Support is limited to email, phone and help centre, with no live chat among them.
Who it suits
- People in France sending money to family and friends in EU destinations who want no fee on the transfer.
- Anyone whose recipient can be paid into a bank account, a cash pickup point or a wallet, listed in bank, cash pickup and wallet.
- People who want funds available on confirmation rather than waiting, since delivery is Immediate, money available to the recipient on confirmation.
Who should look elsewhere
- Skrill, if you mainly send by bank transfer, since Skrill charges no fee by bank transfer while a standard transfer here costs €2.99.
- PayPal Colombia, if you want to send from a PayPal balance or linked bank account without a fee, which PayPal Colombia allows.
- Paysera, if your payment is in euro to a SEPA account or another Paysera user, which Paysera sends free.
The company behind it
Orange Money Europe is operated by W-HA, registered in France and founded in 2016. It holds an Etablissement de Monnaie Electronique licence in France, listed under interbank code 14738. Support runs on email, phone and help centre, so you can reach the team by email or phone, or work through the help centre.
How Orange Money Europe compares
8.7 vs 8.0
8.7 vs 8.5
8.7 vs 8.5
8.7 vs 8.9
8.7 vs 9.1
8.7 vs 8.6
8.7 vs 9.0
8.7 vs 8.9- 8.7 vs 8.9
8.7 vs 8.8
8.7 vs 8.8
8.7 vs 8.4
8.7 vs 8.0
Where Orange Money Europe is available
- Available
- Austria, Belgium, France, Germany, Greece, Ireland, Italy, Luxembourg, Netherlands, Portugal, Spain
- Licence in France
- Etablissement de Monnaie Electronique (EME) - code interbancaire 14738, France (14738), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does it cost to send money with Orange Money Europe?+
Fees are tiered by amount. A lower rate covers small transfers, €2.99 is the headline fee for a standard transfer, and transfers to EU destinations carry no fee at all. A separate rate applies to transfers to Senegal in the middle tier, so the price depends on both the amount and the corridor.
How quickly does the money reach the recipient?+
Delivery is Immediate, money available to the recipient on confirmation. That means the recipient can access the money once the transfer is confirmed, which suits payments that cannot wait several days to clear.
Is Orange Money Europe regulated?+
The service is registered in France under an Etablissement de Monnaie Electronique licence, with the interbank code listed as 14738. That licence covers electronic money issued in France, so it tells you who is responsible for the money you hold.
How can the recipient get the money?+
Payouts run through bank, cash pickup and wallet. The recipient can be paid into a bank account, collect cash at a pickup point, or receive the funds in a wallet, which helps when they do not use a bank in the destination country.
How do I contact Orange Money Europe?+
Support runs on email, phone and help centre. You can send an email, call the phone line, or work through the help centre, which is useful if a transfer needs checking before the recipient is paid.
How does it compare with Skrill and Paysera on a European transfer?+
On a euro payment inside Europe, Paysera sends free to SEPA and Paysera users, and Orange Money Europe charges no fee to EU destinations. Skrill charges no fee by bank transfer but more by card. So the lowest cost depends on the rail you use and who holds the funds.
Who is Orange Money Europe built for?+
It is built for people in France sending money abroad or inside Europe, including transfers to Senegal. The combination of bank, cash pickup and wallet and delivery on Immediate, money available to the recipient on confirmation suits recipients who need a bank account, a cash pickup point or a wallet.
Sources
- app.adjust.com/s6q2n0e checked September 26, 2026
Backs: Payout methods, Support channels
“Transfer money to mobile wallets (Orange Money, MTN Momo, Airtel Money, Moov Money, AfriMoney, Bankily, MPESA, HOLO-BDC, etc.) or cash pickup networks. Make transfers to bank accounts in India,...”
- en.wikipedia.org/wiki/Orange_Money checked September 26, 2026
Backs: Founded
“In June 2016, Orange announced the launch of the service in France, with a strong emphasis on transfers to West Africa”
- orangemoney.fr checked September 26, 2026
Backs: Delivery time
- orangemoney.fr/details-des-tarifs checked September 26, 2026
Backs: Transfer fee, Fee to send 1,000
“Frais d'envoi depuis l'Europe: 0,01 - 100 EUR 1,99 EUR; 100,01 - 950 EUR 2,99 EUR”
- orangemoney.fr/mentions-legales checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Exchange rate markup, Licence type.
Related by the facts
Orange Money Europe
Tiered, easy to read transfer fees from France to EU destinations and to Senegal, with payout to a bank account, cash pickup point or wallet.