Updated October 14, 2026 · VaultCue Editorial Team
PX Pay 全支付 vs SCB PLANET prepaid Visa
PX Pay 全支付
SCB PLANET prepaid Visa
Higher score in this comparison
Where PX Pay 全支付 and SCB PLANET prepaid Visa differ
| Compare | ||
|---|---|---|
| Monthly fee | Not confirmed | THB 0 |
| Currencies | Not confirmed | 14 |
| Transfer fee | Not confirmed | THB 100 per overseas ATM cash withdrawal; no annual fee |
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Our verdict on each
PX Pay 全支付
A 2022 cooperation note describes embedding an SDK in the PX Mart app to provide PX Pay members with PXPay Plus payment services.
SCB PLANET prepaid Visa
The SCB PLANET prepaid Visa sits with the no monthly fee accounts, charging THB 0 a year and holding 14 currencies with a 0% exchange rate markup. It suits travellers and expatriates in Thailand who want a card that costs nothing to hold.
Score breakdown
| Area | PX Pay 全支付 | SCB PLANET prepaid Visa |
|---|---|---|
| Cost | Not confirmed | 9.3 |
| Offer | Not confirmed | 8.8 |
| Trust | Not confirmed | 9.9 |
How they place
| Ranking | PX Pay 全支付 | SCB PLANET prepaid Visa |
|---|---|---|
| Current and checking accounts | 721 of 885 | 43 of 885 |
| Money transfer services | 1273 of 1564 | 83 of 1564 |
Every fact side by side
| Fact | PX Pay 全支付 | SCB PLANET prepaid Visa |
|---|---|---|
| Pricing model | Not confirmed | No monthly fee |
| Legal entity | Not confirmed | Siam Commercial Bank PCL |
| Headquarters | Not confirmed | Thailand |
| Founded | Not confirmed | 1906 |
| Support channels | Not confirmed | Help centre |
Money transfer
| Fact | PX Pay 全支付 | SCB PLANET prepaid Visa |
|---|---|---|
| Exchange rate markup | Not confirmed | 0% |
| Delivery time | Not confirmed | Within 7 business days by post; instant issue at 13 designated SCB branches |
| Payout methods | Not confirmed | Bank, Cash pickup, Card |
Savings
| Fact | PX Pay 全支付 | SCB PLANET prepaid Visa |
|---|---|---|
| Access terms | Not confirmed | Prepaid card usable as a cash alternative; 14 currencies, 24/7 FX and top-up via SCB EASY App; overseas ATM withdrawal only, none in Thailand |
| Account kind | Not confirmed | Easy access |
Where each stands against the rest
| Fact | PX Pay 全支付 | SCB PLANET prepaid Visa | Median |
|---|---|---|---|
| Currencies | Not confirmed | 14above the median | 5 |
Median across 536 listed accounts.
Pros and cons
PX Pay 全支付
Pros
- A 2022 cooperation note describes embedding an SDK in the PX Mart app to provide PX Pay members with PXPay Plus payment services.
- The notice does not establish that the two named products are identical.
SCB PLANET prepaid Visa
Pros
- No monthly charge, so the card costs nothing to keep: THB 0 and the no monthly fee model
- Currency conversion carries a 0% markup, at the low end of the comparison
- Holds 14 currencies, more than most cards in the group
Cons
- Overseas ATM withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee
- Support runs on help centre only
- ATM withdrawals are overseas only, with none available in Thailand
Who each suits
PX Pay 全支付
Who it suits
- Readers checking a historical PX Pay and PXPay Plus integration note
SCB PLANET prepaid Visa
Who it suits
- Travellers spending in several currencies from a Thai bank account
- Expatriates and long stay visitors who top up through the SCB EASY App
- Anyone who wants a second card for cash and spending without a monthly fee
Who should look elsewhere
- People who need to withdraw cash in Thailand, as ATM withdrawals are overseas only
- Anyone who wants phone or chat support, since help centre is the listed channel
- Those who want a savings product, as this is a prepaid card rather than an interest account
Country by country
| Country | PX Pay 全支付 | SCB PLANET prepaid Visa |
|---|---|---|
| Thailand | No | Yes |
Questions about each
SCB PLANET prepaid Visa
How much does the SCB PLANET prepaid Visa cost to hold?+
There is a monthly fee of THB 0, so the card sits with accounts that charge nothing for holding it. Overseas ATM cash withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee. Spend on the card itself adds no separate fee in the published terms.
What currencies can the card hold and what does conversion cost?+
The card covers 14 currencies, with conversion carried at a 0% exchange rate markup. The markup is priced at the low end of the group, where the higher cards charge a wider spread on the same conversion.
Can I withdraw cash with this card while I am in Thailand?+
No. Cash withdrawals are overseas only, so the card works as a spending and cash alternative abroad rather than for local withdrawals in Thailand. Each overseas ATM cash withdrawal costs THB 100 per overseas ATM cash withdrawal; no annual fee.
How do I add money to the card?+
Top up through the SCB EASY App, which is also where the card is managed. The card is a prepaid Visa, so it works as a cash alternative rather than a bank account you hold a balance in.
Other options to compare
Related by the facts
PX Pay 全支付
SCB PLANET prepaid Visa