Updated September 29, 2026 · VaultCue Editorial Team
Satispay vs SCB PLANET prepaid Visa
Satispay
SCB PLANET prepaid Visa
Higher score in this comparison
Where Satispay and SCB PLANET prepaid Visa differ
| Compare | SatispayReviewSee alternativesSee alternatives | SCB PLANET prepaid VisaReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | €0 | THB 0 |
| Transfer fee | Free to send and receive money to contacts and for SEPA transfers (0 EUR); instant availability top-up 1.00 EUR | THB 100 per overseas ATM cash withdrawal; no annual fee |
| Deposit protection | EU DGS up to EUR 100,000 | Not confirmed |
| Currency conversion fee | 0.5% | Not confirmed |
| Currencies | Not confirmed | 14 |
| Local account details | IBAN | Not confirmed |
| Free ATM withdrawals | €200 | Not confirmed |
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Key differences
- SCB PLANET prepaid Visa scores higher overall: 9.4 vs 8.9.
- Founded is lower at SCB PLANET prepaid Visa: 1906 vs 2014.
- Satispay is available in 29 more countries.
- Support channels: only Satispay offers Email, Phone.
- Pricing model: only Satispay offers Low FX.
Our verdict on each
Satispay
Satispay suits everyday spenders and travellers who want no monthly charge, cheap currency conversion and instant transfers between users. The monthly fee is €0, the conversion fee is 0.5%, and the trade off is the savings yield, which sits at 2.61% against a site median of 3%.
SCB PLANET prepaid Visa
The SCB PLANET prepaid Visa sits with the no monthly fee accounts, charging THB 0 a year and holding 14 currencies with a 0% exchange rate markup. It suits travellers and expatriates in Thailand who want a card that costs nothing to hold.
Score breakdown
| Area | Satispay | SCB PLANET prepaid Visa |
|---|---|---|
| Cost | 9.2Monthly fee of €0, currency conversion fee of 0.5% and free transfers to contacts sit well against the site median of 0.5%. | 9.3Higher |
| Offer | 9.3HigherSavings pay 2.61% at a variable rate with a €0 minimum, plus €200 of free ATM use. | 8.8 |
| Trust | 8.5 | 9.9Higher |
How they place
| Ranking | Satispay | SCB PLANET prepaid Visa |
|---|---|---|
| Savings accounts | 435 of 1420 | 108 of 1420 |
| Money transfer services | 322 of 1564 | 83 of 1564 |
Every fact side by side
| Fact | Satispay | SCB PLANET prepaid Visa |
|---|---|---|
| Audience | Travelers, Business | Not confirmed |
| Pricing model | No monthly fee, Low FXCovers more | No monthly fee |
| Features | Free ATM, Digital only | Not confirmed |
| Legal entity | Satispay Europe SA | Siam Commercial Bank PCL |
| Headquarters | Luxembourg | Thailand |
| Founded | 2014 | 1906Lower |
| Support channels | Email, Phone, Help centreCovers more | Help centre |
Savings
| Fact | Satispay | SCB PLANET prepaid Visa |
|---|---|---|
| Headline rate | 2.61% | Not confirmed |
| Rate type | Variable | Not confirmed |
| Minimum deposit | €0 | Not confirmed |
| Access terms | Immediate availability, no lock-in, no withdrawal limits; savings moved instantly to Disponibilita | Prepaid card usable as a cash alternative; 14 currencies, 24/7 FX and top-up via SCB EASY App; overseas ATM withdrawal only, none in Thailand |
| Account kind | Easy access | Easy access |
Money transfer
| Fact | Satispay | SCB PLANET prepaid Visa |
|---|---|---|
| Exchange rate markup | 0.5% to 1% | 0%Lower |
| Delivery time | Real time, instant between Satispay users | Within 7 business days by post; instant issue at 13 designated SCB branches |
| Payout methods | Bank, Wallet, Card | Bank, Cash pickup, Card |
| Fee to send 1,000 | €0 | Not confirmed |
Where each stands against the rest
| Fact | Satispay | SCB PLANET prepaid Visa | Median |
|---|---|---|---|
| Currency conversion fee | 0.5%at the median | Not confirmed | 0.5% |
| Currencies | Not confirmed | 14above the median | 5 |
| Free ATM withdrawals | €200above the median | Not confirmed | €1 |
Median across 536 listed accounts.
Pros and cons
Satispay
Pros
- A monthly fee of €0, and Satispay ranks 1 of 500 on cost
- Transfers between Satispay users are Real time, instant between Satispay users, and the transfer fee to contacts is €0
- Savings pay 2.61% at a variable rate from a €0 minimum, with immediate availability
Cons
- The savings yield of 2.61% trails the 3% site median
- Cash pickup is not among its payout methods (bank, wallet and card), which cover a bank, a wallet or a card
- The currency conversion margin runs 0.5% to 1%, above the 0.9% site median
SCB PLANET prepaid Visa
Pros
- No monthly charge, so the card costs nothing to keep: THB 0 and the no monthly fee model
- Currency conversion carries a 0% markup, at the low end of the comparison
- Holds 14 currencies, more than most cards in the group
Cons
- Overseas ATM withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee
- Support runs on help centre only
- ATM withdrawals are overseas only, with none available in Thailand
Who each suits
Satispay
Who it suits
- Everyday spenders who want an account with no monthly charge and free transfers
- Travellers paying in several currencies who weigh the conversion fee before the rate
- People holding a savings balance they can draw on immediately, with no lock in
Who should look elsewhere
- Skrill or bunq if you want a different provider altogether, since their conversion fees of 3.99% and 3% mean switching does not cut your cost
- PayPal Colombia if you want a wallet for international shopping rather than an everyday euro account
SCB PLANET prepaid Visa
Who it suits
- Travellers spending in several currencies from a Thai bank account
- Expatriates and long stay visitors who top up through the SCB EASY App
- Anyone who wants a second card for cash and spending without a monthly fee
Who should look elsewhere
- People who need to withdraw cash in Thailand, as ATM withdrawals are overseas only
- Anyone who wants phone or chat support, since help centre is the listed channel
- Those who want a savings product, as this is a prepaid card rather than an interest account
Current offers
Satispay
Current offer
Bonus
Welcome Bonus 5 EUR with code WEB: 5 EUR
Sign up by downloading the app and use code WEB
Source, checked September 26, 2026
Country by country
| Country | Satispay | SCB PLANET prepaid Visa |
|---|---|---|
| Austria | Yes | No |
| Belgium | Yes | No |
| Bulgaria | Yes | No |
| Croatia | Yes | No |
| Cyprus | Yes | No |
| Czechia | Yes | No |
| Denmark | Yes | No |
| Estonia | Yes | No |
8 of 31 countries where either is available.
Questions about each
Satispay
What does Satispay cost to keep?+
The monthly fee is €0, and no monthly charge is the model listed. Sending and receiving money to contacts and SEPA transfers costs €0. The one extra charge to know is the instant availability top up.
What does it cost to convert currency?+
Conversion costs 0.5%, and the applied margin runs 0.5% to 1%. That sits at the 0.5% site median, while the highest conversion fees on the site reach 7%. Travellers can weigh it against the bank rate.
SCB PLANET prepaid Visa
How much does the SCB PLANET prepaid Visa cost to hold?+
There is a monthly fee of THB 0, so the card sits with accounts that charge nothing for holding it. Overseas ATM cash withdrawals cost THB 100 per overseas ATM cash withdrawal; no annual fee. Spend on the card itself adds no separate fee in the published terms.
What currencies can the card hold and what does conversion cost?+
The card covers 14 currencies, with conversion carried at a 0% exchange rate markup. The markup is priced at the low end of the group, where the higher cards charge a wider spread on the same conversion.
Other options to compare
Other matchups
Related by the facts
Satispay
SCB PLANET prepaid Visa