Neobank comparison
Compare Vivid Money and Wise side by side: fees, regulation, platforms.
Best for cashback and investing
Vivid bundles spending cashback, savings interest and commission-light investing into one account, which make…
Best for multi-currency and FX
Wise is the benchmark for cross-border money: the lowest published FX markup we track and genuine local accou…
| Feature | Vivid Money | Wise |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0% | 0.43% |
| Savings APY | 3.50% | 3.39% |
| Currencies | 40 | 40 |
| Card network | Visa | Mastercard |
| Deposit protection | DGS up to 100,000 EUR via Solarisbank | Safeguarded (FCA-authorised e-money) |
| Regulators | - | - |
| Best for | Best for cashback and investing | Best for multi-currency and FX |
| Markets & account | ||
Vivid Money
Vivid bundles spending cashback, savings interest and commission-light investing into one account, which makes it a strong second card for EU spenders chasing rewards.
Confirm current fees and rates on the provider's site. T&Cs apply.
Wise
Wise is the benchmark for cross-border money: the lowest published FX markup we track and genuine local account details make it the account to hold foreign currency in.
Confirm current fees and rates on the provider's site. T&Cs apply.
Line up any two accounts side by side, or browse the full list to find your next platform.