Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Wing Bank review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Wing Bank suits expats in Cambodia who want everyday banking with no monthly charge and an easy-access savings pot. It scores 3.4 overall, with a strong 4.3 on cost, and pairs $0 monthly fees with card conversion of 2.5%.

Key facts

Best for
Expats in Cambodia who want a local current account with no monthly fee and easy-access savings.
Monthly fee
$0↗
Currency conversion fee
2.5%↗
Currencies
2↗
Transfer fee
Free to any Wing account↗
Legal entity
Wing Bank (Cambodia) Plc↗
Headquarters
Cambodia↗
Founded
2008↗
Support channels
Email, Phone, Chat, Help-centre↗
Audience
Expats
Pricing model
No monthly fee
Features
Free ATM withdrawals
Official website
wingbank.com.kh

Savings

Headline rate
0.1% to 3%↗
Rate type
Variable↗
Access terms
Withdraw or deposit any time via Wing Bank App or branches; USD 5 fee if closed within 6 months↗
Account kind
Easy access↗

Money transfer

Payout methods
Bank, Cash-pickup, Wallet↗
Fee to send 1,000
$30↗

Facts checked September 26, 2026, 7 sources

Apps and profiles

Get the app
App Store
Elsewhere
LinkedInt.me

Pros and cons

Pros

  • The current account has a monthly fee of $0 and runs on a no monthly fee model.
  • Transfers are Free to any Wing account, so moving money inside the bank costs nothing.
  • The savings account is an easy access account paying 0.1% to 3% on a variable basis.
  • Card withdrawals are free atm, and support runs on email, phone and chat.

Cons

  • Card currency conversion is 2.5%, higher than the 0.22% typical for everyday accounts.
  • A closure fee applies if the savings account is closed within a waiting period.
  • The current account covers only 2 currencies, short of the 9 for everyday accounts.
Wing Bank

Ready to try Wing Bank?

Scored 8.9 / 10 by VaultCue.

See alternatives

Who it suits

  • Expats based in Cambodia who need a local current account and a easy access savings account.
  • Anyone who wants everyday banking without a monthly charge, given fees of $0.
  • Customers who bank mainly locally and move money between their own Wing accounts, where transfers are Free to any Wing account.

Who should look elsewhere

  • Travelers who hold many currencies, since the current account covers 2 only.
  • People who convert on the card often, because conversion runs to 2.5%.
  • Skrill or eToro users, whose monthly fees of €0 and £0 come with a wider currency choice.

How Wing Bank compares

Where Wing Bank is available

Available
Australia, Belgium, Cambodia, Canada, France, Germany, Japan, Malaysia, Netherlands, New Zealand, South Korea, Sweden, Switzerland, Thailand, United States
Licence in Cambodia
National Bank of Cambodia, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is there a monthly fee on the Wing Bank current account?+

The current account runs on a no monthly fee model, with a monthly fee of $0. That matches the €0 for everyday accounts and sits at the bottom of the range compared here.

What savings rate does Wing Bank pay?+

The savings account pays 0.1% to 3% on a variable basis, so the rate can move with the bank. It is an easy access account, meaning you can draw down or add money whenever you need to rather than locking a balance away.

How much does it cost to convert currency?+

Card conversion runs to 2.5%, which is above the 0.22% for everyday accounts. If you convert often, that difference is worth weighing against alternatives with a lower conversion charge.

Who regulates Wing Bank?+

Wing Bank is licensed by the National Bank of Cambodia, and the legal entity is Wing Bank (Cambodia) Plc. Its head office is in Cambodia, so the account is set up for the Cambodian market.

How many currencies can I hold?+

The current account covers 2 currencies, which is below the 9 for everyday accounts. If you need a wider range of currencies, a multi-currency provider may fit better.

What do transfers and withdrawals cost?+

Transfers to any Wing account are Free to any Wing account, so moving money between your own accounts costs nothing. The savings account also lets you withdraw or deposit at any time through the app or branches, with a small fee if you close it within a set period.

How do I get help from Wing Bank?+

Support runs on email, phone and chat, so you can reach the bank by email, phone, chat or the help centre. Withdrawal and deposit access is through the Wing Bank App or at branches.

Who is the Wing Bank account built for?+

The bank's international and foreign currency accounts are aimed at expats living in Cambodia. The bank was founded in 2008, and card withdrawals are free atm.

Sources

Compiled from 8 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection.

Wing Bank

Wing Bank

Expats in Cambodia who want a local current account with no monthly fee and easy-access savings.

8.9/10See alternatives