Neobank comparison
Compare N26 and Vivid Money side by side: fees, regulation, platforms.
Best for the eurozone
N26 pairs a real German banking licence with a clean app, making it the safest-feeling everyday account for p…
Best for cashback and investing
Vivid bundles spending cashback, savings interest and commission-light investing into one account, which make…
| Feature | N26 | Vivid Money |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0% | 0% |
| Savings APY | 2.74% | 3.50% |
| Currencies | 1 | 40 |
| Card network | Mastercard | Visa |
| Deposit protection | German deposit guarantee (EdB) up to 100,000 EUR | DGS up to 100,000 EUR via Solarisbank |
| Regulators | - | - |
| Best for | Best for the eurozone | Best for cashback and investing |
| Markets & account | ||
N26
N26 pairs a real German banking licence with a clean app, making it the safest-feeling everyday account for people who live and earn in euros.
Confirm current fees and rates on the provider's site. T&Cs apply.
Vivid Money
Vivid bundles spending cashback, savings interest and commission-light investing into one account, which makes it a strong second card for EU spenders chasing rewards.
Confirm current fees and rates on the provider's site. T&Cs apply.
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