N26 vs Revolut - VaultCue
VaultCue

Neobank comparison

N26 vs Revolut

Compare N26 and Revolut side by side: fees, regulation, platforms.

N26

N26

Best for the eurozone

N26 pairs a real German banking licence with a clean app, making it the safest-feeling everyday account for p…

VS
Revolut

Revolut

Best all-rounder

Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyo…

Head-to-head comparison

N26 vs Revolut
Feature N26 Revolut
Monthly fee Free Free
FX markup 0% 0.50%
Savings APY 2.74% 1.74%
Currencies 1 36
Card network Mastercard Visa and Mastercard
Deposit protection German deposit guarantee (EdB) up to 100,000 EUR Safeguarded (FCA); DGS up to 100,000 EUR via Revolut Bank in the EEA
Regulators - -
Best for Best for the eurozone Best all-rounder
Markets & account

Pros & cons

N26

N26

Pros

  • Full German banking licence with 100,000 EUR deposit protection
  • No card FX fee at the Mastercard rate
  • Instant savings paying interest from the first euro

Cons

  • Euro-only balance, so no true multi-currency holding
  • Only a few free ATM withdrawals per month on the free plan
Revolut

Revolut

Pros

  • Huge feature set: FX, savings vaults, stocks, crypto and budgeting
  • Weekday interbank FX up to a generous monthly limit
  • Polished app with instant spend notifications

Cons

  • Weekend FX surcharge and out-of-limit conversion fees
  • UK balances are safeguarded e-money, not FSCS protected
N26

N26

N26 pairs a real German banking licence with a clean app, making it the safest-feeling everyday account for people who live and earn in euros.

Confirm current fees and rates on the provider's site. T&Cs apply.

Revolut

Revolut

Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyone who wants spending, saving and investing under one login.

Confirm current fees and rates on the provider's site. T&Cs apply.

Not the right match?

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