Updated October 14, 2026 · VaultCue Editorial Team
PX Pay 全支付 vs Vivid Money
PX Pay 全支付
Vivid Money
Higher score in this comparison
What sets them apart
| Compare | PX Pay 全支付ReviewSee alternativesSee alternatives | Vivid MoneyReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | Not confirmed | €0 |
| Deposit protection | Not confirmed | EU DGS up to EUR 100,000 |
| Currency conversion fee | Not confirmed | 0.25% |
| Currencies | Not confirmed | 22 |
| Local account details | Not confirmed | IBAN |
| Transfer fee | Not confirmed | Free |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict on each
PX Pay 全支付
A 2022 cooperation note describes embedding an SDK in the PX Mart app to provide PX Pay members with PXPay Plus payment services.
Vivid Money
Vivid Money suits people who want everyday spending plus savings in the same app without monthly upkeep, with the standard plan priced at €0 a month. Cash stays within instant access pockets that suit flexible savers who also move money across currencies for travel or daily life abroad.
Score breakdown
| Area | PX Pay 全支付 | Vivid Money |
|---|---|---|
| Cost | Not confirmed | 9.2Conversion priced at 0.25% keeps cross currency spend modest versus broader market levels |
| Offer | Not confirmed | 9.1Interest pocket pays 3% on instant access balances with low entry threshold |
| Trust | Not confirmed | 8.3Eligible balances covered by EU DGS up to EUR 100,000 with licensed EU supervision |
Every fact side by side
| Fact | PX Pay 全支付 | Vivid Money |
|---|---|---|
| Pricing model | Not confirmed | No monthly fee |
| Features | Not confirmed | Digital only |
| Legal entity | Not confirmed | Vivid Money B.V. |
| Headquarters | Not confirmed | Netherlands |
| Founded | Not confirmed | 2019 |
| Support channels | Not confirmed | Chat, Help centre |
Savings
| Fact | PX Pay 全支付 | Vivid Money |
|---|---|---|
| Headline rate | Not confirmed | 3% |
| Rate type | Not confirmed | Fixed |
| Minimum deposit | Not confirmed | €0.010 |
| Access terms | Not confirmed | Instant access |
| Account kind | Not confirmed | Easy access |
| Regulators | Not confirmed | Commission de Surveillance du Secteur Financier (CSSF), Dutch Authority for Financial Markets (AFM), Netherlands Authority for the Financial Markets (AFM) |
Where each stands against the rest
| Fact | PX Pay 全支付 | Vivid Money | Median |
|---|---|---|---|
| Monthly fee | Not confirmed | €0at the median | €0 |
| Currency conversion fee | Not confirmed | 0.25%below the median | 0.5% |
| Currencies | Not confirmed | 22highest quarter | 5 |
Median across 536 listed accounts.
Pros and cons
PX Pay 全支付
Pros
- A 2022 cooperation note describes embedding an SDK in the PX Mart app to provide PX Pay members with PXPay Plus payment services.
- The notice does not establish that the two named products are identical.
Vivid Money
Pros
- Transfers cost free, which keeps routine euro moves easy to budget
- Supports 22 currencies and issues IBAN for getting paid across borders
- Savings start from €0.01 with withdrawals under Instant access for flexible access
Cons
- Support runs on chat and help centre only, so callers must use chat or articles
- Account is digital only through digital only, with no branch option for cash service
Who each suits
PX Pay 全支付
Who it suits
- Readers checking a historical PX Pay and PXPay Plus integration note
Vivid Money
Who it suits
- Travellers and expats holding balances across currencies
- Flexible savers wanting instant access pockets in the same app
- App led users happy with chat based service
Who should look elsewhere
- Consider bunq if conversion cost matters most and you want to compare against 3%
- Consider Bit2Me if crypto linked services matter and you want to compare against 0.95%
- Consider eToro if trading features matter and you want to compare upkeep against £0
Questions about each
Vivid Money
What does Vivid Money charge for the account+
The standard plan is priced at €0 a month, which keeps upkeep predictable for everyday use. Transfers are listed at free, while currency conversion is listed at 0.25% for cross currency moves.
How many currencies can you hold+
Vivid Money supports 22 currencies, which helps if you hold balances for travel or pay across borders. Local euro details come through IBAN, making it easier to receive salary or transfers within the region.
Is money held with Vivid Money protected+
Balances fall under EU DGS up to EUR 100,000 for eligible funds. Supervision connects to Commission de Surveillance du Secteur Financier (CSSF) under licence W00000015, alongside oversight from Dutch Authority for Financial Markets (AFM).
How does the interest pocket work+
The interest pocket pays 3% and opens from €0.01, so entry stays accessible for smaller savers. Access is listed as Instant access, which suits funds you may need to move at short notice.
Other options to compare
Other matchups
Related by the facts
PX Pay 全支付
Vivid Money