Updated October 14, 2026 · VaultCue Editorial Team
Touch n Go eWallet Visa Card vs Vivid Money
Touch n Go eWallet Visa Card
Vivid Money
Higher score in this comparison
Where Touch n Go eWallet Visa Card and Vivid Money differ
| Compare | Touch n Go eWallet Visa CardReviewSee alternativesSee alternatives | Vivid MoneyReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | Not confirmed | €0 |
| Deposit protection | Not confirmed | EU DGS up to EUR 100,000 |
| Currency conversion fee | Not confirmed | 0.25% |
| Currencies | Not confirmed | 22 |
| Local account details | Not confirmed | IBAN |
| Transfer fee | Not confirmed | Free |
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Our verdict on each
Touch n Go eWallet Visa Card
Touch n Go eWallet in Malaysia offers a Visa prepaid card funded from the eWallet balance. A help article describes Visa Plus ATM withdrawals; fees and eligibility are not established here.
Vivid Money
Vivid Money suits people who want everyday spending plus savings in the same app without monthly upkeep, with the standard plan priced at €0 a month. Cash stays within instant access pockets that suit flexible savers who also move money across currencies for travel or daily life abroad.
Score breakdown
| Area | Touch n Go eWallet Visa Card | Vivid Money |
|---|---|---|
| Cost | Not confirmed | 9.2Conversion priced at 0.25% keeps cross currency spend modest versus broader market levels |
| Offer | Not confirmed | 9.1Interest pocket pays 3% on instant access balances with low entry threshold |
| Trust | Not confirmed | 8.3Eligible balances covered by EU DGS up to EUR 100,000 with licensed EU supervision |
Every fact side by side
| Fact | Touch n Go eWallet Visa Card | Vivid Money |
|---|---|---|
| Pricing model | Not confirmed | No monthly fee |
| Features | Not confirmed | Digital only |
| Legal entity | TNG Digital Sdn. Bhd. | Vivid Money B.V. |
| Headquarters | Malaysia | Netherlands |
| Founded | Not confirmed | 2019 |
| Support channels | Not confirmed | Chat, Help centre |
Money transfer
| Fact | Touch n Go eWallet Visa Card | Vivid Money |
|---|---|---|
| Exchange rate markup | 0% | Not confirmed |
Savings
| Fact | Touch n Go eWallet Visa Card | Vivid Money |
|---|---|---|
| Headline rate | Not confirmed | 3% |
| Rate type | Not confirmed | Fixed |
| Minimum deposit | Not confirmed | €0.010 |
| Access terms | Not confirmed | Instant access |
| Account kind | Not confirmed | Easy access |
| Regulators | Not confirmed | Commission de Surveillance du Secteur Financier (CSSF), Dutch Authority for Financial Markets (AFM), Netherlands Authority for the Financial Markets (AFM) |
Where each stands against the rest
| Fact | Touch n Go eWallet Visa Card | Vivid Money | Median |
|---|---|---|---|
| Monthly fee | Not confirmed | €0at the median | €0 |
| Currency conversion fee | Not confirmed | 0.25%below the median | 0.5% |
| Currencies | Not confirmed | 22highest quarter | 5 |
Median across 536 listed accounts.
Pros and cons
Touch n Go eWallet Visa Card
Pros
- The card is funded from the eWallet balance.
Cons
- ATM fees and eligibility are not established in the captured details.
Vivid Money
Pros
- Transfers cost free, which keeps routine euro moves easy to budget
- Supports 22 currencies and issues IBAN for getting paid across borders
- Savings start from €0.01 with withdrawals under Instant access for flexible access
Cons
- Support runs on chat and help centre only, so callers must use chat or articles
- Account is digital only through digital only, with no branch option for cash service
Who each suits
Touch n Go eWallet Visa Card
Who it suits
- Malaysian eWallet users looking for a prepaid Visa and ATM access.
Who should look elsewhere
- Users who need confirmed withdrawal fees and eligibility before choosing.
Vivid Money
Who it suits
- Travellers and expats holding balances across currencies
- Flexible savers wanting instant access pockets in the same app
- App led users happy with chat based service
Who should look elsewhere
- Consider bunq if conversion cost matters most and you want to compare against 3%
- Consider Bit2Me if crypto linked services matter and you want to compare against 0.95%
- Consider eToro if trading features matter and you want to compare upkeep against £0
Questions about each
Vivid Money
What does Vivid Money charge for the account+
The standard plan is priced at €0 a month, which keeps upkeep predictable for everyday use. Transfers are listed at free, while currency conversion is listed at 0.25% for cross currency moves.
How many currencies can you hold+
Vivid Money supports 22 currencies, which helps if you hold balances for travel or pay across borders. Local euro details come through IBAN, making it easier to receive salary or transfers within the region.
Is money held with Vivid Money protected+
Balances fall under EU DGS up to EUR 100,000 for eligible funds. Supervision connects to Commission de Surveillance du Secteur Financier (CSSF) under licence W00000015, alongside oversight from Dutch Authority for Financial Markets (AFM).
How does the interest pocket work+
The interest pocket pays 3% and opens from €0.01, so entry stays accessible for smaller savers. Access is listed as Instant access, which suits funds you may need to move at short notice.
Other options to compare
Other matchups
Related by the facts
Touch n Go eWallet Visa Card
Vivid Money